Grand Rapids, MN · standard

ZIP Code 55744

Itasca County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,164
31/sq mi
$70,644
Median income
$241,200
Median home value
29.4%
Bachelor's or higher

The verdict

Grand Rapids pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
Top 45%
home value, US ZIPs
31
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55744 against every reporting US ZIP.

ZIP code 55744 is classified by USPS as a standard delivery area and covers roughly 644.2 square miles in Grand Rapids, Itasca County, Minnesota. The area is home to 20,164 residents, producing a population density of 31 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55744 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55744 sits at $70,644 (14% below the Minnesota average), while per-capita income is $37,925. The poverty rate stands at 10.9% and the unemployment rate at 4.4%. On housing, the median home value is $241,200 (6% below the state average) with median rent at $1,092 per month, and 76.9% of occupied units are owner-occupied, a direct signal of whether 55744 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.4% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 20 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Itasca County, so you can benchmark 55744 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55744

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55744.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55744, Grand Rapids, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

20,164

Population

644.2

Area (sq mi)

31

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55744?

47.1

Median Age

49.1%

Male

50.9%

Female

1.2%

Foreign-Born

White 90.0%
African American 0.9%
Asian 0.7%
American Indian or Alaska Native 1.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,644

Median Household Income

-14% vs state

$37,925

Per Capita Income

10.9%

Poverty Rate

4.4%

Unemployment Rate

19.8 min

Mean Commute Time

How ZIP 55744 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$70,644 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.7%
Bachelor's Degree or Higher 29.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,702

Total Housing Units

8,397

Occupied Units

1,305

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 76.9%
Renter 23.1%

$241,200

Median Home Value

-6% vs state

$1,092

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.2%

YoY Change (2024)

237

HPI Index (2000 = 100)

+137%

Total Change Since 2000

Home values in ZIP 55744 have decreased 0.2% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 166
2021 +10.3% 183
2022 +14.7% 210
2023 +13.1% 238
2024 -0.2% 237

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 733 business establishments in ZIP 55744, employing approximately 9,515 people with a combined annual payroll of $470,363,000.

733

Businesses

9,515

Employees

$470.4M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 127 17.3%
Retail trade 111 15.1%
Construction 78 10.6%
Other services (except public administration) 77 10.5%
Professional, scientific, and technical services 63 8.6%
Accommodation and food services 63 8.6%
Finance and insurance 46 6.3%
Real estate and rental and leasing 31 4.2%
Wholesale trade 27 3.7%
Administrative and support and waste management and remediation services 26 3.5%
Manufacturing 23 3.1%
Transportation and warehousing 16 2.2%
Arts, entertainment, and recreation 14 1.9%
Information 11 1.5%
Educational services 7 0.9%
Management of companies and enterprises 6 0.8%
Utilities 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55744 vs 55722 →

ZIP 55744 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55744 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55744 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55744 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55722 Coleraine, MN 1,200 4.6 mi
55786 Taconite, MN 305 8.0 mi

More ZIP Codes in Itasca County

Frequently Asked Questions

What county is ZIP code 55744 in?
ZIP code 55744 (Grand Rapids) is located in Itasca County, Minnesota. Itasca County contains multiple ZIP codes, see the full list at /counties/itasca-mn.
What is the population of ZIP code 55744?
ZIP code 55744 in Grand Rapids, MN has a population of 20,164 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55744?
The median household income in ZIP 55744 is $70,644, which is 7% below the national average of $76,288.
What is the average home value in ZIP 55744?
The median home value in ZIP 55744 is $241,200, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 55744?
The largest racial group in ZIP 55744 is White at 90.0%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 55744?
ZIP code 55744 has 733 business establishments employing approximately 9,515 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55744?
The top industries by establishment count in ZIP 55744 are: Health care and social assistance (127), Retail trade (111), Construction (78). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 55744?
According to the FHFA House Price Index, home values in ZIP 55744 decreased by 0.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 137%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55744?
In ZIP code 55744, 58.7% of residents aged 25+ have a high school diploma or higher, and 29.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55744?
The mean commute time for workers in ZIP code 55744 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55744?
In ZIP code 55744, approximately 76.9% of occupied housing units are owner-occupied and 23.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55744?
The poverty rate in ZIP code 55744 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Grand Rapids, MN

Verify and explore additional data for this area using these official government sources.