Garrison, ND · standard
ZIP Code 58540
McLean County, North Dakota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,449
- 2/sq mi Low-density area
- $76,319
- Median income Near-median income area
- $228,000
- Median home value Near-median home value
- 20.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Garrison pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- Top 48%
- home value, US ZIPs
- 2
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 58540 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 58540 (Garrison, ND) rose +3.8% from 2023 to 2024.
ZIP code 58540 covers 1020.4 square miles in Garrison, McLean County, North Dakota (a standard USPS delivery area), with a modest 2,449 residents on file, a density of 2 people per square mile, in the Chicago time zone.
ZIP 58540 lands in the middle-income range, with a median household income of $76,319 (8% below the average North Dakota ZIP), while per-capita income is $41,887. The poverty rate is 10.4%, with unemployment at 0.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $228,000 (27% above the average North Dakota ZIP), while 86.0% of occupied homes are owner-occupied and median rent is $643.
Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 54.5, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the North Dakota and national benchmarks above are the appropriate context for 58540.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 58540
Top 5 sectors by establishment count in Garrison, ND
Which industries have the most business establishments in ZIP 58540.
- Retail trade
Retail trade
13 establishments
- Construction
Construction
10 establishments
- Finance and insurance
Finance and insurance
8 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 58540, Garrison, ND · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,449
Population
1020.4
Area (sq mi)
2
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 58540?
54.5
Median Age
49.3%
Male
50.7%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,319
Median Household Income
-8% vs state ZIP avg
$41,887
Per Capita Income
10.4%
Poverty Rate
0.3%
Unemployment Rate
How ZIP 58540 ranks among North Dakota ZIPs
Garrison, ND household income vs. every North Dakota ZIP code
Median household income among 353 reporting North Dakota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,319 45th percentile higher than 45% of 353 North Dakota ZIPs
Each bar is a $20K-wide band; taller bars hold more North Dakota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,444housing units
1,444
Total Housing Units
1,131
Occupied Units
313
Vacant Units
2.21
Avg Household Size
Occupancy Type
$228,000
Median Home Value
+27% vs state ZIP avg
$643
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 76 business establishments in ZIP 58540, employing approximately 634 people with a combined annual payroll of $32,238,000.
76
Businesses
634
Employees
$32.2M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 13 | 17.1% |
| Construction | 10 | 13.2% |
| Finance and insurance | 8 | 10.5% |
| Other services (except public administration) | 8 | 10.5% |
| Health care and social assistance | 7 | 9.2% |
| Accommodation and food services | 7 | 9.2% |
| Professional, scientific, and technical services | 5 | 6.6% |
| Wholesale trade | 4 | 5.3% |
| Administrative and support and waste management and remediation services | 4 | 5.3% |
| Transportation and warehousing | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 58540, both outside ND so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,449 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in McLean County
Related Areas
Frequently Asked Questions
What county is ZIP code 58540 in?
ZIP code 58540 (Garrison) is located in McLean County, North Dakota. McLean County contains multiple ZIP codes, see the full list at /counties/mclean-nd.
What is the population of ZIP code 58540?
ZIP code 58540 in Garrison, ND has a population of 2,449 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 58540?
The median household income in ZIP 58540 is $76,319, which is 0% above the national average of $76,288.
What is the average home value in ZIP 58540?
The median home value in ZIP 58540 is $228,000, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 58540?
The largest racial group in ZIP 58540 is White at 80.5%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 58540?
ZIP code 58540 has 76 business establishments employing approximately 634 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 58540?
The top industries by establishment count in ZIP 58540 are: Retail trade (13), Construction (10), Finance and insurance (8). There are 10 industry sectors represented in total.
What is the education level in ZIP code 58540?
In ZIP code 58540, 54.4% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 58540?
In ZIP code 58540, approximately 86.0% of occupied housing units are owner-occupied and 14.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 58540?
The poverty rate in ZIP code 58540 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 58540's numbers, next.
- See how ZIP 58540 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Garrison, ND ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.