PlainZIP

Cloquet, MN · standard

ZIP Code 55720

Carlton County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,999
41/sq mi
$64,167
Median income
$223,200
Median home value
25.2%
Bachelor's or higher

The verdict

Cloquet pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
Top 50%
home value, US ZIPs
41
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55720 against every reporting US ZIP.

ZIP code 55720 is a mid-sized community (a standard USPS delivery area) in Cloquet, Carlton County, Minnesota, home to 16,999 residents across 416.6 square miles, a density of 41 people per square mile, in the Chicago time zone.

ZIP 55720 reports a modest median household income of $64,167 (22% below the Minnesota average), while per-capita income is $37,770. Local economic indicators show a 14.1% poverty rate alongside 4.9% unemployment. On housing, the median home value is $223,200 (13% below the state average) with median rent at $1,023 per month, and 71.8% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 25.2% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 19 minutes. To put 55720 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Carlton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55720

Top 5 sectors by establishment count in Cloquet, MN

Which industries have the most business establishments in ZIP 55720.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55720, Cloquet, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,999

Population

416.6

Area (sq mi)

41

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55720?

38.2

Median Age

47.6%

Male

52.4%

Female

2.0%

Foreign-Born

White 83.7%
African American 0.7%
Asian 0.7%
American Indian or Alaska Native 6.6%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.9%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,167

Median Household Income

-22% vs state

$37,770

Per Capita Income

14.1%

Poverty Rate

4.9%

Unemployment Rate

18.6 min

Mean Commute Time

How ZIP 55720 ranks nationally

Cloquet, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,167 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.3%
Bachelor's Degree or Higher 25.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,692

Total Housing Units

7,154

Occupied Units

538

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 71.8%
Renter 28.2%

$223,200

Median Home Value

-13% vs state

$1,023

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.8%

YoY Change (2024)

252

HPI Index (2000 = 100)

+152%

Total Change Since 2000

Home values in ZIP 55720 have decreased 2.8% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 180
2021 +10.0% 198
2022 +13.1% 223
2023 +16.2% 260
2024 -2.8% 252

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 398 business establishments in ZIP 55720, employing approximately 5,570 people with a combined annual payroll of $309,599,000.

398

Businesses

5,570

Employees

$309.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 67 16.8%
Retail trade 58 14.6%
Other services (except public administration) 52 13.1%
Construction 37 9.3%
Accommodation and food services 35 8.8%
Finance and insurance 31 7.8%
Professional, scientific, and technical services 22 5.5%
Administrative and support and waste management and remediation services 20 5.0%
Real estate and rental and leasing 14 3.5%
Manufacturing 13 3.3%
Transportation and warehousing 12 3.0%
Arts, entertainment, and recreation 12 3.0%
Wholesale trade 9 2.3%
Information 9 2.3%
Utilities 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55720 vs 55718 →

ZIP Code City Population Distance
55718 Carlton, MN 3,281 9.5 mi

More ZIP Codes in Carlton County

55733 standard
Esko, MN
Pop: 4,616
55767 standard
Moose Lake, MN
Pop: 4,532
55707 standard
Barnum, MN
Pop: 3,440
55718 standard
Carlton, MN
Pop: 3,281
55797 standard
Wrenshall, MN
Pop: 1,441
55726 standard
Cromwell, MN
Pop: 1,045

Related Areas

Carlton County Cloquet, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55720 in? ▼
ZIP code 55720 (Cloquet) is located in Carlton County, Minnesota. Carlton County contains multiple ZIP codes, see the full list at /counties/carlton-mn.
What is the population of ZIP code 55720? ▼
ZIP code 55720 in Cloquet, MN has a population of 16,999 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55720? ▼
The median household income in ZIP 55720 is $64,167, which is 16% below the national average of $76,288.
What is the average home value in ZIP 55720? ▼
The median home value in ZIP 55720 is $223,200, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 55720? ▼
The largest racial group in ZIP 55720 is White at 83.7%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 55720? ▼
ZIP code 55720 has 398 business establishments employing approximately 5,570 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55720? ▼
The top industries by establishment count in ZIP 55720 are: Health care and social assistance (67), Retail trade (58), Other services (except public administration) (52). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 55720? ▼
According to the FHFA House Price Index, home values in ZIP 55720 decreased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 152%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55720? ▼
In ZIP code 55720, 55.3% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55720? ▼
The mean commute time for workers in ZIP code 55720 is 18.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55720? ▼
In ZIP code 55720, approximately 71.8% of occupied housing units are owner-occupied and 28.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55720? ▼
The poverty rate in ZIP code 55720 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.