Swatara, MN · standard

ZIP Code 55785

Aitkin County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

263
1/sq mi
$56,477
Median income
$181,500
Median home value
6.0%
Bachelor's or higher

The verdict

Swatara pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs
38th pct
home value, US ZIPs
1
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55785 against every reporting US ZIP.

ZIP code 55785 is classified by USPS as a standard delivery area and covers roughly 292.2 square miles in Swatara, Aitkin County, Minnesota. The area is home to 263 residents, producing a population density of 1 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55785 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55785 sits at $56,477 (31% below the Minnesota average), while per-capita income is $24,258. The poverty rate stands at 8.1% and the unemployment rate at 3.1%. On housing, the median home value is $181,500 (29% below the state average) with median rent at per month, and 92.3% of occupied units are owner-occupied, a direct signal of whether 55785 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 6.0% of adults hold a bachelor's degree or higher, the median age is 58.4, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Aitkin County, so you can benchmark 55785 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55785, Swatara, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

263

Population

292.2

Area (sq mi)

1

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55785?

58.4

Median Age

43.9%

Male

56.1%

Female

0.0%

Foreign-Born

White 94.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 4.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.5%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,477

Median Household Income

-31% vs state

$24,258

Per Capita Income

8.1%

Poverty Rate

3.1%

Unemployment Rate

How ZIP 55785 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$56,477 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.9%
Bachelor's Degree or Higher 6.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

202

Total Housing Units

117

Occupied Units

85

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 92.3%
Renter 7.7%

$181,500

Median Home Value

-29% vs state

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 55785, employing approximately 18 people with a combined annual payroll of $479,000.

4

Businesses

18

Employees

$479K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55785 vs 55748 →

ZIP Code City Population Distance
55748 Hill City, MN 1,476 8.2 mi

More ZIP Codes in Aitkin County

Frequently Asked Questions

What county is ZIP code 55785 in?
ZIP code 55785 (Swatara) is located in Aitkin County, Minnesota. Aitkin County contains multiple ZIP codes, see the full list at /counties/aitkin-mn.
What is the population of ZIP code 55785?
ZIP code 55785 in Swatara, MN has a population of 263 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55785?
The median household income in ZIP 55785 is $56,477, which is 26% below the national average of $76,288.
What is the average home value in ZIP 55785?
The median home value in ZIP 55785 is $181,500, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 55785?
The largest racial group in ZIP 55785 is White at 94.5%.
How many businesses are in ZIP code 55785?
ZIP code 55785 has 4 business establishments employing approximately 18 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 55785?
In ZIP code 55785, 65.9% of residents aged 25+ have a high school diploma or higher, and 6.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 55785?
In ZIP code 55785, approximately 92.3% of occupied housing units are owner-occupied and 7.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55785?
The poverty rate in ZIP code 55785 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Swatara, MN

Verify and explore additional data for this area using these official government sources.