Winona, MN · standard

ZIP Code 55987

Winona County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

35,629
86/sq mi
$61,624
Median income
$221,800
Median home value
35.7%
Bachelor's or higher

The verdict

Winona pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
Top 50%
home value, US ZIPs
86
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55987 against every reporting US ZIP.

ZIP code 55987 is classified by USPS as a standard delivery area and covers roughly 413.8 square miles in Winona, Winona County, Minnesota. The area is home to 35,629 residents, producing a population density of 86 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55987 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55987 sits at $61,624 (25% below the Minnesota average), while per-capita income is $37,060. The poverty rate stands at 18.8% and the unemployment rate at 2.6%. On housing, the median home value is $221,800 (13% below the state average) with median rent at $899 per month, and 63.9% of occupied units are owner-occupied, a direct signal of whether 55987 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.7% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 15 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Winona County, so you can benchmark 55987 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55987

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55987.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55987, Winona, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

35,629

Population

413.8

Area (sq mi)

86

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55987?

34.7

Median Age

48.8%

Male

51.2%

Female

2.5%

Foreign-Born

White 89.1%
African American 2.8%
Asian 1.8%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,624

Median Household Income

-25% vs state

$37,060

Per Capita Income

18.8%

Poverty Rate

2.6%

Unemployment Rate

14.9 min

Mean Commute Time

How ZIP 55987 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,624 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 35.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,314

Total Housing Units

14,228

Occupied Units

1,086

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 63.9%
Renter 36.1%

$221,800

Median Home Value

-13% vs state

$899

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.6%

YoY Change (2024)

207

HPI Index (2000 = 100)

+107%

Total Change Since 2000

Home values in ZIP 55987 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 147
2021 +10.1% 162
2022 +10.5% 179
2023 +9.8% 196
2024 +5.6% 207

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 853 business establishments in ZIP 55987, employing approximately 21,538 people with a combined annual payroll of $1,061,899,000.

853

Businesses

21,538

Employees

$1.1B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 113 13.3%
Retail trade 104 12.2%
Accommodation and food services 103 12.1%
Other services (except public administration) 89 10.4%
Manufacturing 78 9.1%
Construction 72 8.4%
Finance and insurance 46 5.4%
Professional, scientific, and technical services 44 5.2%
Transportation and warehousing 38 4.5%
Arts, entertainment, and recreation 35 4.1%
Real estate and rental and leasing 31 3.6%
Wholesale trade 29 3.4%
Administrative and support and waste management and remediation services 29 3.4%
Information 14 1.6%
Management of companies and enterprises 11 1.3%
Educational services 9 1.1%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55987 vs 54625 →

ZIP 55987 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55987 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55987 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55987 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54625 Dodge, WI 240 11.6 mi
55959 Minnesota City, MN 2,321 11.4 mi

More ZIP Codes in Winona County

Frequently Asked Questions

What county is ZIP code 55987 in?
ZIP code 55987 (Winona) is located in Winona County, Minnesota. Winona County contains multiple ZIP codes, see the full list at /counties/winona-mn.
What is the population of ZIP code 55987?
ZIP code 55987 in Winona, MN has a population of 35,629 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55987?
The median household income in ZIP 55987 is $61,624, which is 19% below the national average of $76,288.
What is the average home value in ZIP 55987?
The median home value in ZIP 55987 is $221,800, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 55987?
The largest racial group in ZIP 55987 is White at 89.1%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 55987?
ZIP code 55987 has 853 business establishments employing approximately 21,538 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55987?
The top industries by establishment count in ZIP 55987 are: Health care and social assistance (113), Retail trade (104), Accommodation and food services (103). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 55987?
According to the FHFA House Price Index, home values in ZIP 55987 increased by 5.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55987?
In ZIP code 55987, 61.9% of residents aged 25+ have a high school diploma or higher, and 35.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55987?
The mean commute time for workers in ZIP code 55987 is 14.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55987?
In ZIP code 55987, approximately 63.9% of occupied housing units are owner-occupied and 36.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55987?
The poverty rate in ZIP code 55987 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Winona, MN

Verify and explore additional data for this area using these official government sources.