Residential delivery area · Minnesota
ZIP Code 56586: Underwood, MN
ZIP code 56586 uses the postal name Underwood, Minnesota and lies entirely in Otter Tail County (Census 2020 ZIP-county file). About 1,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $79,583 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Underwood; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Underwood · its only residential ZIP
- County
- Otter Tail County
- Census places
- Underwood
- Micro area
- Fergus Falls, MN
- House district
- MN-7 119th Congress
- State
- Minnesota
- Time zone
- Central
- Land area
- 73.6 sq mi · 25 people per sq mi
Where is ZIP code 56586?
56586 centers on 46.318°, -95.831° and covers 73.6 square miles of land plus 13.3 of water. It borders 6 ZIP codes: 56515, 56324, 56576, 56537, 56534, 56528.
The map draws ZIP code areas only. For the streets inside 56586, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 56586 compare with the rest of Otter Tail County?
| Measure | 56586 | In Otter Tail County | In MN |
|---|---|---|---|
| People (ACS 2020-2024) | 1,873 | 14th of 33 | 431st of 881 |
| Median household income | $80k | 9th of 25 | 288th of 545 |
| Median home value | $310k | 6th of 25 | 213th of 558 |
Its median household income is higher than in 61% of U.S. residential ZIP codes, and it is denser than 30% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 56586?
The 2020 Census counted 1,963 people in 56586; the ACS, which samples households over 2020-2024, estimates 1,873. Between the 2010 and 2020 censuses its population grew 6.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,873
- 2020 Census count
- 1,963+6.7% since 2010 (1,839)
- Households
- 799
- Median age
- 52.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 56586?
Of the 1,873 people the ACS estimates in 56586, 20.3% are under 18 and 28.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (96.6%).
- Under 1820.3%
- 18 to 6451.5%
- 65 and older28.1%
- White, not Hispanic96.6%
- Other or two or more1.7%
- Hispanic or Latino1.4%
- Black, not Hispanic0.2%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 56586 earn?
Median household income is $79,583 (ACS 2020-2024), the 9th highest of the 25 ranked ZIP codes in Otter Tail County. It is not measurably different from 2015-2019 ($82,822 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $79,583±$8,521
- Income per person
- $44,372
- Below the poverty line
- 6.7%
- Unemployed (of the labor force)
- 2.5%
- Adults 25+ with a bachelor's degree
- 26.8%
- Adjusted gross income per tax return, 2022
- $82,739990 returns; wages 55% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 56586?
- Median home value (owners' estimate)
- $309,800
- Median gross rent
- $925
- Homes owned by their occupants
- 93.9%
- Housing units
- 1,332
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 56586?
48 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction13
- Other services (except public administration)9
- Administrative and support and waste management and remediation services5
- Finance and insurance4
- Retail trade3
- Accommodation and food services3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 56586?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 56515 | Battle Lake | 2,723 | $74k | 6.7 mi |
| 56324 | Dalton | 1,028 | $83k | 10.9 mi |
| 56576 | Richville | 820 | $64k | 11.7 mi |
| 56537 | Fergus Falls | 19,856 | $66k | 12.8 mi |
| 56534 | Erhard | 1,201 | $71k | 13.6 mi |
| 56528 | Dent | 1,623 | $80k | 14.0 mi |
| 56524 | Clitherall | 694 | $96k | 12.5 mi (near) |
| 56533 | Elizabeth | 286 | $67k | 15.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.