Watson, MN · standard
ZIP Code 56295
Chippewa County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 310
- 5/sq mi Low-density area
- $44,167
- Median income Below-median income area
- $86,100
- Median home value Below-median home value
- 21.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Watson pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 8th pct
- household income, US ZIPs
- 6th pct
- home value, US ZIPs
- 5
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56295 against every reporting US ZIP.
ZIP code 56295 is a sparsely populated ZIP (a standard USPS delivery area) in Watson, Chippewa County, Minnesota, home to just 310 residents across 57.4 square miles, a density of 5 people per square mile, in the Chicago time zone.
ZIP 56295 reports a modest median household income of $44,167 (46% below the average Minnesota ZIP), while per-capita income is $32,989. The poverty rate is 21.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $86,100 (66% below the average Minnesota ZIP), and median rent is $741; owner occupancy is 77.2%.
Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 5 more in Chippewa County, so 56295 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56295, Watson, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
310
Population
57.4
Area (sq mi)
5
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56295?
44.1
Median Age
51.1%
Male
48.9%
Female
11.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,167
Median Household Income
-46% vs state ZIP avg
$32,989
Per Capita Income
21.6%
Poverty Rate
5.9%
Unemployment Rate
How ZIP 56295 ranks among Minnesota ZIPs
Watson, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$44,167 2nd percentile higher than 2% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
136housing units
136
Total Housing Units
136
Occupied Units
0
Vacant Units
2.24
Avg Household Size
Occupancy Type
$86,100
Median Home Value
-66% vs state ZIP avg
$741
Median Rent
1946
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 11 business establishments in ZIP 56295, employing approximately 45 people with a combined annual payroll of $2,020,000.
11
Businesses
45
Employees
$2.0M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 3 | 27.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 56295 vs 56262 →
ZIP 56295 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56265
Montevideo (56265)
7,757 residents
- 56262 724
Milan (56262)
724 residents
- 56295 310
Watson (56295)
310 residents
What this shows Among its immediate neighbors, ZIP 56295 ranks #3 by population - useful context the national average alone can't give.
ZIP 56295 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 56265
Montevideo (56265)
$74,848 median income
- 56262
Milan (56262)
$70,625 median income
- 56295
Watson (56295)
$44,167 median income
What this shows By household income, ZIP 56295 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 56295, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Chippewa County
Related Areas
Frequently Asked Questions
What county is ZIP code 56295 in?
ZIP code 56295 (Watson) is located in Chippewa County, Minnesota. Chippewa County contains multiple ZIP codes, see the full list at /counties/chippewa-mn.
What is the population of ZIP code 56295?
ZIP code 56295 in Watson, MN has a population of 310 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56295?
The median household income in ZIP 56295 is $44,167, which is 42% below the national average of $76,288.
What is the average home value in ZIP 56295?
The median home value in ZIP 56295 is $86,100, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 56295?
The largest racial group in ZIP 56295 is White at 83.3%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 56295?
ZIP code 56295 has 11 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 56295?
In ZIP code 56295, 49.1% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 56295?
In ZIP code 56295, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56295?
The poverty rate in ZIP code 56295 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 56295's numbers, next.
- See how ZIP 56295 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Watson, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.