Cotton, MN · standard
ZIP Code 55724
St. Louis County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 741
- 1/sq mi Low-density area
- $75,313
- Median income Near-median income area
- $226,600
- Median home value Near-median home value
- 27.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cotton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 45%
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 1
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55724 against every reporting US ZIP.
ZIP code 55724 is a sparsely populated ZIP (a standard USPS delivery area) in Cotton, St. Louis County, Minnesota, home to just 741 residents across 617.5 square miles, a density of 1 people per square mile, in the Chicago time zone.
ZIP 55724 lands in the middle-income range, with a median household income of $75,313 (8% below the average Minnesota ZIP), while per-capita income is $44,174. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.9% and unemployment is 3.1%. Median home value is $226,600 (11% below the average Minnesota ZIP); 93.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 27.9% of adults hold a bachelor's degree or higher, the median age is 59.2, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in St. Louis County, so 55724 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55724, Cotton, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
741
Population
617.5
Area (sq mi)
1
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55724?
59.2
Median Age
53.9%
Male
46.1%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$75,313
Median Household Income
-8% vs state ZIP avg
$44,174
Per Capita Income
6.9%
Poverty Rate
3.1%
Unemployment Rate
How ZIP 55724 ranks among Minnesota ZIPs
Cotton, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$75,313 45th percentile higher than 45% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
917housing units
917
Total Housing Units
365
Occupied Units
552
Vacant Units
1.92
Avg Household Size
Occupancy Type
$226,600
Median Home Value
-11% vs state ZIP avg
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.4%
YoY Change (2021)
179
HPI Index (2000 = 100)
+79%
Total Change Since 2000
Home values in ZIP 55724 have increased 7.4% over the past year (2021). Since 2000, this ZIP has seen +79% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | -6.7% | 131 |
| 2018 | +13.0% | 149 |
| 2019 | +7.6% | 160 |
| 2020 | +4.4% | 167 |
| 2021 | +7.4% | 179 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 12 business establishments in ZIP 55724, employing approximately 68 people with a combined annual payroll of $2,761,000.
12
Businesses
68
Employees
$2.8M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 33.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55724 vs 55766 →
ZIP 55724 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55724
Cotton (55724)
741 residents
- 55717
Canyon (55717)
335 residents
- 55766 43
Melrude (55766)
43 residents
What this shows Among its immediate neighbors, ZIP 55724 ranks the most populous - useful context the national average alone can't give.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55724, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Louis County
Related Areas
Frequently Asked Questions
What county is ZIP code 55724 in?
ZIP code 55724 (Cotton) is located in St. Louis County, Minnesota. St. Louis County contains multiple ZIP codes, see the full list at /counties/st-louis-mn.
What is the population of ZIP code 55724?
ZIP code 55724 in Cotton, MN has a population of 741 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55724?
The median household income in ZIP 55724 is $75,313, which is 1% below the national average of $76,288.
What is the average home value in ZIP 55724?
The median home value in ZIP 55724 is $226,600, which is 19% below the national average of $278,155.
What is the demographic makeup of ZIP 55724?
The largest racial group in ZIP 55724 is White at 95.8%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 55724?
ZIP code 55724 has 12 business establishments employing approximately 68 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 55724?
According to the FHFA House Price Index, home values in ZIP 55724 increased by 7.4% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55724?
In ZIP code 55724, 61.3% of residents aged 25+ have a high school diploma or higher, and 27.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 55724?
In ZIP code 55724, approximately 93.4% of occupied housing units are owner-occupied and 6.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55724?
The poverty rate in ZIP code 55724 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55724's numbers, next.
- See how ZIP 55724 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cotton, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.