PlainZIP

Hamilton, MT · standard

ZIP Code 59840

Ravalli County, Montana — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,052
11/sq mi
$61,752
Median income
$428,100
Median home value
31.2%
Bachelor's or higher

The verdict

Hamilton pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
Top 18%
home value, US ZIPs
11
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 59840 against every reporting US ZIP.

ZIP code 59840 is classified by USPS as a standard delivery area and covers roughly 1208.5 square miles in Hamilton, Ravalli County, Montana. The area is home to 13,052 residents, producing a population density of 11 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 59840 against Montana and the nation.

On the economic side, the median household income for ZIP 59840 sits at $61,752 (12% below the Montana average), while per-capita income is $37,276. The poverty rate stands at 8.6% and the unemployment rate at 1.5%. On housing, the median home value is $428,100 (31% above the state average) with median rent at $1,033 per month, and 70.3% of occupied units are owner-occupied, a direct signal of whether 59840 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.2% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is 15 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ravalli County, so you can benchmark 59840 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 59840

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 59840.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 59840, Hamilton, MT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

13,052

Population

1208.5

Area (sq mi)

11

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 59840?

48.3

Median Age

46.8%

Male

53.2%

Female

2.8%

Foreign-Born

White 91.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,752

Median Household Income

-12% vs state

$37,276

Per Capita Income

8.6%

Poverty Rate

1.5%

Unemployment Rate

14.9 min

Mean Commute Time

How ZIP 59840 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,752 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.7%
Bachelor's Degree or Higher 31.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,640

Total Housing Units

6,682

Occupied Units

958

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 70.3%
Renter 29.7%

$428,100

Median Home Value

+31% vs state

$1,033

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

380

HPI Index (2000 = 100)

+280%

Total Change Since 2000

Home values in ZIP 59840 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +280% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 215
2021 +20.5% 259
2022 +26.0% 326
2023 +10.4% 360
2024 +5.5% 380

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 749 business establishments in ZIP 59840, employing approximately 6,259 people with a combined annual payroll of $297,433,000.

749

Businesses

6,259

Employees

$297.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 113 15.1%
Retail trade 105 14.0%
Health care and social assistance 98 13.1%
Other services (except public administration) 71 9.5%
Professional, scientific, and technical services 69 9.2%
Accommodation and food services 48 6.4%
Wholesale trade 36 4.8%
Real estate and rental and leasing 36 4.8%
Administrative and support and waste management and remediation services 35 4.7%
Manufacturing 32 4.3%
Finance and insurance 28 3.7%
Arts, entertainment, and recreation 25 3.3%
Transportation and warehousing 23 3.1%
Information 11 1.5%
Educational services 9 1.2%
Agriculture, forestry, fishing and hunting 6 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 59840 vs 59841 →

ZIP Code City Population Distance
59841 Pinesdale, MT 917 10.4 mi

More ZIP Codes in Ravalli County

59870 standard
Stevensville, MT
Pop: 9,617
59828 standard
Corvallis, MT
Pop: 5,543
59833 standard
Florence, MT
Pop: 5,448
59875 standard
Victor, MT
Pop: 3,537
59829 standard
Darby, MT
Pop: 2,679
59841 standard
Pinesdale, MT
Pop: 917

Related Areas

Ravalli County Hamilton, MT Montana

Frequently Asked Questions

What county is ZIP code 59840 in? ▼
ZIP code 59840 (Hamilton) is located in Ravalli County, Montana. Ravalli County contains multiple ZIP codes, see the full list at /counties/ravalli-mt.
What is the population of ZIP code 59840? ▼
ZIP code 59840 in Hamilton, MT has a population of 13,052 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 59840? ▼
The median household income in ZIP 59840 is $61,752, which is 19% below the national average of $76,288.
What is the average home value in ZIP 59840? ▼
The median home value in ZIP 59840 is $428,100, which is 54% above the national average of $278,155.
What is the demographic makeup of ZIP 59840? ▼
The largest racial group in ZIP 59840 is White at 91.9%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 59840? ▼
ZIP code 59840 has 749 business establishments employing approximately 6,259 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 59840? ▼
The top industries by establishment count in ZIP 59840 are: Construction (113), Retail trade (105), Health care and social assistance (98). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 59840? ▼
According to the FHFA House Price Index, home values in ZIP 59840 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 280%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 59840? ▼
In ZIP code 59840, 59.7% of residents aged 25+ have a high school diploma or higher, and 31.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 59840? ▼
The mean commute time for workers in ZIP code 59840 is 14.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 59840? ▼
In ZIP code 59840, approximately 70.3% of occupied housing units are owner-occupied and 29.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 59840? ▼
The poverty rate in ZIP code 59840 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Hamilton, MT

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.