PlainZIP

Bonner, MT · standard

ZIP Code 59823

Missoula County, Montana — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,561
2/sq mi
$82,813
Median income
$474,100
Median home value
39.1%
Bachelor's or higher

The verdict

Bonner pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs
Top 14%
home value, US ZIPs
2
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59823 against every reporting US ZIP.

ZIP code 59823 is classified by USPS as a standard delivery area and covers roughly 821.6 square miles in Bonner, Missoula County, Montana. The area is home to 1,561 residents, producing a population density of 2 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59823 against Montana and the nation.

On the economic side, the median household income for ZIP 59823 sits at $82,813 (18% above the Montana average), while per-capita income is $47,588. The poverty rate stands at 10.8% and the unemployment rate at 4.3%. On housing, the median home value is $474,100 (45% above the state average) with median rent at $877 per month, and 86.4% of occupied units are owner-occupied, a direct signal of whether 59823 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 39.1% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 28 minutes. Use the benchmarks above to see where 59823 sits relative to Montana and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 59823

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 59823.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59823, Bonner, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,561

Population

821.6

Area (sq mi)

2

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59823?

44.6

Median Age

50.4%

Male

49.6%

Female

2.7%

Foreign-Born

White 79.1%
African American 0.8%
Asian 0.2%
American Indian or Alaska Native 3.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.3%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,813

Median Household Income

+18% vs state

$47,588

Per Capita Income

10.8%

Poverty Rate

4.3%

Unemployment Rate

28.1 min

Mean Commute Time

How ZIP 59823 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$82,813 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.4%
Bachelor's Degree or Higher 39.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

855

Total Housing Units

819

Occupied Units

36

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 86.4%
Renter 13.6%

$474,100

Median Home Value

+45% vs state

$877

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+30.7%

YoY Change (2024)

342

HPI Index (2000 = 100)

+242%

Total Change Since 2000

Home values in ZIP 59823 have increased 30.7% over the past year (2024). Since 2000, this ZIP has seen +242% cumulative appreciation.

Year Annual Change HPI Index
2019 +5.7% 184
2020 +5.2% 193
2021 +14.2% 221
2022 +30.7% 289
2024 — 342

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 74 business establishments in ZIP 59823, employing approximately 650 people with a combined annual payroll of $28,028,000.

74

Businesses

650

Employees

$28.0M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 19 25.7%
Manufacturing 10 13.5%
Agriculture, forestry, fishing and hunting 8 10.8%
Retail trade 7 9.5%
Accommodation and food services 7 9.5%
Administrative and support and waste management and remediation services 6 8.1%
Other services (except public administration) 6 8.1%
Professional, scientific, and technical services 4 5.4%
Real estate and rental and leasing 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Missoula County

59801 standard
Missoula, MT
Pop: 30,940
59802 standard
Missoula, MT
Pop: 18,407
59808 standard
Missoula, MT
Pop: 17,904
59803 standard
Missoula, MT
Pop: 16,203
59804 standard
Missoula, MT
Pop: 7,533
59847 standard
Lolo, MT
Pop: 5,658

Related Areas

Missoula County Bonner, MT Montana

Frequently Asked Questions

What county is ZIP code 59823 in? ▼
ZIP code 59823 (Bonner) is located in Missoula County, Montana. Missoula County contains multiple ZIP codes, see the full list at /counties/missoula-mt.
What is the population of ZIP code 59823? ▼
ZIP code 59823 in Bonner, MT has a population of 1,561 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59823? ▼
The median household income in ZIP 59823 is $82,813, which is 9% above the national average of $76,288.
What is the average home value in ZIP 59823? ▼
The median home value in ZIP 59823 is $474,100, which is 70% above the national average of $278,155.
What is the demographic makeup of ZIP 59823? ▼
The largest racial group in ZIP 59823 is White at 79.1%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 59823? ▼
ZIP code 59823 has 74 business establishments employing approximately 650 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59823? ▼
The top industries by establishment count in ZIP 59823 are: Construction (19), Manufacturing (10), Agriculture, forestry, fishing and hunting (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 59823? ▼
According to the FHFA House Price Index, home values in ZIP 59823 increased by 30.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 242%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 59823? ▼
In ZIP code 59823, 64.4% of residents aged 25+ have a high school diploma or higher, and 39.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 59823? ▼
The mean commute time for workers in ZIP code 59823 is 28.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 59823? ▼
In ZIP code 59823, approximately 86.4% of occupied housing units are owner-occupied and 13.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59823? ▼
The poverty rate in ZIP code 59823 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Bonner, MT

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.