Waverly, MO · standard
ZIP Code 64096
Lafayette County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,171
- 11/sq mi Low-density area
- $52,315
- Median income Below-median income area
- $151,700
- Median home value Below-median home value
- 26.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waverly pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 17th pct
- household income, US ZIPs
- 26th pct
- home value, US ZIPs
- 11
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64096 against every reporting US ZIP.
ZIP code 64096 is a sparsely populated ZIP (a standard USPS delivery area) in Waverly, Lafayette County, Missouri, home to just 1,171 residents across 110.5 square miles, a density of 11 people per square mile, in the Chicago time zone.
ZIP 64096 reports a modest median household income of $52,315 (22% below the average Missouri ZIP), while per-capita income is $28,636. The poverty rate is 8.4%, with unemployment at 1.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $151,700 (21% below the average Missouri ZIP), and median rent is $898; owner occupancy is 61.1%.
Educational attainment sits below the national norm: 26.4% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is 28 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Lafayette County, so 64096 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64096
Top 5 sectors by establishment count in Waverly, MO
Which industries have the most business establishments in ZIP 64096.
- Construction
Construction
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Transportation and warehousing
Transportation and warehousing
4 establishments
- Health care and social assistance
Health care and social assistance
3 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64096, Waverly, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,171
Population
110.5
Area (sq mi)
11
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64096?
36.1
Median Age
54.3%
Male
45.7%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,315
Median Household Income
-22% vs state ZIP avg
$28,636
Per Capita Income
8.4%
Poverty Rate
1.4%
Unemployment Rate
27.6 min
Mean Commute Time
How ZIP 64096 ranks among Missouri ZIPs
Waverly, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$52,315 26th percentile higher than 26% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
423housing units
423
Total Housing Units
388
Occupied Units
35
Vacant Units
2.84
Avg Household Size
Occupancy Type
$151,700
Median Home Value
-21% vs state ZIP avg
$898
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 33 business establishments in ZIP 64096, employing approximately 191 people with a combined annual payroll of $7,987,000.
33
Businesses
191
Employees
$8.0M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 18.2% |
| Other services (except public administration) | 6 | 18.2% |
| Transportation and warehousing | 4 | 12.1% |
| Health care and social assistance | 3 | 9.1% |
| Accommodation and food services | 3 | 9.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64096 vs 64001 →
ZIP 64096 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64668
Norborne (64668)
1,416 residents
- 64096
Waverly (64096)
1,171 residents
- 64001
Alma (64001)
656 residents
- 64021
Corder (64021)
633 residents
- 65321 417
Blackburn (65321)
417 residents
- 64022 183
Dover (64022)
183 residents
What this shows Among its immediate neighbors, ZIP 64096 ranks #2 by population - useful context the national average alone can't give.
ZIP 64096 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64021
Corder (64021)
$97,188 median income
- 65321
Blackburn (65321)
$82,019 median income
- 64022
Dover (64022)
$78,125 median income
- 64668
Norborne (64668)
$73,889 median income
- 64001
Alma (64001)
$68,000 median income
- 64096
Waverly (64096)
$52,315 median income
What this shows By household income, ZIP 64096 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64096, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,171 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lafayette County
Related Areas
Frequently Asked Questions
What county is ZIP code 64096 in?
ZIP code 64096 (Waverly) is located in Lafayette County, Missouri. Lafayette County contains multiple ZIP codes, see the full list at /counties/lafayette-mo.
What is the population of ZIP code 64096?
ZIP code 64096 in Waverly, MO has a population of 1,171 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64096?
The median household income in ZIP 64096 is $52,315, which is 31% below the national average of $76,288.
What is the average home value in ZIP 64096?
The median home value in ZIP 64096 is $151,700, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 64096?
The largest racial group in ZIP 64096 is White at 84.2%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 64096?
ZIP code 64096 has 33 business establishments employing approximately 191 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64096?
The top industries by establishment count in ZIP 64096 are: Construction (6), Other services (except public administration) (6), Transportation and warehousing (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 64096?
In ZIP code 64096, 68.1% of residents aged 25+ have a high school diploma or higher, and 26.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64096?
The mean commute time for workers in ZIP code 64096 is 27.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64096?
In ZIP code 64096, approximately 61.1% of occupied housing units are owner-occupied and 38.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64096?
The poverty rate in ZIP code 64096 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64096's numbers, next.
- See how ZIP 64096 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waverly, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.