Cut Bank, MT · standard
ZIP Code 59427
Glacier County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,757
- 2/sq mi Low-density area
- $61,094
- Median income Below-median income area
- $174,300
- Median home value Near-median home value
- 15.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cut Bank pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 31st pct
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 2
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59427 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 59427 (Cut Bank, MT) rose +25.9% from 2023 to 2024. The all-transactions index moved from 299.9 in 2023 to 377.6 in 2024 (2000 = 100).
ZIP code 59427 covers 2798.2 square miles in Cut Bank, Glacier County, Montana (a standard USPS delivery area), with a modest 4,757 residents on file, a density of 2 people per square mile, in the Denver time zone.
ZIP 59427 reports a modest median household income of $61,094 (13% below the average Montana ZIP), while per-capita income is $27,721. The poverty rate is 23.2%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $174,300 (47% below the average Montana ZIP), and median rent is $953; owner occupancy is 70.8%.
Educational attainment sits below the national norm: 15.0% of adults hold a bachelor's degree or higher, the median age is 41, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Montana and national benchmarks above are the appropriate context for 59427.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 59427
Top 5 sectors by establishment count in Cut Bank, MT
Which industries have the most business establishments in ZIP 59427.
- Retail trade
Retail trade
25 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
- Accommodation and food services
Accommodation and food services
15 establishments
- Health care and social assistance
Health care and social assistance
12 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 59427, Cut Bank, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,757
Population
2798.2
Area (sq mi)
2
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59427?
41.0
Median Age
52.8%
Male
47.2%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,094
Median Household Income
-13% vs state ZIP avg
$27,721
Per Capita Income
23.2%
Poverty Rate
4.2%
Unemployment Rate
How ZIP 59427 ranks among Montana ZIPs
Cut Bank, MT household income vs. every Montana ZIP code
Median household income among 321 reporting Montana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,094 36th percentile higher than 36% of 321 Montana ZIPs
Each bar is a $20K-wide band; taller bars hold more Montana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,975housing units
1,975
Total Housing Units
1,626
Occupied Units
349
Vacant Units
2.89
Avg Household Size
Occupancy Type
$174,300
Median Home Value
-47% vs state ZIP avg
$953
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+25.9%
YoY Change (2024)
378
HPI Index (2000 = 100)
+278%
Total Change Since 2000
Home values in ZIP 59427 have increased 25.9% over the past year (2024). Since 2000, this ZIP has seen +278% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 199 |
| 2021 | +14.7% | 228 |
| 2022 | +27.3% | 291 |
| 2023 | +3.2% | 300 |
| 2024 | +25.9% | 378 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 147 business establishments in ZIP 59427, employing approximately 956 people with a combined annual payroll of $46,291,000.
147
Businesses
956
Employees
$46.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 25 | 17.0% |
| Other services (except public administration) | 18 | 12.2% |
| Accommodation and food services | 15 | 10.2% |
| Health care and social assistance | 12 | 8.2% |
| Professional, scientific, and technical services | 11 | 7.5% |
| Construction | 9 | 6.1% |
| Utilities | 8 | 5.4% |
| Wholesale trade | 8 | 5.4% |
| Finance and insurance | 8 | 5.4% |
| Mining, quarrying, and oil and gas extraction | 7 | 4.8% |
| Real estate and rental and leasing | 7 | 4.8% |
| Arts, entertainment, and recreation | 6 | 4.1% |
| Transportation and warehousing | 5 | 3.4% |
| Information | 3 | 2.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 59427, both outside MT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,757 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Glacier County
Related Areas
Frequently Asked Questions
What county is ZIP code 59427 in?
ZIP code 59427 (Cut Bank) is located in Glacier County, Montana. Glacier County contains multiple ZIP codes, see the full list at /counties/glacier-mt.
What is the population of ZIP code 59427?
ZIP code 59427 in Cut Bank, MT has a population of 4,757 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59427?
The median household income in ZIP 59427 is $61,094, which is 20% below the national average of $76,288.
What is the average home value in ZIP 59427?
The median home value in ZIP 59427 is $174,300, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 59427?
The largest racial group in ZIP 59427 is White at 64.5%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 59427?
ZIP code 59427 has 147 business establishments employing approximately 956 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59427?
The top industries by establishment count in ZIP 59427 are: Retail trade (25), Other services (except public administration) (18), Accommodation and food services (15). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 59427?
According to the FHFA House Price Index, home values in ZIP 59427 increased by 25.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 278%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 59427?
In ZIP code 59427, 45.1% of residents aged 25+ have a high school diploma or higher, and 15.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 59427?
In ZIP code 59427, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59427?
The poverty rate in ZIP code 59427 is 23.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 59427's numbers, next.
- See how ZIP 59427 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cut Bank, MT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.