PlainZIP

Cut Bank, MT · standard

ZIP Code 59427

Glacier County, Montana — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,757
2/sq mi
$61,094
Median income
$174,300
Median home value
15.0%
Bachelor's or higher

The verdict

Cut Bank pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

31th pct
household income, US ZIPs
36th pct
home value, US ZIPs
2
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59427 against every reporting US ZIP.

ZIP code 59427 is classified by USPS as a standard delivery area and covers roughly 2798.2 square miles in Cut Bank, Glacier County, Montana. The area is home to 4,757 residents, producing a population density of 2 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59427 against Montana and the nation.

On the economic side, the median household income for ZIP 59427 sits at $61,094 (13% below the Montana average), while per-capita income is $27,721. The poverty rate stands at 23.2% and the unemployment rate at 4.2%. On housing, the median home value is $174,300 (47% below the state average) with median rent at $953 per month, and 70.8% of occupied units are owner-occupied, a direct signal of whether 59427 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.0% of adults hold a bachelor's degree or higher, the median age is 41, and the average commute is —. Use the benchmarks above to see where 59427 sits relative to Montana and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 59427

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 59427.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59427, Cut Bank, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,757

Population

2798.2

Area (sq mi)

2

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59427?

41.0

Median Age

52.8%

Male

47.2%

Female

0.5%

Foreign-Born

White 64.5%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 28.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,094

Median Household Income

-13% vs state

$27,721

Per Capita Income

23.2%

Poverty Rate

4.2%

Unemployment Rate

How ZIP 59427 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,094 31st percentile higher than 31% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.1%
Bachelor's Degree or Higher 15.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,975

Total Housing Units

1,626

Occupied Units

349

Vacant Units

2.89

Avg Household Size

Occupancy Type

Owner 70.8%
Renter 29.2%

$174,300

Median Home Value

-47% vs state

$953

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+25.9%

YoY Change (2024)

378

HPI Index (2000 = 100)

+278%

Total Change Since 2000

Home values in ZIP 59427 have increased 25.9% over the past year (2024). Since 2000, this ZIP has seen +278% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.0% 199
2021 +14.7% 228
2022 +27.3% 291
2023 +3.2% 300
2024 +25.9% 378

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 147 business establishments in ZIP 59427, employing approximately 956 people with a combined annual payroll of $46,291,000.

147

Businesses

956

Employees

$46.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 25 17.0%
Other services (except public administration) 18 12.2%
Accommodation and food services 15 10.2%
Health care and social assistance 12 8.2%
Professional, scientific, and technical services 11 7.5%
Construction 9 6.1%
Utilities 8 5.4%
Wholesale trade 8 5.4%
Finance and insurance 8 5.4%
Mining, quarrying, and oil and gas extraction 7 4.8%
Real estate and rental and leasing 7 4.8%
Arts, entertainment, and recreation 6 4.1%
Transportation and warehousing 5 3.4%
Information 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Glacier County

59417 standard
Browning, MT
Pop: 7,719
59434 standard
East Glacier Park, MT
Pop: 463
59411 standard
Babb, MT
Pop: 460

Related Areas

Glacier County Cut Bank, MT Montana

Frequently Asked Questions

What county is ZIP code 59427 in? ▼
ZIP code 59427 (Cut Bank) is located in Glacier County, Montana. Glacier County contains multiple ZIP codes, see the full list at /counties/glacier-mt.
What is the population of ZIP code 59427? ▼
ZIP code 59427 in Cut Bank, MT has a population of 4,757 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59427? ▼
The median household income in ZIP 59427 is $61,094, which is 20% below the national average of $76,288.
What is the average home value in ZIP 59427? ▼
The median home value in ZIP 59427 is $174,300, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 59427? ▼
The largest racial group in ZIP 59427 is White at 64.5%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 59427? ▼
ZIP code 59427 has 147 business establishments employing approximately 956 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59427? ▼
The top industries by establishment count in ZIP 59427 are: Retail trade (25), Other services (except public administration) (18), Accommodation and food services (15). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 59427? ▼
According to the FHFA House Price Index, home values in ZIP 59427 increased by 25.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 278%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 59427? ▼
In ZIP code 59427, 45.1% of residents aged 25+ have a high school diploma or higher, and 15.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 59427? ▼
In ZIP code 59427, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59427? ▼
The poverty rate in ZIP code 59427 is 23.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cut Bank, MT

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.