Geraldine, MT · standard

ZIP Code 59446

Chouteau County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

564
0/sq mi
$53,750
Median income
$152,500
Median home value
22.2%
Bachelor's or higher

The verdict

Geraldine pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
26th pct
home value, US ZIPs
0
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59446 against every reporting US ZIP.

ZIP code 59446 is classified by USPS as a standard delivery area and covers roughly 1880.0 square miles in Geraldine, Chouteau County, Montana. The area is home to 564 residents, producing a population density of 0 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59446 against Montana and the nation.

On the economic side, the median household income for ZIP 59446 sits at $53,750 (23% below the Montana average), while per-capita income is $30,316. The poverty rate stands at 20.3% and the unemployment rate at 0.4%. On housing, the median home value is $152,500 (53% below the state average) with median rent at $569 per month, and 83.1% of occupied units are owner-occupied, a direct signal of whether 59446 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.2% of adults hold a bachelor's degree or higher, the median age is 50.3, and the average commute is 22 minutes. Use the benchmarks above to see where 59446 sits relative to Montana and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59446, Geraldine, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

564

Population

1880.0

Area (sq mi)

0

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59446?

50.3

Median Age

53.7%

Male

46.3%

Female

1.1%

Foreign-Born

White 89.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,750

Median Household Income

-23% vs state

$30,316

Per Capita Income

20.3%

Poverty Rate

0.4%

Unemployment Rate

21.6 min

Mean Commute Time

How ZIP 59446 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$53,750 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 22.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

373

Total Housing Units

243

Occupied Units

130

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 83.1%
Renter 16.9%

$152,500

Median Home Value

-53% vs state

$569

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 12 business establishments in ZIP 59446, employing approximately 38 people with a combined annual payroll of $1,470,000.

12

Businesses

38

Employees

$1.5M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Retail trade 3 25.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Chouteau County

Frequently Asked Questions

What county is ZIP code 59446 in?
ZIP code 59446 (Geraldine) is located in Chouteau County, Montana. Chouteau County contains multiple ZIP codes, see the full list at /counties/chouteau-mt.
What is the population of ZIP code 59446?
ZIP code 59446 in Geraldine, MT has a population of 564 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59446?
The median household income in ZIP 59446 is $53,750, which is 30% below the national average of $76,288.
What is the average home value in ZIP 59446?
The median home value in ZIP 59446 is $152,500, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 59446?
The largest racial group in ZIP 59446 is White at 89.7%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 59446?
ZIP code 59446 has 12 business establishments employing approximately 38 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 59446?
In ZIP code 59446, 60.9% of residents aged 25+ have a high school diploma or higher, and 22.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 59446?
The mean commute time for workers in ZIP code 59446 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 59446?
In ZIP code 59446, approximately 83.1% of occupied housing units are owner-occupied and 16.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59446?
The poverty rate in ZIP code 59446 is 20.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Geraldine, MT

Verify and explore additional data for this area using these official government sources.