Callaway, MN · standard

ZIP Code 56521

Becker County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

757
4/sq mi
$68,750
Median income
$172,500
Median home value
19.8%
Bachelor's or higher

The verdict

Callaway pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
35th pct
home value, US ZIPs
4
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56521 against every reporting US ZIP.

ZIP code 56521 is classified by USPS as a standard delivery area and covers roughly 176.0 square miles in Callaway, Becker County, Minnesota. The area is home to 757 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56521 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56521 sits at $68,750 (16% below the Minnesota average), while per-capita income is $31,831. The poverty rate stands at 8.1% and the unemployment rate at 3.3%. On housing, the median home value is $172,500 (33% below the state average) with median rent at $738 per month, and 81.5% of occupied units are owner-occupied, a direct signal of whether 56521 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Becker County, so you can benchmark 56521 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 56521, Callaway, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

757

Population

176.0

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56521?

40.1

Median Age

53.0%

Male

47.0%

Female

0.3%

Foreign-Born

White 73.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 10.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.5%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,750

Median Household Income

-16% vs state

$31,831

Per Capita Income

8.1%

Poverty Rate

3.3%

Unemployment Rate

How ZIP 56521 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$68,750 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.3%
Bachelor's Degree or Higher 19.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

343

Total Housing Units

303

Occupied Units

40

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 81.5%
Renter 18.5%

$172,500

Median Home Value

-33% vs state

$738

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 19 business establishments in ZIP 56521, employing approximately 102 people with a combined annual payroll of $4,697,000.

19

Businesses

102

Employees

$4.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 5 26.3%
Transportation and warehousing 3 15.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56521 vs 56577 →

ZIP 56521 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 56521 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 56521 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 56521 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
56577 Richwood, MN 21 4.7 mi
56569 Ogema, MN 1,357 6.0 mi
56591 White Earth, MN 170 6.7 mi
56511 Audubon, MN 1,878 10.7 mi

More ZIP Codes in Becker County

Frequently Asked Questions

What county is ZIP code 56521 in?
ZIP code 56521 (Callaway) is located in Becker County, Minnesota. Becker County contains multiple ZIP codes, see the full list at /counties/becker-mn.
What is the population of ZIP code 56521?
ZIP code 56521 in Callaway, MN has a population of 757 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56521?
The median household income in ZIP 56521 is $68,750, which is 10% below the national average of $76,288.
What is the average home value in ZIP 56521?
The median home value in ZIP 56521 is $172,500, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 56521?
The largest racial group in ZIP 56521 is White at 73.0%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 56521?
ZIP code 56521 has 19 business establishments employing approximately 102 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 56521?
In ZIP code 56521, 62.3% of residents aged 25+ have a high school diploma or higher, and 19.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 56521?
In ZIP code 56521, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56521?
The poverty rate in ZIP code 56521 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Callaway, MN

Verify and explore additional data for this area using these official government sources.