Hawley, MN · standard

ZIP Code 56549

Clay County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,508
8/sq mi
$105,968
Median income
$341,500
Median home value
38.2%
Bachelor's or higher

The verdict

Hawley pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 28%
home value, US ZIPs
8
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 56549 against every reporting US ZIP.

ZIP code 56549 covers 543.1 square miles in Hawley, Clay County, Minnesota (a standard USPS delivery area), with a modest 4,508 residents on file, a density of 8 people per square mile, in the Chicago time zone.

ZIP 56549 lands in the middle-income range, with a median household income of $105,968 (29% above the Minnesota average), while per-capita income is $46,131. Local economic indicators show a 4.2% poverty rate alongside 2.0% unemployment. Housing costs here run $341,500 for a typical home value (34% above the state average), with rent averaging $749 a month; 84.2% of homes are owner-occupied.

A solid share of residents have a four-year degree: 38.2% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is 26 minutes. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Clay County, letting you compare 56549 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 56549

Top 5 sectors by establishment count in Hawley, MN

Which industries have the most business establishments in ZIP 56549.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 56549, Hawley, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,508

Population

543.1

Area (sq mi)

8

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 56549?

41.8

Median Age

48.3%

Male

51.7%

Female

1.5%

Foreign-Born

White 94.7%
African American 0.6%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,968

Median Household Income

+29% vs state

$46,131

Per Capita Income

4.2%

Poverty Rate

2.0%

Unemployment Rate

25.9 min

Mean Commute Time

How ZIP 56549 ranks nationally

Hawley, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$105,968 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 38.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,957

Total Housing Units

1,842

Occupied Units

115

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 84.2%
Renter 15.8%

$341,500

Median Home Value

+34% vs state

$749

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.3%

YoY Change (2024)

298

HPI Index (2000 = 100)

+198%

Total Change Since 2000

Home values in ZIP 56549 have increased 12.3% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 217
2021 +6.3% 231
2022 +14.0% 263
2023 +0.9% 266
2024 +12.3% 298

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 138 business establishments in ZIP 56549, employing approximately 1,248 people with a combined annual payroll of $68,288,000.

138

Businesses

1,248

Employees

$68.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 28 20.3%
Other services (except public administration) 19 13.8%
Retail trade 11 8.0%
Professional, scientific, and technical services 11 8.0%
Accommodation and food services 10 7.3%
Transportation and warehousing 8 5.8%
Health care and social assistance 8 5.8%
Manufacturing 7 5.1%
Wholesale trade 7 5.1%
Finance and insurance 7 5.1%
Administrative and support and waste management and remediation services 7 5.1%
Real estate and rental and leasing 6 4.3%
Mining, quarrying, and oil and gas extraction 3 2.2%
Arts, entertainment, and recreation 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 56549 vs 56552 →

ZIP Code City Population Distance
56552 Hitterdal, MN 429 10.7 mi

More ZIP Codes in Clay County

Frequently Asked Questions

What county is ZIP code 56549 in?
ZIP code 56549 (Hawley) is located in Clay County, Minnesota. Clay County contains multiple ZIP codes, see the full list at /counties/clay-mn.
What is the population of ZIP code 56549?
ZIP code 56549 in Hawley, MN has a population of 4,508 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 56549?
The median household income in ZIP 56549 is $105,968, which is 39% above the national average of $76,288.
What is the average home value in ZIP 56549?
The median home value in ZIP 56549 is $341,500, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 56549?
The largest racial group in ZIP 56549 is White at 94.7%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 56549?
ZIP code 56549 has 138 business establishments employing approximately 1,248 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 56549?
The top industries by establishment count in ZIP 56549 are: Construction (28), Other services (except public administration) (19), Retail trade (11). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 56549?
According to the FHFA House Price Index, home values in ZIP 56549 increased by 12.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 56549?
In ZIP code 56549, 60.9% of residents aged 25+ have a high school diploma or higher, and 38.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 56549?
The mean commute time for workers in ZIP code 56549 is 25.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 56549?
In ZIP code 56549, approximately 84.2% of occupied housing units are owner-occupied and 15.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 56549?
The poverty rate in ZIP code 56549 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.