Garrison, ND · standard
ZIP Code 58540
McLean County, North Dakota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,449
- 2/sq mi
- $76,319
- Median income
- $228,000
- Median home value
- 20.8%
- Bachelor's or higher
National ZIP placement
Garrison pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- Top 48%
- home value, US ZIPs
- 2
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 58540 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 58540 (Garrison, ND) rose +3.8% from 2023 to 2024.
ZIP code 58540 covers 1020.4 square miles in Garrison, McLean County, North Dakota (a standard USPS delivery area), with a modest 2,449 residents on file, a density of 2 people per square mile, in the Chicago time zone.
ZIP 58540 lands in the middle-income range, with a median household income of $76,319 (8% below the average North Dakota ZIP), while per-capita income is $41,887. The poverty rate is 10.4%, with unemployment at 0.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $228,000 (27% above the average North Dakota ZIP), while 86.0% of occupied homes are owner-occupied and median rent is $643.
Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 54.5, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the North Dakota and national benchmarks above are the appropriate context for 58540.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 58540
Top 5 sectors by establishment count in Garrison, ND
Which industries have the most business establishments in ZIP 58540.
- Retail trade
Retail trade
13 establishments
- Construction
Construction
10 establishments
- Finance and insurance
Finance and insurance
8 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 58540, Garrison, ND · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,449
Population
1020.4
Area (sq mi)
2
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 58540?
54.5
Median Age
49.3%
Male
50.7%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,319
Median Household Income
-8% vs state ZIP avg
$41,887
Per Capita Income
10.4%
Poverty Rate
0.3%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,444housing units
1,444
Total Housing Units
1,131
Occupied Units
313
Vacant Units
2.21
Avg Household Size
Occupancy Type
$228,000
Median Home Value
+27% vs state ZIP avg
$643
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 76 business establishments in ZIP 58540, employing approximately 634 people with a combined annual payroll of $32,238,000.
76
Businesses
634
Employees
$32.2M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 13 | 17.1% |
| Construction | 10 | 13.2% |
| Finance and insurance | 8 | 10.5% |
| Other services (except public administration) | 8 | 10.5% |
| Health care and social assistance | 7 | 9.2% |
| Accommodation and food services | 7 | 9.2% |
| Professional, scientific, and technical services | 5 | 6.6% |
| Wholesale trade | 4 | 5.3% |
| Administrative and support and waste management and remediation services | 4 | 5.3% |
| Transportation and warehousing | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 58540, both outside ND so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,449 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.