Shelby, MT · standard
ZIP Code 59474
Toole County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,820
- 2/sq mi Low-density area
- $57,846
- Median income Below-median income area
- $233,100
- Median home value Near-median home value
- 21.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Shelby pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 2
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59474 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 59474 (Shelby, MT) rose +7.3% from 2023 to 2024. The all-transactions index moved from 241.6 in 2023 to 259.2 in 2024 (2000 = 100).
ZIP code 59474 covers 1819.0 square miles in Shelby, Toole County, Montana (a standard USPS delivery area), with a modest 3,820 residents on file, a density of 2 people per square mile, in the Denver time zone.
ZIP 59474 reports a modest median household income of $57,846 (17% below the average Montana ZIP), while per-capita income is $31,752. The poverty rate is 12.8%, with unemployment at 3.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $233,100 (29% below the average Montana ZIP), and median rent is $892; owner occupancy is 63.1%.
Educational attainment sits below the national norm: 21.6% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Montana and national benchmarks above are the appropriate context for 59474.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 59474
Top 5 sectors by establishment count in Shelby, MT
Which industries have the most business establishments in ZIP 59474.
- Accommodation and food services
Accommodation and food services
18 establishments
- Retail trade
Retail trade
13 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Health care and social assistance
Health care and social assistance
13 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 59474, Shelby, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,820
Population
1819.0
Area (sq mi)
2
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59474?
40.3
Median Age
60.4%
Male
39.6%
Female
4.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,846
Median Household Income
-17% vs state ZIP avg
$31,752
Per Capita Income
12.8%
Poverty Rate
3.4%
Unemployment Rate
How ZIP 59474 ranks among Montana ZIPs
Shelby, MT household income vs. every Montana ZIP code
Median household income among 321 reporting Montana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,846 29th percentile higher than 29% of 321 Montana ZIPs
Each bar is a $20K-wide band; taller bars hold more Montana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,587housing units
1,587
Total Housing Units
1,335
Occupied Units
252
Vacant Units
2.25
Avg Household Size
Occupancy Type
$233,100
Median Home Value
-29% vs state ZIP avg
$892
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.3%
YoY Change (2024)
259
HPI Index (2000 = 100)
+159%
Total Change Since 2000
Home values in ZIP 59474 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 183 |
| 2021 | +7.2% | 196 |
| 2022 | +1.7% | 200 |
| 2023 | +21.1% | 242 |
| 2024 | +7.3% | 259 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 129 business establishments in ZIP 59474, employing approximately 1,162 people with a combined annual payroll of $56,183,000.
129
Businesses
1,162
Employees
$56.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 18 | 13.9% |
| Retail trade | 13 | 10.1% |
| Professional, scientific, and technical services | 13 | 10.1% |
| Health care and social assistance | 13 | 10.1% |
| Real estate and rental and leasing | 11 | 8.5% |
| Mining, quarrying, and oil and gas extraction | 9 | 7.0% |
| Arts, entertainment, and recreation | 8 | 6.2% |
| Other services (except public administration) | 8 | 6.2% |
| Finance and insurance | 7 | 5.4% |
| Wholesale trade | 6 | 4.7% |
| Transportation and warehousing | 6 | 4.7% |
| Construction | 5 | 3.9% |
| Manufacturing | 4 | 3.1% |
| Information | 4 | 3.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 59474, both outside MT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,820 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Toole County
Related Areas
Frequently Asked Questions
What county is ZIP code 59474 in?
ZIP code 59474 (Shelby) is located in Toole County, Montana. Toole County contains multiple ZIP codes, see the full list at /counties/toole-mt.
What is the population of ZIP code 59474?
ZIP code 59474 in Shelby, MT has a population of 3,820 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59474?
The median household income in ZIP 59474 is $57,846, which is 24% below the national average of $76,288.
What is the average home value in ZIP 59474?
The median home value in ZIP 59474 is $233,100, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 59474?
The largest racial group in ZIP 59474 is White at 80.8%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 59474?
ZIP code 59474 has 129 business establishments employing approximately 1,162 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59474?
The top industries by establishment count in ZIP 59474 are: Accommodation and food services (18), Retail trade (13), Professional, scientific, and technical services (13). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 59474?
According to the FHFA House Price Index, home values in ZIP 59474 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 59474?
In ZIP code 59474, 60.8% of residents aged 25+ have a high school diploma or higher, and 21.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 59474?
In ZIP code 59474, approximately 63.1% of occupied housing units are owner-occupied and 36.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59474?
The poverty rate in ZIP code 59474 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 59474's numbers, next.
- See how ZIP 59474 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.