Residential delivery area · Minnesota

ZIP Code 56229: Cottonwood, MN

ZIP code 56229 uses the postal name Cottonwood, Minnesota and lies mostly in Lyon County (78% of its land) with the rest in Yellow Medicine County (Census 2020 ZIP-county file). About 1,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $104,375 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Cottonwood; 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
5national area: Minnesota, Iowa, Montana, North Dakota, South Dakota and Wisconsin
562sectional center: Saint Cloud, MN (SCF 563)
29delivery area within it
Town
Cottonwood · its only residential ZIP
Census places
Cottonwood
Micro area
Marshall, MN
House district
MN-7 119th Congress
Time zone
Central
Land area
102.3 sq mi · 16 people per sq mi

Where is ZIP code 56229?

56229 centers on 44.594°, -95.716° and covers 102.3 square miles of land plus 1.8 of water. It borders 6 ZIP codes: 56245, 56297, 56258, 56223, 56264, 56292.

56223 · Clarkfield56245 · Hanley Falls56258 · Marshall56264 · Minneota56292 · Vesta56297 · Wood Lake56229 · Cottonwood (this ZIP)5622956258562645622356292562975624556223 · Clarkfield56245 · Hanley Falls56258 · Marshall56264 · Minneota56292 · Vesta56297 · Wood Lake56229 · Cottonwood (this ZIP)5622956258562645622356292562975624556223 · Clarkfield56245 · Hanley Falls56258 · Marshall56264 · Minneota56292 · Vesta56297 · Wood Lake56229 · Cottonwood (this ZIP)56229562585626456223562925629756245
Shaded by median household income, in national fifths (ACS 2020-2024); 56229 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 56229, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 56229 compare with the rest of Lyon County?

Rank of 56229 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure56229In Lyon CountyIn MN
People (ACS 2020-2024)1,6724th of 14458th of 881
Median household income$104k1st of 6104th of 545
Median home value$206k2nd of 6425th of 558

Its median household income is higher than in 84% of U.S. residential ZIP codes, and it is denser than 23% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 56229?

The 2020 Census counted 1,754 people in 56229; the ACS, which samples households over 2020-2024, estimates 1,672. Between the 2010 and 2020 censuses its population fell 6.3% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
1,672
2020 Census count
1,754−6.3% since 2010 (1,871)
Households
725
Median age
41.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 56229?

Of the 1,672 people the ACS estimates in 56229, 25.4% are under 18 and 19.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.2%).

  • Under 1825.4%
  • 18 to 6455.2%
  • 65 and older19.4%
Age of the people of 56229 (ACS 2020-2024, B01001)
  • White, not Hispanic92.2%
  • Other or two or more3.7%
  • Hispanic or Latino2.9%
  • Black, not Hispanic0.7%
  • Asian, not Hispanic0.5%
Race and Hispanic origin in 56229 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 56229 earn?

Median household income is $104,375 (ACS 2020-2024), the highest of the 6 ranked ZIP codes in Lyon County. It rose from $79,754 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$104,375
Income per person
$49,715
Below the poverty line
6.7%
Unemployed (of the labor force)
5.1%
Adults 25+ with a bachelor's degree
27.7%
Adjusted gross income per tax return, 2022
$94,210870 returns; wages 58% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 56229?

FHFA's house price index for 56229, built from repeat sales and appraisals of the same homes, rose 65% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved +1.5% in 2025.

Median home value (owners' estimate)
$205,600
Median gross rent
$756
Homes owned by their occupants
83.6%
Housing units
799
0 100 200 300 1998201020202025 0 100 200 300 1998201020202025 0 100 200 300 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 56229; 2025: 296.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 56229?

43 business establishments had a location in this ZIP code in 2023, 4 fewer than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).

  • Other services (except public administration)8
  • Construction7
  • Retail trade7
  • Finance and insurance4
  • Manufacturing3
  • Transportation and warehousing3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 56229?

ZIP codes that share a boundary with 56229, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
56245Hanley Falls441$85k6.5 mi
56297Wood Lake811$82k8.5 mi
56258Marshall15,888$73k11.0 mi
56223Clarkfield1,351$72k12.7 mi
56264Minneota2,277$81k13.0 mi
56292Vesta577$69k14.3 mi
56239Ghent587$100k11.4 mi (near)
56237Echo553$89k14.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.