Elmo, MO · standard
ZIP Code 64445
Nodaway County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 312
- 3/sq mi Low-density area
- $66,667
- Median income Near-median income area
- $98,100
- Median home value Below-median home value
- 13.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Elmo pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 41st pct
- household income, US ZIPs
- 9th pct
- home value, US ZIPs
- 3
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64445 against every reporting US ZIP.
ZIP code 64445 is a sparsely populated ZIP (a standard USPS delivery area) in Elmo, Nodaway County, Missouri, home to just 312 residents across 107.6 square miles, a density of 3 people per square mile, in the Chicago time zone.
ZIP 64445 reports a modest median household income of $66,667 (0% below the average Missouri ZIP), while per-capita income is $31,085. The poverty rate is 10.3%, with unemployment at 1.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $98,100 (49% below the average Missouri ZIP), and median rent is $620; owner occupancy is 69.4%.
Formal educational attainment runs low here: just 13.6% of adults hold a bachelor's degree or higher, the median age is 34, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Nodaway County, so 64445 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64445, Elmo, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
312
Population
107.6
Area (sq mi)
3
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64445?
34.0
Median Age
47.5%
Male
52.5%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,667
Median Household Income
-0% vs state ZIP avg
$31,085
Per Capita Income
10.3%
Poverty Rate
1.3%
Unemployment Rate
How ZIP 64445 ranks among Missouri ZIPs
Elmo, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,667 Top 41% higher than 59% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
177housing units
177
Total Housing Units
134
Occupied Units
43
Vacant Units
2.25
Avg Household Size
Occupancy Type
$98,100
Median Home Value
-49% vs state ZIP avg
$620
Median Rent
1946
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 64445 vs 51637 →
ZIP 64445 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64428
Burlington Junction (64428)
898 residents
- 51636
Coin (51636)
405 residents
- 64431
Clearmont (64431)
382 residents
- 64445 312
Elmo (64445)
312 residents
- 51631 306
Braddyville (51631)
306 residents
- 51637 214
College Springs (51637)
214 residents
- 51630 173
Blanchard (51630)
173 residents
What this shows Among its immediate neighbors, ZIP 64445 ranks #4 by population - useful context the national average alone can't give.
ZIP 64445 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64431
Clearmont (64431)
$75,625 median income
- 51637
College Springs (51637)
$72,888 median income
- 51630
Blanchard (51630)
$70,000 median income
- 64445
Elmo (64445)
$66,667 median income
- 51636
Coin (51636)
$63,516 median income
- 64428
Burlington Junction (64428)
$56,250 median income
- 51631
Braddyville (51631)
$54,583 median income
What this shows By household income, ZIP 64445 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64445, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Nodaway County
Related Areas
Frequently Asked Questions
What county is ZIP code 64445 in?
ZIP code 64445 (Elmo) is located in Nodaway County, Missouri. Nodaway County contains multiple ZIP codes, see the full list at /counties/nodaway-mo.
What is the population of ZIP code 64445?
ZIP code 64445 in Elmo, MO has a population of 312 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64445?
The median household income in ZIP 64445 is $66,667, which is 13% below the national average of $76,288.
What is the average home value in ZIP 64445?
The median home value in ZIP 64445 is $98,100, which is 65% below the national average of $278,155.
What is the demographic makeup of ZIP 64445?
The largest racial group in ZIP 64445 is White at 80.1%.
What is the education level in ZIP code 64445?
In ZIP code 64445, 55.6% of residents aged 25+ have a high school diploma or higher, and 13.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64445?
In ZIP code 64445, approximately 69.4% of occupied housing units are owner-occupied and 30.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64445?
The poverty rate in ZIP code 64445 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64445's numbers, next.
- See how ZIP 64445 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Elmo, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.