Garrison, MN · standard
ZIP Code 56450
Crow Wing County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,017
- 15/sq mi
- $61,394
- Median income
- $197,200
- Median home value
- 18.2%
- Bachelor's or higher
The verdict
Garrison pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32th pct
- household income, US ZIPs
- 43th pct
- home value, US ZIPs
- 15
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56450 against every reporting US ZIP.
ZIP code 56450 is classified by USPS as a standard delivery area and covers roughly 66.5 square miles in Garrison, Crow Wing County, Minnesota. The area is home to 1,017 residents, producing a population density of 15 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56450 against Minnesota and the nation.
On the economic side, the median household income for ZIP 56450 sits at $61,394 (25% below the Minnesota average), while per-capita income is $35,454. The poverty rate stands at 10.7% and the unemployment rate at 10.1%. On housing, the median home value is $197,200 (23% below the state average) with median rent at $941 per month, and 80.6% of occupied units are owner-occupied, a direct signal of whether 56450 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.2% of adults hold a bachelor's degree or higher, the median age is 60, and the average commute is 30 minutes. Use the benchmarks above to see where 56450 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 56450
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 56450.
- Retail trade
Retail trade
9 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Finance and insurance
Finance and insurance
4 establishments
- Health care and social assistance
Health care and social assistance
4 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56450, Garrison, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,017
Population
66.5
Area (sq mi)
15
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 56450?
60.0
Median Age
51.8%
Male
48.2%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,394
Median Household Income
-25% vs state
$35,454
Per Capita Income
10.7%
Poverty Rate
10.1%
Unemployment Rate
29.9 min
Mean Commute Time
How ZIP 56450 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$61,394 32nd percentile higher than 32% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,099
Total Housing Units
499
Occupied Units
600
Vacant Units
1.97
Avg Household Size
Occupancy Type
$197,200
Median Home Value
-23% vs state
$941
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 40 business establishments in ZIP 56450, employing approximately 278 people with a combined annual payroll of $7,641,000.
40
Businesses
278
Employees
$7.6M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 9 | 22.5% |
| Accommodation and food services | 9 | 22.5% |
| Finance and insurance | 4 | 10.0% |
| Health care and social assistance | 4 | 10.0% |
| Other services (except public administration) | 4 | 10.0% |
| Construction | 3 | 7.5% |
| Administrative and support and waste management and remediation services | 3 | 7.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
More ZIP Codes in Crow Wing County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Garrison, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.