PlainZIP

Watson, MN · standard

ZIP Code 56295

Chippewa County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

310
5/sq mi
$44,167
Median income
$86,100
Median home value
21.2%
Bachelor's or higher

The verdict

Watson pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

8th pct
household income, US ZIPs
6th pct
home value, US ZIPs
5
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56295 against every reporting US ZIP.

ZIP code 56295 is a sparsely populated ZIP (a standard USPS delivery area) in Watson, Chippewa County, Minnesota, home to just 310 residents across 57.4 square miles, a density of 5 people per square mile, in the Chicago time zone.

ZIP 56295 reports a modest median household income of $44,167 (46% below the Minnesota average), while per-capita income is $32,989. Local economic indicators show a 21.6% poverty rate alongside 5.9% unemployment. The typical home here is valued at $86,100 (66% below the state average); renters pay a median of $741 monthly, and 77.2% of units are owner-occupied.

Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is -. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Chippewa County, letting you compare 56295 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56295, Watson, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

310

Population

57.4

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56295?

44.1

Median Age

51.1%

Male

48.9%

Female

11.5%

Foreign-Born

White 83.3%
African American 0.0%
Asian 11.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 1.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,167

Median Household Income

-46% vs state

$32,989

Per Capita Income

21.6%

Poverty Rate

5.9%

Unemployment Rate

How ZIP 56295 ranks nationally

Watson, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$44,167 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.1%
Bachelor's Degree or Higher 21.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

136

Total Housing Units

136

Occupied Units

0

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 77.2%
Renter 22.8%

$86,100

Median Home Value

-66% vs state

$741

Median Rent

1946

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 11 business establishments in ZIP 56295, employing approximately 45 people with a combined annual payroll of $2,020,000.

11

Businesses

45

Employees

$2.0M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Retail trade 3 27.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56295 vs 56262 →

ZIP 56295 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56295 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56295 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56295 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56262 Milan, MN 724 5.5 mi
56265 Montevideo, MN 7,757 7.2 mi

More ZIP Codes in Chippewa County

56265 standard
Montevideo, MN
Pop: 7,757
56222 standard
Clara City, MN
Pop: 1,984
56252 standard
Kerkhoven, MN
Pop: 1,238
56260 standard
Maynard, MN
Pop: 929
56262 standard
Milan, MN
Pop: 724

Related Areas

Chippewa County Watson, MN Minnesota

Frequently Asked Questions

What county is ZIP code 56295 in? ▼
ZIP code 56295 (Watson) is located in Chippewa County, Minnesota. Chippewa County contains multiple ZIP codes, see the full list at /counties/chippewa-mn.
What is the population of ZIP code 56295? ▼
ZIP code 56295 in Watson, MN has a population of 310 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56295? ▼
The median household income in ZIP 56295 is $44,167, which is 42% below the national average of $76,288.
What is the average home value in ZIP 56295? ▼
The median home value in ZIP 56295 is $86,100, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 56295? ▼
The largest racial group in ZIP 56295 is White at 83.3%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 56295? ▼
ZIP code 56295 has 11 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 56295? ▼
In ZIP code 56295, 49.1% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 56295? ▼
In ZIP code 56295, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56295? ▼
The poverty rate in ZIP code 56295 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.