PlainZIP

Chaffee, MO · standard

ZIP Code 63740

Scott County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,339
23/sq mi
$54,364
Median income
$140,700
Median home value
18.4%
Bachelor's or higher

The verdict

Chaffee pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
23th pct
home value, US ZIPs
23
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63740 against every reporting US ZIP.

ZIP code 63740 is a mid-sized community (a standard USPS delivery area) in Chaffee, Scott County, Missouri, home to 5,339 residents across 231.1 square miles, a density of 23 people per square mile, in the Chicago time zone.

ZIP 63740 reports a modest median household income of $54,364 (19% below the Missouri average), while per-capita income is $30,290. 7.3% of residents live below the poverty line, and the unemployment rate reads 3.3%. The typical home here is valued at $140,700 (26% below the state average); renters pay a median of $647 monthly, and 79.5% of units are owner-occupied.

Educational attainment sits below the national norm: 18.4% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 23 minutes. Beyond these figures, 8 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Scott County, letting you compare 63740 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 63740

Top 5 sectors by establishment count in Chaffee, MO

Which industries have the most business establishments in ZIP 63740.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63740, Chaffee, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,339

Population

231.1

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63740?

43.2

Median Age

45.0%

Male

55.0%

Female

0.0%

Foreign-Born

White 92.6%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,364

Median Household Income

-19% vs state

$30,290

Per Capita Income

7.3%

Poverty Rate

3.3%

Unemployment Rate

22.7 min

Mean Commute Time

How ZIP 63740 ranks nationally

Chaffee, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,364 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.8%
Bachelor's Degree or Higher 18.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,406

Total Housing Units

2,182

Occupied Units

224

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 79.5%
Renter 20.5%

$140,700

Median Home Value

-26% vs state

$647

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.0%

YoY Change (2024)

210

HPI Index (2000 = 100)

+110%

Total Change Since 2000

Home values in ZIP 63740 have increased 20.0% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.2% 143
2021 +14.8% 164
2022 +18.6% 194
2023 -9.8% 175
2024 +20.0% 210

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 75 business establishments in ZIP 63740, employing approximately 510 people with a combined annual payroll of $14,900,000.

75

Businesses

510

Employees

$14.9M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 13 17.3%
Retail trade 12 16.0%
Other services (except public administration) 10 13.3%
Health care and social assistance 9 12.0%
Transportation and warehousing 6 8.0%
Administrative and support and waste management and remediation services 5 6.7%
Accommodation and food services 5 6.7%
Manufacturing 3 4.0%
Finance and insurance 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63740 vs 63744 →

ZIP 63740 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 63740 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 63740 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 63740 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
63744 Delta, MO 111 3.2 mi
63745 Dutchtown, MO 66 4.6 mi
63771 Oran, MO 2,862 7.2 mi
63758 Kelso, MO 170 7.1 mi
63774 Perkins, MO 76 6.9 mi
63767 Morley, MO 655 9.8 mi
63785 Whitewater, MO 1,000 9.4 mi
63703 Cape Girardeau, MO 8,182 10.5 mi

More ZIP Codes in Scott County

63801 standard
Sikeston, MO
Pop: 23,123
63780 standard
Scott City, MO
Pop: 6,740
63736 standard
Benton, MO
Pop: 3,310
63771 standard
Oran, MO
Pop: 2,862
63767 standard
Morley, MO
Pop: 655
63784 standard
Vanduser, MO
Pop: 279

Related Areas

Scott County Chaffee, MO Missouri

Frequently Asked Questions

What county is ZIP code 63740 in? ▼
ZIP code 63740 (Chaffee) is located in Scott County, Missouri. Scott County contains multiple ZIP codes, see the full list at /counties/scott-mo.
What is the population of ZIP code 63740? ▼
ZIP code 63740 in Chaffee, MO has a population of 5,339 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63740? ▼
The median household income in ZIP 63740 is $54,364, which is 29% below the national average of $76,288.
What is the average home value in ZIP 63740? ▼
The median home value in ZIP 63740 is $140,700, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 63740? ▼
The largest racial group in ZIP 63740 is White at 92.6%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 63740? ▼
ZIP code 63740 has 75 business establishments employing approximately 510 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63740? ▼
The top industries by establishment count in ZIP 63740 are: Construction (13), Retail trade (12), Other services (except public administration) (10). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 63740? ▼
According to the FHFA House Price Index, home values in ZIP 63740 increased by 20.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 63740? ▼
In ZIP code 63740, 61.8% of residents aged 25+ have a high school diploma or higher, and 18.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63740? ▼
The mean commute time for workers in ZIP code 63740 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63740? ▼
In ZIP code 63740, approximately 79.5% of occupied housing units are owner-occupied and 20.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63740? ▼
The poverty rate in ZIP code 63740 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.