Wabasha, MN · standard
ZIP Code 55981
Wabasha County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,961
- 30/sq mi
- $71,607
- Median income
- $273,400
- Median home value
- 23.8%
- Bachelor's or higher
The verdict
Wabasha pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 49th pct
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 30
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55981 against every reporting US ZIP.
ZIP code 55981 is classified by USPS as a standard delivery area and covers roughly 131.2 square miles in Wabasha, Wabasha County, Minnesota. The area is home to 3,961 residents, producing a population density of 30 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55981 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55981 sits at $71,607 (13% below the Minnesota average), while per-capita income is $47,199. The poverty rate stands at 7.9% and the unemployment rate at 1.1%. On housing, the median home value is $273,400 (7% above the state average) with median rent at $756 per month, and 78.0% of occupied units are owner-occupied, a direct signal of whether 55981 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 23.8% of adults hold a bachelor's degree or higher, the median age is 55.8, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wabasha County, so you can benchmark 55981 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55981
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55981.
- Health care and social assistance
Health care and social assistance
24 establishments
- Retail trade
Retail trade
18 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
- Construction
Construction
12 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55981, Wabasha, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,961
Population
131.2
Area (sq mi)
30
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55981?
55.8
Median Age
50.9%
Male
49.1%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,607
Median Household Income
-13% vs state
$47,199
Per Capita Income
7.9%
Poverty Rate
1.1%
Unemployment Rate
24.6 min
Mean Commute Time
How ZIP 55981 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$71,607 49th percentile higher than 49% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,272
Total Housing Units
1,847
Occupied Units
425
Vacant Units
2.04
Avg Household Size
Occupancy Type
$273,400
Median Home Value
+7% vs state
$756
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.5%
YoY Change (2024)
237
HPI Index (2000 = 100)
+137%
Total Change Since 2000
Home values in ZIP 55981 have increased 1.5% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.6% | 167 |
| 2021 | +6.7% | 179 |
| 2022 | +14.4% | 204 |
| 2023 | +14.4% | 234 |
| 2024 | +1.5% | 237 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 123 business establishments in ZIP 55981, employing approximately 1,406 people with a combined annual payroll of $57,360,000.
123
Businesses
1,406
Employees
$57.4M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 24 | 19.5% |
| Retail trade | 18 | 14.6% |
| Accommodation and food services | 17 | 13.8% |
| Construction | 12 | 9.8% |
| Other services (except public administration) | 10 | 8.1% |
| Arts, entertainment, and recreation | 8 | 6.5% |
| Finance and insurance | 7 | 5.7% |
| Professional, scientific, and technical services | 6 | 4.9% |
| Administrative and support and waste management and remediation services | 5 | 4.1% |
| Manufacturing | 4 | 3.3% |
| Transportation and warehousing | 4 | 3.3% |
| Wholesale trade | 3 | 2.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55981 vs 55968 →
ZIP 55981 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55981
Wabasha (55981)
3,961 residents
- 54759 1,533
Pepin (54759)
1,533 residents
- 55945 1,458
Kellogg (55945)
1,458 residents
- 54756 916
Nelson (54756)
916 residents
- 55968 121
Reads Landing (55968)
121 residents
What this shows Among its immediate neighbors, ZIP 55981 ranks the most populous — useful context the national average alone can't give.
ZIP 55981 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54759
Pepin (54759)
$80,750 median income
- 55945
Kellogg (55945)
$80,284 median income
- 54756
Nelson (54756)
$75,625 median income
- 55981
Wabasha (55981)
$71,607 median income
- 55968
Reads Landing (55968)
$58,125 median income
What this shows By household income, ZIP 55981 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Wabasha County
Related Areas
Frequently Asked Questions
What county is ZIP code 55981 in? ▼
What is the population of ZIP code 55981? ▼
What is the median household income in ZIP 55981? ▼
What is the average home value in ZIP 55981? ▼
What is the demographic makeup of ZIP 55981? ▼
How many businesses are in ZIP code 55981? ▼
What are the main industries in ZIP code 55981? ▼
How have home values changed in ZIP code 55981? ▼
What is the education level in ZIP code 55981? ▼
What is the average commute time in ZIP 55981? ▼
What percentage of residents own vs. rent in ZIP 55981? ▼
What is the poverty rate in ZIP code 55981? ▼
ZIP Code Research Guides
Official Data Resources for Wabasha, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.