ZIP Code 63645

ZIP code 63645 is classified by USPS as a standard delivery area and covers roughly 984.5 square miles in Fredericktown, Madison County, Missouri. The area is home to 11,420 residents, producing a population density of 12 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 63645 against Missouri and the nation.

On the economic side, the median household income for ZIP 63645 sits at $54,747 (18% below the Missouri average), while per-capita income is $31,680. The poverty rate stands at 12.2% and the unemployment rate at 4.3%. On housing, the median home value is $157,500 (18% below the state average) with median rent at $811 per month, and 73.1% of occupied units are owner-occupied, a direct signal of whether 63645 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.5% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 23 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Madison County, so you can benchmark 63645 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →