PlainZIP

Waverly, MO · standard

ZIP Code 64096

Lafayette County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,171
11/sq mi
$52,315
Median income
$151,700
Median home value
26.4%
Bachelor's or higher

The verdict

Waverly pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs
26th pct
home value, US ZIPs
11
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64096 against every reporting US ZIP.

ZIP code 64096 is a sparsely populated ZIP (a standard USPS delivery area) in Waverly, Lafayette County, Missouri, home to just 1,171 residents across 110.5 square miles, a density of 11 people per square mile, in the Chicago time zone.

ZIP 64096 reports a modest median household income of $52,315 (22% below the Missouri average), while per-capita income is $28,636. 8.4% of residents live below the poverty line, and the unemployment rate reads 1.4%. Median home value sits at $151,700 (21% below the state average), median rent at $898 a month, and owner-occupancy at 61.1%.

Educational attainment sits below the national norm: 26.4% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is 28 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Lafayette County, letting you compare 64096 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64096

Top 5 sectors by establishment count in Waverly, MO

Which industries have the most business establishments in ZIP 64096.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64096, Waverly, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,171

Population

110.5

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64096?

36.1

Median Age

54.3%

Male

45.7%

Female

1.2%

Foreign-Born

White 84.2%
African American 4.5%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 6.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,315

Median Household Income

-22% vs state

$28,636

Per Capita Income

8.4%

Poverty Rate

1.4%

Unemployment Rate

27.6 min

Mean Commute Time

How ZIP 64096 ranks nationally

Waverly, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$52,315 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.1%
Bachelor's Degree or Higher 26.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

423

Total Housing Units

388

Occupied Units

35

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 61.1%
Renter 38.9%

$151,700

Median Home Value

-21% vs state

$898

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 33 business establishments in ZIP 64096, employing approximately 191 people with a combined annual payroll of $7,987,000.

33

Businesses

191

Employees

$8.0M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 6 18.2%
Other services (except public administration) 6 18.2%
Transportation and warehousing 4 12.1%
Health care and social assistance 3 9.1%
Accommodation and food services 3 9.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64096 vs 64001 →

ZIP 64096 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64096 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64096 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64096 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64001 Alma, MO 656 6.8 mi
64022 Dover, MO 183 5.9 mi
64021 Corder, MO 633 7.5 mi
65321 Blackburn, MO 417 9.7 mi
64668 Norborne, MO 1,416 12.7 mi

More ZIP Codes in Lafayette County

64076 standard
Odessa, MO
Pop: 9,512
64037 standard
Higginsville, MO
Pop: 6,150
64067 standard
Lexington, MO
Pop: 5,789
64020 standard
Concordia, MO
Pop: 3,608
64011 standard
Bates City, MO
Pop: 3,106
64097 standard
Wellington, MO
Pop: 1,410

Related Areas

Lafayette County Waverly, MO Missouri

Frequently Asked Questions

What county is ZIP code 64096 in? ▼
ZIP code 64096 (Waverly) is located in Lafayette County, Missouri. Lafayette County contains multiple ZIP codes, see the full list at /counties/lafayette-mo.
What is the population of ZIP code 64096? ▼
ZIP code 64096 in Waverly, MO has a population of 1,171 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64096? ▼
The median household income in ZIP 64096 is $52,315, which is 31% below the national average of $76,288.
What is the average home value in ZIP 64096? ▼
The median home value in ZIP 64096 is $151,700, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 64096? ▼
The largest racial group in ZIP 64096 is White at 84.2%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 64096? ▼
ZIP code 64096 has 33 business establishments employing approximately 191 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64096? ▼
The top industries by establishment count in ZIP 64096 are: Construction (6), Other services (except public administration) (6), Transportation and warehousing (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 64096? ▼
In ZIP code 64096, 68.1% of residents aged 25+ have a high school diploma or higher, and 26.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64096? ▼
The mean commute time for workers in ZIP code 64096 is 27.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64096? ▼
In ZIP code 64096, approximately 61.1% of occupied housing units are owner-occupied and 38.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64096? ▼
The poverty rate in ZIP code 64096 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.