Bonner, MT · standard
ZIP Code 59823
Missoula County, Montana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,561
- 2/sq mi Low-density area
- $82,813
- Median income Near-median income area
- $474,100
- Median home value Above-median home value
- 39.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bonner pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 35%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 2
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59823 against every reporting US ZIP.
ZIP code 59823 covers 821.6 square miles in Bonner, Missoula County, Montana (a standard USPS delivery area), with a modest 1,561 residents on file, a density of 2 people per square mile, in the Denver time zone.
ZIP 59823 lands in the middle-income range, with a median household income of $82,813 (18% above the average Montana ZIP), while per-capita income is $47,588. The poverty rate is 10.8%, with unemployment at 4.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $474,100 (45% above the average Montana ZIP), while 86.4% of occupied homes are owner-occupied and median rent is $877.
A solid share of residents have a four-year degree: 39.1% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 28 minutes. No nearby ZIP peer set is available for this delivery area, so the Montana and national benchmarks above are the appropriate context for 59823.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 59823
Top 5 sectors by establishment count in Bonner, MT
Which industries have the most business establishments in ZIP 59823.
- Construction
Construction
19 establishments
- Manufacturing
Manufacturing
10 establishments
- Agriculture, forestry, fishing and hunting
Agriculture, forestry, fishing and hunting
8 establishments
- Retail trade 7
Retail trade
7 establishments
- Accommodation and food services 7
Accommodation and food services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 59823, Bonner, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,561
Population
821.6
Area (sq mi)
2
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 59823?
44.6
Median Age
50.4%
Male
49.6%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,813
Median Household Income
+18% vs state ZIP avg
$47,588
Per Capita Income
10.8%
Poverty Rate
4.3%
Unemployment Rate
28.1 min
Mean Commute Time
How ZIP 59823 ranks among Montana ZIPs
Bonner, MT household income vs. every Montana ZIP code
Median household income among 321 reporting Montana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$82,813 Top 25% higher than 75% of 321 Montana ZIPs
Each bar is a $20K-wide band; taller bars hold more Montana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
855housing units
855
Total Housing Units
819
Occupied Units
36
Vacant Units
2.31
Avg Household Size
Occupancy Type
$474,100
Median Home Value
+45% vs state ZIP avg
$877
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+30.7%
YoY Change (2024)
342
HPI Index (2000 = 100)
+242%
Total Change Since 2000
Home values in ZIP 59823 have increased 30.7% over the past year (2024). Since 2000, this ZIP has seen +242% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +5.7% | 184 |
| 2020 | +5.2% | 193 |
| 2021 | +14.2% | 221 |
| 2022 | +30.7% | 289 |
| 2024 | – | 342 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 74 business establishments in ZIP 59823, employing approximately 650 people with a combined annual payroll of $28,028,000.
74
Businesses
650
Employees
$28.0M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 25.7% |
| Manufacturing | 10 | 13.5% |
| Agriculture, forestry, fishing and hunting | 8 | 10.8% |
| Retail trade | 7 | 9.5% |
| Accommodation and food services | 7 | 9.5% |
| Administrative and support and waste management and remediation services | 6 | 8.1% |
| Other services (except public administration) | 6 | 8.1% |
| Professional, scientific, and technical services | 4 | 5.4% |
| Real estate and rental and leasing | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 59823, both outside MT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,561 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Missoula County
Related Areas
Frequently Asked Questions
What county is ZIP code 59823 in?
ZIP code 59823 (Bonner) is located in Missoula County, Montana. Missoula County contains multiple ZIP codes, see the full list at /counties/missoula-mt.
What is the population of ZIP code 59823?
ZIP code 59823 in Bonner, MT has a population of 1,561 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59823?
The median household income in ZIP 59823 is $82,813, which is 9% above the national average of $76,288.
What is the average home value in ZIP 59823?
The median home value in ZIP 59823 is $474,100, which is 70% above the national average of $278,155.
What is the demographic makeup of ZIP 59823?
The largest racial group in ZIP 59823 is White at 79.1%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 59823?
ZIP code 59823 has 74 business establishments employing approximately 650 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59823?
The top industries by establishment count in ZIP 59823 are: Construction (19), Manufacturing (10), Agriculture, forestry, fishing and hunting (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 59823?
According to the FHFA House Price Index, home values in ZIP 59823 increased by 30.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 242%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 59823?
In ZIP code 59823, 64.4% of residents aged 25+ have a high school diploma or higher, and 39.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 59823?
The mean commute time for workers in ZIP code 59823 is 28.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 59823?
In ZIP code 59823, approximately 86.4% of occupied housing units are owner-occupied and 13.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59823?
The poverty rate in ZIP code 59823 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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- See how ZIP 59823 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.