PlainZIP

Sumner, MO · standard

ZIP Code 64681

Chariton County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

192
2/sq mi
$70,833
Median income
$80,600
Median home value
18.2%
Bachelor's or higher

The verdict

Sumner pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
4th pct
home value, US ZIPs
2
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64681 against every reporting US ZIP.

ZIP code 64681 is a sparsely populated ZIP (a standard USPS delivery area) in Sumner, Chariton County, Missouri, home to just 192 residents across 112.9 square miles, a density of 2 people per square mile, in the Chicago time zone.

ZIP 64681 lands in the middle-income range, with a median household income of $70,833 (6% above the Missouri average), while per-capita income is $33,891. Poverty here runs at 6.5%, with unemployment measured at 7.4%. Housing costs here run $80,600 for a typical home value (58% below the state average), with rent averaging - a month; 85.9% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 58, and the average commute is -. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 64681, plus 6 more within Chariton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64681, Sumner, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

192

Population

112.9

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64681?

58.0

Median Age

44.7%

Male

55.3%

Female

0.0%

Foreign-Born

White 99.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,833

Median Household Income

+6% vs state

$33,891

Per Capita Income

6.5%

Poverty Rate

7.4%

Unemployment Rate

How ZIP 64681 ranks nationally

Sumner, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,833 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.3%
Bachelor's Degree or Higher 18.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

150

Total Housing Units

78

Occupied Units

72

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 85.9%
Renter 14.1%

$80,600

Median Home Value

-58% vs state

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 64681, employing approximately 37 people with a combined annual payroll of $1,667,000.

7

Businesses

37

Employees

$1.7M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64681 vs 65286 →

ZIP 64681 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64681 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64681 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64681 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65286 Triplett, MO 129 9.6 mi
64651 Laclede, MO 570 8.6 mi
64643 Hale, MO 1,072 8.2 mi
64660 Mendon, MO 513 8.6 mi
64659 Meadville, MO 964 10.3 mi

More ZIP Codes in Chariton County

65281 standard
Salisbury, MO
Pop: 3,098
65236 standard
Brunswick, MO
Pop: 1,404
65261 standard
Keytesville, MO
Pop: 1,094
64660 standard
Mendon, MO
Pop: 513
64676 standard
Rothville, MO
Pop: 215
65286 standard
Triplett, MO
Pop: 129

Related Areas

Chariton County Sumner, MO Missouri

Frequently Asked Questions

What county is ZIP code 64681 in? ▼
ZIP code 64681 (Sumner) is located in Chariton County, Missouri. Chariton County contains multiple ZIP codes, see the full list at /counties/chariton-mo.
What is the population of ZIP code 64681? ▼
ZIP code 64681 in Sumner, MO has a population of 192 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64681? ▼
The median household income in ZIP 64681 is $70,833, which is 7% below the national average of $76,288.
What is the average home value in ZIP 64681? ▼
The median home value in ZIP 64681 is $80,600, which is 71% below the national average of $278,155.
What is the demographic makeup of ZIP 64681? ▼
The largest racial group in ZIP 64681 is White at 99.4%.
How many businesses are in ZIP code 64681? ▼
ZIP code 64681 has 7 business establishments employing approximately 37 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 64681? ▼
In ZIP code 64681, 71.3% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64681? ▼
In ZIP code 64681, approximately 85.9% of occupied housing units are owner-occupied and 14.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64681? ▼
The poverty rate in ZIP code 64681 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.