Townsend, MT · standard

ZIP Code 59644

Broadwater County, Montana — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,036
2/sq mi
$68,811
Median income
$361,500
Median home value
19.6%
Bachelor's or higher

The verdict

Townsend pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
Top 25%
home value, US ZIPs
2
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59644 against every reporting US ZIP.

ZIP code 59644 is classified by USPS as a standard delivery area and covers roughly 1921.9 square miles in Townsend, Broadwater County, Montana. The area is home to 4,036 residents, producing a population density of 2 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59644 against Montana and the nation.

On the economic side, the median household income for ZIP 59644 sits at $68,811 (2% below the Montana average), while per-capita income is $35,674. The poverty rate stands at 16.5% and the unemployment rate at 7.5%. On housing, the median home value is $361,500 (11% above the state average) with median rent at $1,005 per month, and 82.6% of occupied units are owner-occupied, a direct signal of whether 59644 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.6% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is . Use the benchmarks above to see where 59644 sits relative to Montana and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 59644

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 59644.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59644, Townsend, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,036

Population

1921.9

Area (sq mi)

2

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59644?

51.4

Median Age

49.1%

Male

50.9%

Female

1.5%

Foreign-Born

White 85.9%
African American 0.4%
Asian 0.4%
American Indian or Alaska Native 2.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.9%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,811

Median Household Income

-2% vs state

$35,674

Per Capita Income

16.5%

Poverty Rate

7.5%

Unemployment Rate

How ZIP 59644 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$68,811 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.5%
Bachelor's Degree or Higher 19.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,952

Total Housing Units

1,745

Occupied Units

207

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 82.6%
Renter 17.4%

$361,500

Median Home Value

+11% vs state

$1,005

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.8%

YoY Change (2024)

428

HPI Index (2000 = 100)

+328%

Total Change Since 2000

Home values in ZIP 59644 have increased 9.8% over the past year (2024). Since 2000, this ZIP has seen +328% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.3% 242
2021 +18.1% 286
2022 +25.0% 358
2023 +9.0% 390
2024 +9.8% 428

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 130 business establishments in ZIP 59644, employing approximately 649 people with a combined annual payroll of $28,416,000.

130

Businesses

649

Employees

$28.4M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 31 23.9%
Accommodation and food services 18 13.8%
Retail trade 16 12.3%
Other services (except public administration) 11 8.5%
Transportation and warehousing 9 6.9%
Professional, scientific, and technical services 8 6.2%
Health care and social assistance 8 6.2%
Manufacturing 6 4.6%
Arts, entertainment, and recreation 6 4.6%
Real estate and rental and leasing 4 3.1%
Finance and insurance 3 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Broadwater County

Frequently Asked Questions

What county is ZIP code 59644 in?
ZIP code 59644 (Townsend) is located in Broadwater County, Montana. Broadwater County contains multiple ZIP codes, see the full list at /counties/broadwater-mt.
What is the population of ZIP code 59644?
ZIP code 59644 in Townsend, MT has a population of 4,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59644?
The median household income in ZIP 59644 is $68,811, which is 10% below the national average of $76,288.
What is the average home value in ZIP 59644?
The median home value in ZIP 59644 is $361,500, which is 30% above the national average of $278,155.
What is the demographic makeup of ZIP 59644?
The largest racial group in ZIP 59644 is White at 85.9%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 59644?
ZIP code 59644 has 130 business establishments employing approximately 649 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59644?
The top industries by establishment count in ZIP 59644 are: Construction (31), Accommodation and food services (18), Retail trade (16). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 59644?
According to the FHFA House Price Index, home values in ZIP 59644 increased by 9.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 328%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 59644?
In ZIP code 59644, 50.5% of residents aged 25+ have a high school diploma or higher, and 19.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 59644?
In ZIP code 59644, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59644?
The poverty rate in ZIP code 59644 is 16.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Townsend, MT

Verify and explore additional data for this area using these official government sources.