Cloquet, MN · standard
ZIP Code 55720
Carlton County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,999
- 41/sq mi
- $64,167
- Median income
- $223,200
- Median home value
- 25.2%
- Bachelor's or higher
The verdict
Cloquet pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 37th pct
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 41
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55720 against every reporting US ZIP.
ZIP code 55720 is classified by USPS as a standard delivery area and covers roughly 416.6 square miles in Cloquet, Carlton County, Minnesota. The area is home to 16,999 residents, producing a population density of 41 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55720 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55720 sits at $64,167 (22% below the Minnesota average), while per-capita income is $37,770. The poverty rate stands at 14.1% and the unemployment rate at 4.9%. On housing, the median home value is $223,200 (13% below the state average) with median rent at $1,023 per month, and 71.8% of occupied units are owner-occupied, a direct signal of whether 55720 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 25.2% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 19 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carlton County, so you can benchmark 55720 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55720
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55720.
- Health care and social assistance
Health care and social assistance
67 establishments
- Retail trade
Retail trade
58 establishments
- Other services (except public administration)
Other services (except public administration)
52 establishments
- Construction
Construction
37 establishments
- Accommodation and food services
Accommodation and food services
35 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55720, Cloquet, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
16,999
Population
416.6
Area (sq mi)
41
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55720?
38.2
Median Age
47.6%
Male
52.4%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,167
Median Household Income
-22% vs state
$37,770
Per Capita Income
14.1%
Poverty Rate
4.9%
Unemployment Rate
18.6 min
Mean Commute Time
How ZIP 55720 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$64,167 37th percentile higher than 37% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,692
Total Housing Units
7,154
Occupied Units
538
Vacant Units
2.37
Avg Household Size
Occupancy Type
$223,200
Median Home Value
-13% vs state
$1,023
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.8%
YoY Change (2024)
252
HPI Index (2000 = 100)
+152%
Total Change Since 2000
Home values in ZIP 55720 have decreased 2.8% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 180 |
| 2021 | +10.0% | 198 |
| 2022 | +13.1% | 223 |
| 2023 | +16.2% | 260 |
| 2024 | -2.8% | 252 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 398 business establishments in ZIP 55720, employing approximately 5,570 people with a combined annual payroll of $309,599,000.
398
Businesses
5,570
Employees
$309.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 67 | 16.8% |
| Retail trade | 58 | 14.6% |
| Other services (except public administration) | 52 | 13.1% |
| Construction | 37 | 9.3% |
| Accommodation and food services | 35 | 8.8% |
| Finance and insurance | 31 | 7.8% |
| Professional, scientific, and technical services | 22 | 5.5% |
| Administrative and support and waste management and remediation services | 20 | 5.0% |
| Real estate and rental and leasing | 14 | 3.5% |
| Manufacturing | 13 | 3.3% |
| Transportation and warehousing | 12 | 3.0% |
| Arts, entertainment, and recreation | 12 | 3.0% |
| Wholesale trade | 9 | 2.3% |
| Information | 9 | 2.3% |
| Utilities | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55720 vs 55718 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55718 | Carlton, MN | 3,281 | 9.5 mi |
More ZIP Codes in Carlton County
Related Areas
Frequently Asked Questions
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How many businesses are in ZIP code 55720? ▼
What are the main industries in ZIP code 55720? ▼
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ZIP Code Research Guides
Official Data Resources for Cloquet, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.