Chaffee, MO · standard
ZIP Code 63740
Scott County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,339
- 23/sq mi Moderate-density area
- $54,364
- Median income Below-median income area
- $140,700
- Median home value Below-median home value
- 18.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Chaffee pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 20th pct
- household income, US ZIPs
- 23rd pct
- home value, US ZIPs
- 23
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63740 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 63740 (Chaffee, MO) rose +20.0% from 2023 to 2024. The all-transactions index moved from 175.1 in 2023 to 210.2 in 2024 (2000 = 100).
ZIP code 63740 is a mid-sized community (a standard USPS delivery area) in Chaffee, Scott County, Missouri, home to 5,339 residents across 231.1 square miles, a density of 23 people per square mile, in the Chicago time zone.
ZIP 63740 reports a modest median household income of $54,364 (19% below the average Missouri ZIP), while per-capita income is $30,290. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.3% and unemployment is 3.3%. Home values sit below the statewide ZIP benchmark: the median is $140,700 (26% below the average Missouri ZIP), and median rent is $647; owner occupancy is 79.5%.
Educational attainment sits below the national norm: 18.4% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 23 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Scott County, so 63740 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 63740
Top 5 sectors by establishment count in Chaffee, MO
Which industries have the most business establishments in ZIP 63740.
- Construction
Construction
13 establishments
- Retail trade
Retail trade
12 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
- Transportation and warehousing
Transportation and warehousing
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63740, Chaffee, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,339
Population
231.1
Area (sq mi)
23
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 63740?
43.2
Median Age
45.0%
Male
55.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,364
Median Household Income
-19% vs state ZIP avg
$30,290
Per Capita Income
7.3%
Poverty Rate
3.3%
Unemployment Rate
22.7 min
Mean Commute Time
How ZIP 63740 ranks among Missouri ZIPs
Chaffee, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$54,364 31st percentile higher than 31% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,406housing units
2,406
Total Housing Units
2,182
Occupied Units
224
Vacant Units
2.34
Avg Household Size
Occupancy Type
$140,700
Median Home Value
-26% vs state ZIP avg
$647
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+20.0%
YoY Change (2024)
210
HPI Index (2000 = 100)
+110%
Total Change Since 2000
Home values in ZIP 63740 have increased 20.0% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -2.2% | 143 |
| 2021 | +14.8% | 164 |
| 2022 | +18.6% | 194 |
| 2023 | -9.8% | 175 |
| 2024 | +20.0% | 210 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 75 business establishments in ZIP 63740, employing approximately 510 people with a combined annual payroll of $14,900,000.
75
Businesses
510
Employees
$14.9M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 13 | 17.3% |
| Retail trade | 12 | 16.0% |
| Other services (except public administration) | 10 | 13.3% |
| Health care and social assistance | 9 | 12.0% |
| Transportation and warehousing | 6 | 8.0% |
| Administrative and support and waste management and remediation services | 5 | 6.7% |
| Accommodation and food services | 5 | 6.7% |
| Manufacturing | 3 | 4.0% |
| Finance and insurance | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 63740 vs 63744 →
ZIP 63740 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63703
Cape Girardeau (63703)
8,182 residents
- 63740
Chaffee (63740)
5,339 residents
- 63771 2,862
Oran (63771)
2,862 residents
- 63785 1,000
Whitewater (63785)
1,000 residents
- 63767 655
Morley (63767)
655 residents
- 63758 170
Kelso (63758)
170 residents
- 63744 111
Delta (63744)
111 residents
- 63774 76
Perkins (63774)
76 residents
- 63745 66
Dutchtown (63745)
66 residents
What this shows Among its immediate neighbors, ZIP 63740 ranks #2 by population - useful context the national average alone can't give.
ZIP 63740 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63785
Whitewater (63785)
$75,938 median income
- 63771
Oran (63771)
$70,603 median income
- 63758
Kelso (63758)
$56,250 median income
- 63740
Chaffee (63740)
$54,364 median income
- 63774
Perkins (63774)
$48,558 median income
- 63767
Morley (63767)
$46,765 median income
- 63703
Cape Girardeau (63703)
$38,695 median income
- 63744
Delta (63744)
$36,250 median income
What this shows By household income, ZIP 63740 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 63740, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,339 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Scott County
Related Areas
Frequently Asked Questions
What county is ZIP code 63740 in?
ZIP code 63740 (Chaffee) is located in Scott County, Missouri. Scott County contains multiple ZIP codes, see the full list at /counties/scott-mo.
What is the population of ZIP code 63740?
ZIP code 63740 in Chaffee, MO has a population of 5,339 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63740?
The median household income in ZIP 63740 is $54,364, which is 29% below the national average of $76,288.
What is the average home value in ZIP 63740?
The median home value in ZIP 63740 is $140,700, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 63740?
The largest racial group in ZIP 63740 is White at 92.6%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 63740?
ZIP code 63740 has 75 business establishments employing approximately 510 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63740?
The top industries by establishment count in ZIP 63740 are: Construction (13), Retail trade (12), Other services (except public administration) (10). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 63740?
According to the FHFA House Price Index, home values in ZIP 63740 increased by 20.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63740?
In ZIP code 63740, 61.8% of residents aged 25+ have a high school diploma or higher, and 18.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63740?
The mean commute time for workers in ZIP code 63740 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63740?
In ZIP code 63740, approximately 79.5% of occupied housing units are owner-occupied and 20.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63740?
The poverty rate in ZIP code 63740 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 63740's numbers, next.
- See how ZIP 63740 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chaffee, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.