Townsend, MT · standard

ZIP Code 59644

Broadwater County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,036
2/sq mi Low-density area
$68,811
Median income Near-median income area
$361,500
Median home value Above-median home value
19.6%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Townsend pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
Top 25%
home value, US ZIPs
2
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59644 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 59644 (Townsend, MT) rose +9.8% from 2023 to 2024. The all-transactions index moved from 390.1 in 2023 to 428.3 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 59644 covers 1921.9 square miles in Townsend, Broadwater County, Montana (a standard USPS delivery area), with a modest 4,036 residents on file, a density of 2 people per square mile, in the Denver time zone.

ZIP 59644 reports a modest median household income of $68,811 (2% below the average Montana ZIP), while per-capita income is $35,674. The poverty rate is 16.5%, with unemployment at 7.5%; those measures add context to the income figure. Median home value is $361,500 (11% above the average Montana ZIP) and median rent is $1,005; 82.6% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 19.6% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Montana and national benchmarks above are the appropriate context for 59644.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 59644

Top 5 sectors by establishment count in Townsend, MT

Which industries have the most business establishments in ZIP 59644.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 59644, Townsend, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,036

Population

1921.9

Area (sq mi)

2

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59644?

51.4

Median Age

49.1%

Male

50.9%

Female

1.5%

Foreign-Born

White 85.9%
African American 0.4%
Asian 0.4%
American Indian or Alaska Native 2.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.9%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,811

Median Household Income

-2% vs state ZIP avg

$35,674

Per Capita Income

16.5%

Poverty Rate

7.5%

Unemployment Rate

How ZIP 59644 ranks among Montana ZIPs

Townsend, MT household income vs. every Montana ZIP code

Median household income among 321 reporting Montana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$68,811 Top 46% higher than 54% of 321 Montana ZIPs

This ZIP $0 $200K+ every Montana ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Montana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.5%
Bachelor's Degree or Higher 19.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,952

Total Housing Units

1,745

Occupied Units

207

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 82.6%
Renter 17.4%

$361,500

Median Home Value

+11% vs state ZIP avg

$1,005

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.8%

YoY Change (2024)

428

HPI Index (2000 = 100)

+328%

Total Change Since 2000

Home values in ZIP 59644 have increased 9.8% over the past year (2024). Since 2000, this ZIP has seen +328% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.3% 242
2021 +18.1% 286
2022 +25.0% 358
2023 +9.0% 390
2024 +9.8% 428

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 130 business establishments in ZIP 59644, employing approximately 649 people with a combined annual payroll of $28,416,000.

130

Businesses

649

Employees

$28.4M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 31 23.9%
Accommodation and food services 18 13.8%
Retail trade 16 12.3%
Other services (except public administration) 11 8.5%
Transportation and warehousing 9 6.9%
Professional, scientific, and technical services 8 6.2%
Health care and social assistance 8 6.2%
Manufacturing 6 4.6%
Arts, entertainment, and recreation 6 4.6%
Real estate and rental and leasing 4 3.1%
Finance and insurance 3 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 59644, both outside MT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (4,036 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Broadwater County

Frequently Asked Questions

What county is ZIP code 59644 in?

ZIP code 59644 (Townsend) is located in Broadwater County, Montana. Broadwater County contains multiple ZIP codes, see the full list at /counties/broadwater-mt.

What is the population of ZIP code 59644?

ZIP code 59644 in Townsend, MT has a population of 4,036 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 59644?

The median household income in ZIP 59644 is $68,811, which is 10% below the national average of $76,288.

What is the average home value in ZIP 59644?

The median home value in ZIP 59644 is $361,500, which is 30% above the national average of $278,155.

What is the demographic makeup of ZIP 59644?

The largest racial group in ZIP 59644 is White at 85.9%. Hispanic or Latino residents make up 1.0% of the population.

How many businesses are in ZIP code 59644?

ZIP code 59644 has 130 business establishments employing approximately 649 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 59644?

The top industries by establishment count in ZIP 59644 are: Construction (31), Accommodation and food services (18), Retail trade (16). There are 11 industry sectors represented in total.

How have home values changed in ZIP code 59644?

According to the FHFA House Price Index, home values in ZIP 59644 increased by 9.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 328%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 59644?

In ZIP code 59644, 50.5% of residents aged 25+ have a high school diploma or higher, and 19.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 59644?

In ZIP code 59644, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 59644?

The poverty rate in ZIP code 59644 is 16.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 59644's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.