Gilbert, MN · standard

ZIP Code 55741

St. Louis County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 11, 2026

3,164
19/sq mi: $69,545
Median income: $164,500
Median home value: 20.2%
Bachelor's or higher

The verdict

Gilbert pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

46th pct
household income, US ZIPs: 32th pct
home value, US ZIPs: 19
people per sq mi: 86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55741 against every reporting US ZIP.

ZIP code 55741 is classified by USPS as a standard delivery area and covers roughly 169.2 square miles in Gilbert, St. Louis County, Minnesota. The area is home to 3,164 residents, producing a population density of 19 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55741 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55741 sits at $69,545 (15% below the Minnesota average), while per-capita income is $41,149. The poverty rate stands at 8.3% and the unemployment rate at 1.1%. On housing, the median home value is $164,500 (36% below the state average) with median rent at $819 per month, and 85.7% of occupied units are owner-occupied, a direct signal of whether 55741 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.2% of adults hold a bachelor's degree or higher, the median age is 52.6, and the average commute is 22 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Louis County, so you can benchmark 55741 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55741

Construction

10
Health care and social assistance

6
Retail trade

5
Other services (except public administration)

4
Finance and insurance

3

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55741, Gilbert, MN · 2023 Accessed 2026-06-11 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,164

Population

169.2

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 55741?

52.6

Median Age

48.5%

Male

51.5%

Female

1.6%

Foreign-Born

White 93.6%

African American 0.0%

Asian 0.1%

American Indian or Alaska Native 0.3%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 5.8%

Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,545

Median Household Income

-15% vs state

$41,149

Per Capita Income

8.3%

Poverty Rate

1.1%

Unemployment Rate

22.2 min

Mean Commute Time

How ZIP 55741 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$69,545 46th percentile higher than 46% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.6%

Bachelor's Degree or Higher 20.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,583

Total Housing Units

1,298

Occupied Units

285

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 85.7%

Renter 14.3%

$164,500

Median Home Value

-36% vs state

$819

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.3%

YoY Change (2023)

201

HPI Index (2000 = 100)

+101%

Total Change Since 2000

Home values in ZIP 55741 have increased 1.3% over the past year (2023). Since 2000, this ZIP has seen +101% cumulative appreciation.

Year	Annual Change	HPI Index
2019	+6.7%	165
2020	-2.7%	161
2021	+9.8%	177
2022	+12.1%	198
2023	+1.3%	201

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 55741, employing approximately 375 people with a combined annual payroll of $18,652,000.

Businesses

375

Employees

$18.7M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	10	25.6%
Health care and social assistance	6	15.4%
Retail trade	5	12.8%
Other services (except public administration)	4	10.3%
Finance and insurance	3	7.7%
Administrative and support and waste management and remediation services	3	7.7%
Accommodation and food services	3	7.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55741 vs 55708 →

55792

10,107
55734

6,213
55741

3,164
55708

959

What this shows Among its immediate neighbors, ZIP 55741 ranks #3 by population — useful context the national average alone can't give.

55741

$69,545
55708

$66,389
55734

$62,703
55792

$53,750

What this shows By household income, ZIP 55741 ranks the highest of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
55708	Biwabik, MN	959	8.0 mi
55734	Eveleth, MN	6,213	8.1 mi
55792	Virginia, MN	10,107	10.4 mi

More ZIP Codes in St. Louis County

St. Louis County Gilbert, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55741 in? ▼

ZIP code 55741 (Gilbert) is located in St. Louis County, Minnesota. St. Louis County contains multiple ZIP codes, see the full list at /counties/st-louis-mn.

What is the population of ZIP code 55741? ▼

ZIP code 55741 in Gilbert, MN has a population of 3,164 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 55741? ▼

The median household income in ZIP 55741 is $69,545, which is 9% below the national average of $76,288.

What is the average home value in ZIP 55741? ▼

The median home value in ZIP 55741 is $164,500, which is 41% below the national average of $278,155.

What is the demographic makeup of ZIP 55741? ▼

The largest racial group in ZIP 55741 is White at 93.6%. Hispanic or Latino residents make up 3.3% of the population.

How many businesses are in ZIP code 55741? ▼

ZIP code 55741 has 39 business establishments employing approximately 375 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 55741? ▼

The top industries by establishment count in ZIP 55741 are: Construction (10), Health care and social assistance (6), Retail trade (5). There are 7 industry sectors represented in total.

How have home values changed in ZIP code 55741? ▼

According to the FHFA House Price Index, home values in ZIP 55741 increased by 1.3% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 55741? ▼

In ZIP code 55741, 52.6% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 55741? ▼

The mean commute time for workers in ZIP code 55741 is 22.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 55741? ▼

In ZIP code 55741, approximately 85.7% of occupied housing units are owner-occupied and 14.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 55741? ▼

The poverty rate in ZIP code 55741 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.