ZIP Code 64096

ZIP code 64096 is classified by USPS as a standard delivery area and covers roughly 110.5 square miles in Waverly, Lafayette County, Missouri. The area is home to 1,171 residents, producing a population density of 11 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64096 against Missouri and the nation.

On the economic side, the median household income for ZIP 64096 sits at $52,315 (22% below the Missouri average), while per-capita income is $28,636. The poverty rate stands at 8.4% and the unemployment rate at 1.4%. On housing, the median home value is $151,700 (21% below the state average) with median rent at $898 per month, and 61.1% of occupied units are owner-occupied, a direct signal of whether 64096 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.4% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is 28 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lafayette County, so you can benchmark 64096 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →