PlainZIP

Cardwell, MT · standard

ZIP Code 59721

Madison County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

433
1/sq mi
$94,167
Median income
$790,300
Median home value
32.8%
Bachelor's or higher

The verdict

Cardwell pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 23%
household income, US ZIPs
Top 5%
home value, US ZIPs
1
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59721 against every reporting US ZIP.

ZIP code 59721 is a sparsely populated ZIP (a standard USPS delivery area) in Cardwell, Madison County, Montana, home to just 433 residents across 721.7 square miles, a density of 1 people per square mile, in the Denver time zone.

ZIP 59721 lands in the middle-income range, with a median household income of $94,167 (34% above the Montana average), while per-capita income is $63,255. The poverty rate stands at 2.1% and the unemployment rate at 0.9%. The typical home here is valued at $790,300 (142% above the state average); renters pay a median of $877 monthly, and 74.7% of units are owner-occupied.

A solid share of residents have a four-year degree: 32.8% of adults hold a bachelor's degree or higher, the median age is 48.8, and the average commute is 29 minutes. Use the benchmarks above to see where 59721 sits relative to Montana and the national baseline rather than viewing the numbers in isolation.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 59721, Cardwell, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

433

Population

721.7

Area (sq mi)

1

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59721?

48.8

Median Age

54.1%

Male

45.9%

Female

0.0%

Foreign-Born

White 96.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$94,167

Median Household Income

+34% vs state

$63,255

Per Capita Income

2.1%

Poverty Rate

0.9%

Unemployment Rate

29.2 min

Mean Commute Time

How ZIP 59721 ranks nationally

Cardwell, MT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$94,167 Top 23% higher than 77% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.5%
Bachelor's Degree or Higher 32.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

256

Total Housing Units

190

Occupied Units

66

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 74.7%
Renter 25.3%

$790,300

Median Home Value

+142% vs state

$877

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 12 business establishments in ZIP 59721, employing approximately 54 people with a combined annual payroll of $2,650,000.

12

Businesses

54

Employees

$2.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 25.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Madison County

59759 standard
Whitehall, MT
Pop: 3,643
59729 standard
Ennis, MT
Pop: 2,141
59749 standard
Sheridan, MT
Pop: 1,513
59754 standard
Twin Bridges, MT
Pop: 964
59740 standard
Mc Allister, MT
Pop: 495
59735 standard
Harrison, MT
Pop: 331

Related Areas

Madison County Cardwell, MT Montana

Frequently Asked Questions

What county is ZIP code 59721 in? ▼
ZIP code 59721 (Cardwell) is located in Madison County, Montana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-mt.
What is the population of ZIP code 59721? ▼
ZIP code 59721 in Cardwell, MT has a population of 433 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59721? ▼
The median household income in ZIP 59721 is $94,167, which is 23% above the national average of $76,288.
What is the average home value in ZIP 59721? ▼
The median home value in ZIP 59721 is $790,300, which is 184% above the national average of $278,155.
What is the demographic makeup of ZIP 59721? ▼
The largest racial group in ZIP 59721 is White at 96.5%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 59721? ▼
ZIP code 59721 has 12 business establishments employing approximately 54 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 59721? ▼
In ZIP code 59721, 67.5% of residents aged 25+ have a high school diploma or higher, and 32.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 59721? ▼
The mean commute time for workers in ZIP code 59721 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 59721? ▼
In ZIP code 59721, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59721? ▼
The poverty rate in ZIP code 59721 is 2.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.