Towner, ND · standard
ZIP Code 58788
McHenry County, North Dakota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,124
- 1/sq mi
- $80,595
- Median income
- $123,900
- Median home value
- 22.9%
- Bachelor's or higher
The verdict
Towner pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- 18th pct
- home value, US ZIPs
- 1
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 58788 against every reporting US ZIP.
ZIP code 58788 is classified by USPS as a standard delivery area and covers roughly 1405.0 square miles in Towner, McHenry County, North Dakota. The area is home to 1,124 residents, producing a population density of 1 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 58788 against North Dakota and the nation.
On the economic side, the median household income for ZIP 58788 sits at $80,595 (3% below the North Dakota average), while per-capita income is $46,051. The poverty rate stands at 8.1% and the unemployment rate at 6.8%. On housing, the median home value is $123,900 (31% below the state average) with median rent at $450 per month, and 77.9% of occupied units are owner-occupied, a direct signal of whether 58788 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.9% of adults hold a bachelor's degree or higher, the median age is 51, and the average commute is —. Use the benchmarks above to see where 58788 sits relative to North Dakota and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 58788
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 58788.
- Professional, scientific, and technical services
Professional, scientific, and technical services
5 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Health care and social assistance
Health care and social assistance
4 establishments
- Construction
Construction
3 establishments
- Retail trade
Retail trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 58788, Towner, ND · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,124
Population
1405.0
Area (sq mi)
1
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 58788?
51.0
Median Age
54.9%
Male
45.1%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,595
Median Household Income
-3% vs state
$46,051
Per Capita Income
8.1%
Poverty Rate
6.8%
Unemployment Rate
How ZIP 58788 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$80,595 Top 37% higher than 63% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
573
Total Housing Units
434
Occupied Units
139
Vacant Units
2.04
Avg Household Size
Occupancy Type
$123,900
Median Home Value
-31% vs state
$450
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 34 business establishments in ZIP 58788, employing approximately 94 people with a combined annual payroll of $2,973,000.
34
Businesses
94
Employees
$3.0M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 5 | 14.7% |
| Other services (except public administration) | 5 | 14.7% |
| Health care and social assistance | 4 | 11.8% |
| Construction | 3 | 8.8% |
| Retail trade | 3 | 8.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
More ZIP Codes in McHenry County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Towner, ND
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.