PlainZIP

Bernie, MO · standard

ZIP Code 63822

Stoddard County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,867
17/sq mi
$57,639
Median income
$127,900
Median home value
16.3%
Bachelor's or higher

The verdict

Bernie pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
19th pct
home value, US ZIPs
17
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63822 against every reporting US ZIP.

ZIP code 63822 covers 171.7 square miles in Bernie, Stoddard County, Missouri (a standard USPS delivery area), with a modest 2,867 residents on file, a density of 17 people per square mile, in the Chicago time zone.

ZIP 63822 reports a modest median household income of $57,639 (14% below the Missouri average), while per-capita income is $26,246. 18.0% of residents live below the poverty line, and the unemployment rate reads 6.4%. Housing costs here run $127,900 for a typical home value (33% below the state average), with rent averaging $805 a month; 76.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 22 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stoddard County, so you can benchmark 63822 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 63822

Top 5 sectors by establishment count in Bernie, MO

Which industries have the most business establishments in ZIP 63822.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63822, Bernie, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,867

Population

171.7

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 63822?

43.8

Median Age

48.5%

Male

51.5%

Female

0.5%

Foreign-Born

White 91.0%
African American 0.6%
Asian 0.3%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,639

Median Household Income

-14% vs state

$26,246

Per Capita Income

18.0%

Poverty Rate

6.4%

Unemployment Rate

21.6 min

Mean Commute Time

How ZIP 63822 ranks nationally

Bernie, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,639 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.3%
Bachelor's Degree or Higher 16.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,247

Total Housing Units

1,111

Occupied Units

136

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 76.1%
Renter 23.9%

$127,900

Median Home Value

-33% vs state

$805

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 50 business establishments in ZIP 63822, employing approximately 409 people with a combined annual payroll of $18,853,000.

50

Businesses

409

Employees

$18.9M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 10 20.0%
Health care and social assistance 7 14.0%
Other services (except public administration) 6 12.0%
Accommodation and food services 5 10.0%
Wholesale trade 4 8.0%
Manufacturing 3 6.0%
Administrative and support and waste management and remediation services 3 6.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 63822 vs 63863 →

ZIP 63822 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 63822 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 63822 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 63822 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
63863 Malden, MO 6,359 7.0 mi
63841 Dexter, MO 13,123 7.6 mi
63933 Campbell, MO 3,719 11.2 mi
63936 Dudley, MO 754 12.3 mi

More ZIP Codes in Stoddard County

63841 standard
Dexter, MO
Pop: 13,123
63825 standard
Bloomfield, MO
Pop: 4,409
63730 standard
Advance, MO
Pop: 3,430
63960 standard
Puxico, MO
Pop: 3,326
63846 standard
Essex, MO
Pop: 1,554
63735 standard
Bell City, MO
Pop: 847

Related Areas

Stoddard County Bernie, MO Missouri

Frequently Asked Questions

What county is ZIP code 63822 in? ▼
ZIP code 63822 (Bernie) is located in Stoddard County, Missouri. Stoddard County contains multiple ZIP codes, see the full list at /counties/stoddard-mo.
What is the population of ZIP code 63822? ▼
ZIP code 63822 in Bernie, MO has a population of 2,867 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63822? ▼
The median household income in ZIP 63822 is $57,639, which is 24% below the national average of $76,288.
What is the average home value in ZIP 63822? ▼
The median home value in ZIP 63822 is $127,900, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 63822? ▼
The largest racial group in ZIP 63822 is White at 91.0%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 63822? ▼
ZIP code 63822 has 50 business establishments employing approximately 409 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63822? ▼
The top industries by establishment count in ZIP 63822 are: Retail trade (10), Health care and social assistance (7), Other services (except public administration) (6). There are 7 industry sectors represented in total.
What is the education level in ZIP code 63822? ▼
In ZIP code 63822, 60.3% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63822? ▼
The mean commute time for workers in ZIP code 63822 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63822? ▼
In ZIP code 63822, approximately 76.1% of occupied housing units are owner-occupied and 23.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63822? ▼
The poverty rate in ZIP code 63822 is 18.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.