ZIP Code 56295

ZIP code 56295 is classified by USPS as a standard delivery area and covers roughly 57.4 square miles in Watson, Chippewa County, Minnesota. The area is home to 310 residents, producing a population density of 5 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56295 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56295 sits at $44,167 (46% below the Minnesota average), while per-capita income is $32,989. The poverty rate stands at 21.6% and the unemployment rate at 5.9%. On housing, the median home value is $86,100 (66% below the state average) with median rent at $741 per month, and 77.2% of occupied units are owner-occupied, a direct signal of whether 56295 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.2% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Chippewa County, so you can benchmark 56295 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →