ZIP Code 56586

ZIP code 56586 is classified by USPS as a standard delivery area and covers roughly 185.8 square miles in Underwood, Otter Tail County, Minnesota. The area is home to 1,839 residents, producing a population density of 10 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 56586 against Minnesota and the nation.

On the economic side, the median household income for ZIP 56586 sits at $79,583 (3% below the Minnesota average), while per-capita income is $44,372. The poverty rate stands at 6.7% and the unemployment rate at 2.5%. On housing, the median home value is $309,800 (21% above the state average) with median rent at $925 per month, and 93.9% of occupied units are owner-occupied, a direct signal of whether 56586 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.8% of adults hold a bachelor's degree or higher, the median age is 52.6, and the average commute is 27 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Otter Tail County, so you can benchmark 56586 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →