Underwood, ND · standard

ZIP Code 58576

McLean County, North Dakota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

953
2/sq mi
$102,614
Median income
$196,700
Median home value
24.0%
Bachelor's or higher

The verdict

Underwood pairs an upper-quartile household income with below-median home values, in a rural, homeowner-dominated area.

Top 17%
household income, US ZIPs
43th pct
home value, US ZIPs
2
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 58576 against every reporting US ZIP.

ZIP code 58576 is classified by USPS as a standard delivery area and covers roughly 433.2 square miles in Underwood, McLean County, North Dakota. The area is home to 953 residents, producing a population density of 2 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 58576 against North Dakota and the nation.

On the economic side, the median household income for ZIP 58576 sits at $102,614 (24% above the North Dakota average), while per-capita income is $65,770. The poverty rate stands at 6.9% and the unemployment rate at 4.3%. On housing, the median home value is $196,700 (9% above the state average) with median rent at $719 per month, and 83.0% of occupied units are owner-occupied, a direct signal of whether 58576 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.0% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing McLean County, so you can benchmark 58576 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 58576

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 58576.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 58576, Underwood, ND · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

953

Population

433.2

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 58576?

39.4

Median Age

50.3%

Male

49.7%

Female

2.7%

Foreign-Born

White 86.9%
African American 0.7%
Asian 1.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.2%
Hispanic or Latino 0.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,614

Median Household Income

+24% vs state

$65,770

Per Capita Income

6.9%

Poverty Rate

4.3%

Unemployment Rate

How ZIP 58576 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$102,614 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.1%
Bachelor's Degree or Higher 24.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

551

Total Housing Units

495

Occupied Units

56

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 83.0%
Renter 17.0%

$196,700

Median Home Value

+9% vs state

$719

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 30 business establishments in ZIP 58576, employing approximately 960 people with a combined annual payroll of $111,558,000.

30

Businesses

960

Employees

$111.6M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 5 16.7%
Construction 3 10.0%
Wholesale trade 3 10.0%
Retail trade 3 10.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 58576 vs 58531 →

ZIP Code City Population Distance
58531 Coleharbor, ND 307 9.4 mi

More ZIP Codes in McLean County

Frequently Asked Questions

What county is ZIP code 58576 in?
ZIP code 58576 (Underwood) is located in McLean County, North Dakota. McLean County contains multiple ZIP codes, see the full list at /counties/mclean-nd.
What is the population of ZIP code 58576?
ZIP code 58576 in Underwood, ND has a population of 953 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 58576?
The median household income in ZIP 58576 is $102,614, which is 35% above the national average of $76,288.
What is the average home value in ZIP 58576?
The median home value in ZIP 58576 is $196,700, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 58576?
The largest racial group in ZIP 58576 is White at 86.9%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 58576?
ZIP code 58576 has 30 business establishments employing approximately 960 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 58576?
The top industries by establishment count in ZIP 58576 are: Other services (except public administration) (5), Construction (3), Wholesale trade (3). There are 4 industry sectors represented in total.
What is the education level in ZIP code 58576?
In ZIP code 58576, 51.1% of residents aged 25+ have a high school diploma or higher, and 24.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 58576?
In ZIP code 58576, approximately 83.0% of occupied housing units are owner-occupied and 17.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 58576?
The poverty rate in ZIP code 58576 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Underwood, ND

Verify and explore additional data for this area using these official government sources.