Garrison, MN · standard

ZIP Code 56450

Crow Wing County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,017
15/sq mi
$61,394
Median income
$197,200
Median home value
18.2%
Bachelor's or higher

The verdict

Garrison pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
43th pct
home value, US ZIPs
15
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56450 against every reporting US ZIP.

ZIP code 56450 is classified by USPS as a standard delivery area and covers roughly 66.5 square miles in Garrison, Crow Wing County, Minnesota. The area is home to 1,017 residents, producing a population density of 15 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56450 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56450 sits at $61,394 (25% below the Minnesota average), while per-capita income is $35,454. The poverty rate stands at 10.7% and the unemployment rate at 10.1%. On housing, the median home value is $197,200 (23% below the state average) with median rent at $941 per month, and 80.6% of occupied units are owner-occupied, a direct signal of whether 56450 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.2% of adults hold a bachelor's degree or higher, the median age is 60, and the average commute is 30 minutes. Use the benchmarks above to see where 56450 sits relative to Minnesota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 56450

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 56450.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56450, Garrison, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,017

Population

66.5

Area (sq mi)

15

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56450?

60.0

Median Age

51.8%

Male

48.2%

Female

0.0%

Foreign-Born

White 76.8%
African American 0.6%
Asian 0.0%
American Indian or Alaska Native 12.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.9%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,394

Median Household Income

-25% vs state

$35,454

Per Capita Income

10.7%

Poverty Rate

10.1%

Unemployment Rate

29.9 min

Mean Commute Time

How ZIP 56450 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,394 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 18.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,099

Total Housing Units

499

Occupied Units

600

Vacant Units

1.97

Avg Household Size

Occupancy Type

Owner 80.6%
Renter 19.4%

$197,200

Median Home Value

-23% vs state

$941

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 40 business establishments in ZIP 56450, employing approximately 278 people with a combined annual payroll of $7,641,000.

40

Businesses

278

Employees

$7.6M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 9 22.5%
Accommodation and food services 9 22.5%
Finance and insurance 4 10.0%
Health care and social assistance 4 10.0%
Other services (except public administration) 4 10.0%
Construction 3 7.5%
Administrative and support and waste management and remediation services 3 7.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Crow Wing County

Frequently Asked Questions

What county is ZIP code 56450 in?
ZIP code 56450 (Garrison) is located in Crow Wing County, Minnesota. Crow Wing County contains multiple ZIP codes, see the full list at /counties/crow-wing-mn.
What is the population of ZIP code 56450?
ZIP code 56450 in Garrison, MN has a population of 1,017 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56450?
The median household income in ZIP 56450 is $61,394, which is 20% below the national average of $76,288.
What is the average home value in ZIP 56450?
The median home value in ZIP 56450 is $197,200, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 56450?
The largest racial group in ZIP 56450 is White at 76.8%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 56450?
ZIP code 56450 has 40 business establishments employing approximately 278 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56450?
The top industries by establishment count in ZIP 56450 are: Retail trade (9), Accommodation and food services (9), Finance and insurance (4). There are 7 industry sectors represented in total.
What is the education level in ZIP code 56450?
In ZIP code 56450, 53.7% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56450?
The mean commute time for workers in ZIP code 56450 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56450?
In ZIP code 56450, approximately 80.6% of occupied housing units are owner-occupied and 19.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56450?
The poverty rate in ZIP code 56450 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Garrison, MN

Verify and explore additional data for this area using these official government sources.