Windom, MN · standard

ZIP Code 56101

Cottonwood County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,867
13/sq mi
$77,083
Median income
$183,700
Median home value
26.3%
Bachelor's or higher

The verdict

Windom pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
39th pct
home value, US ZIPs
13
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56101 against every reporting US ZIP.

ZIP code 56101 is classified by USPS as a standard delivery area and covers roughly 451.3 square miles in Windom, Cottonwood County, Minnesota. The area is home to 5,867 residents, producing a population density of 13 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56101 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56101 sits at $77,083 (6% below the Minnesota average), while per-capita income is $39,607. The poverty rate stands at 13.0% and the unemployment rate at 2.6%. On housing, the median home value is $183,700 (28% below the state average) with median rent at $804 per month, and 72.9% of occupied units are owner-occupied, a direct signal of whether 56101 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.3% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 14 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Cottonwood County, so you can benchmark 56101 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 56101

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 56101.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56101, Windom, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,867

Population

451.3

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56101?

40.3

Median Age

48.7%

Male

51.3%

Female

8.3%

Foreign-Born

White 79.7%
African American 3.0%
Asian 2.5%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 1.3%
Two or More Ethnicities 6.4%
Hispanic or Latino 12.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,083

Median Household Income

-6% vs state

$39,607

Per Capita Income

13.0%

Poverty Rate

2.6%

Unemployment Rate

13.9 min

Mean Commute Time

How ZIP 56101 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$77,083 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.7%
Bachelor's Degree or Higher 26.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,880

Total Housing Units

2,469

Occupied Units

411

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$183,700

Median Home Value

-28% vs state

$804

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.0%

YoY Change (2024)

208

HPI Index (2000 = 100)

+108%

Total Change Since 2000

Home values in ZIP 56101 have decreased 3.0% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.4% 173
2021 +12.6% 195
2022 +17.7% 229
2023 -6.4% 215
2024 -3.0% 208

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 207 business establishments in ZIP 56101, employing approximately 4,072 people with a combined annual payroll of $195,799,000.

207

Businesses

4,072

Employees

$195.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 32 15.5%
Retail trade 29 14.0%
Other services (except public administration) 28 13.5%
Construction 26 12.6%
Finance and insurance 16 7.7%
Professional, scientific, and technical services 11 5.3%
Accommodation and food services 11 5.3%
Manufacturing 10 4.8%
Administrative and support and waste management and remediation services 9 4.3%
Wholesale trade 8 3.9%
Transportation and warehousing 7 3.4%
Real estate and rental and leasing 6 2.9%
Information 4 1.9%
Arts, entertainment, and recreation 4 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56101 vs 56118 →

ZIP Code City Population Distance
56118 Bingham Lake, MN 421 6.5 mi

More ZIP Codes in Cottonwood County

Frequently Asked Questions

What county is ZIP code 56101 in?
ZIP code 56101 (Windom) is located in Cottonwood County, Minnesota. Cottonwood County contains multiple ZIP codes, see the full list at /counties/cottonwood-mn.
What is the population of ZIP code 56101?
ZIP code 56101 in Windom, MN has a population of 5,867 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56101?
The median household income in ZIP 56101 is $77,083, which is 1% above the national average of $76,288.
What is the average home value in ZIP 56101?
The median home value in ZIP 56101 is $183,700, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 56101?
The largest racial group in ZIP 56101 is White at 79.7%. Hispanic or Latino residents make up 12.6% of the population.
How many businesses are in ZIP code 56101?
ZIP code 56101 has 207 business establishments employing approximately 4,072 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56101?
The top industries by establishment count in ZIP 56101 are: Health care and social assistance (32), Retail trade (29), Other services (except public administration) (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 56101?
According to the FHFA House Price Index, home values in ZIP 56101 decreased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 108%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56101?
In ZIP code 56101, 63.7% of residents aged 25+ have a high school diploma or higher, and 26.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56101?
The mean commute time for workers in ZIP code 56101 is 13.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56101?
In ZIP code 56101, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56101?
The poverty rate in ZIP code 56101 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Windom, MN

Verify and explore additional data for this area using these official government sources.