Bernie, MO · standard
ZIP Code 63822
Stoddard County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,867
- 17/sq mi Moderate-density area
- $57,639
- Median income Below-median income area
- $127,900
- Median home value Below-median home value
- 16.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Bernie pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- 19th pct
- home value, US ZIPs
- 17
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 63822 against every reporting US ZIP.
ZIP code 63822 covers 171.7 square miles in Bernie, Stoddard County, Missouri (a standard USPS delivery area), with a modest 2,867 residents on file, a density of 17 people per square mile, in the Chicago time zone.
ZIP 63822 reports a modest median household income of $57,639 (14% below the average Missouri ZIP), while per-capita income is $26,246. The poverty rate is 18.0%, with unemployment at 6.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $127,900 (33% below the average Missouri ZIP), and median rent is $805; owner occupancy is 76.1%.
Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 22 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Stoddard County, so 63822 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 63822
Top 5 sectors by establishment count in Bernie, MO
Which industries have the most business establishments in ZIP 63822.
- Retail trade
Retail trade
10 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
- Wholesale trade
Wholesale trade
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 63822, Bernie, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,867
Population
171.7
Area (sq mi)
17
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 63822?
43.8
Median Age
48.5%
Male
51.5%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,639
Median Household Income
-14% vs state ZIP avg
$26,246
Per Capita Income
18.0%
Poverty Rate
6.4%
Unemployment Rate
21.6 min
Mean Commute Time
How ZIP 63822 ranks among Missouri ZIPs
Bernie, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,639 38th percentile higher than 38% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,247housing units
1,247
Total Housing Units
1,111
Occupied Units
136
Vacant Units
2.41
Avg Household Size
Occupancy Type
$127,900
Median Home Value
-33% vs state ZIP avg
$805
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 50 business establishments in ZIP 63822, employing approximately 409 people with a combined annual payroll of $18,853,000.
50
Businesses
409
Employees
$18.9M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 20.0% |
| Health care and social assistance | 7 | 14.0% |
| Other services (except public administration) | 6 | 12.0% |
| Accommodation and food services | 5 | 10.0% |
| Wholesale trade | 4 | 8.0% |
| Manufacturing | 3 | 6.0% |
| Administrative and support and waste management and remediation services | 3 | 6.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 63822 vs 63863 →
ZIP 63822 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63841
Dexter (63841)
13,123 residents
- 63863
Malden (63863)
6,359 residents
- 63933 3,719
Campbell (63933)
3,719 residents
- 63822 2,867
Bernie (63822)
2,867 residents
- 63936 754
Dudley (63936)
754 residents
What this shows Among its immediate neighbors, ZIP 63822 ranks #4 by population - useful context the national average alone can't give.
ZIP 63822 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 63841
Dexter (63841)
$58,607 median income
- 63822
Bernie (63822)
$57,639 median income
- 63933
Campbell (63933)
$55,582 median income
- 63936
Dudley (63936)
$51,466 median income
- 63863
Malden (63863)
$47,205 median income
What this shows By household income, ZIP 63822 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 63822, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,867 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Stoddard County
Related Areas
Frequently Asked Questions
What county is ZIP code 63822 in?
ZIP code 63822 (Bernie) is located in Stoddard County, Missouri. Stoddard County contains multiple ZIP codes, see the full list at /counties/stoddard-mo.
What is the population of ZIP code 63822?
ZIP code 63822 in Bernie, MO has a population of 2,867 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 63822?
The median household income in ZIP 63822 is $57,639, which is 24% below the national average of $76,288.
What is the average home value in ZIP 63822?
The median home value in ZIP 63822 is $127,900, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 63822?
The largest racial group in ZIP 63822 is White at 91.0%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 63822?
ZIP code 63822 has 50 business establishments employing approximately 409 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 63822?
The top industries by establishment count in ZIP 63822 are: Retail trade (10), Health care and social assistance (7), Other services (except public administration) (6). There are 7 industry sectors represented in total.
What is the education level in ZIP code 63822?
In ZIP code 63822, 60.3% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 63822?
The mean commute time for workers in ZIP code 63822 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 63822?
In ZIP code 63822, approximately 76.1% of occupied housing units are owner-occupied and 23.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 63822?
The poverty rate in ZIP code 63822 is 18.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 63822's numbers, next.
- See how ZIP 63822 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bernie, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.