PlainZIP

Saint James, MO · standard

ZIP Code 65559

Phelps County, Missouri — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,385
19/sq mi
$61,750
Median income
$191,200
Median home value
24.9%
Bachelor's or higher

The verdict

Saint James pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
41th pct
home value, US ZIPs
19
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65559 against every reporting US ZIP.

ZIP code 65559 is classified by USPS as a standard delivery area and covers roughly 486.3 square miles in Saint James, Phelps County, Missouri. The area is home to 9,385 residents, producing a population density of 19 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 65559 against Missouri and the nation.

On the economic side, the median household income for ZIP 65559 sits at $61,750 (8% below the Missouri average), while per-capita income is $32,684. The poverty rate stands at 13.0% and the unemployment rate at 6.1%. On housing, the median home value is $191,200 (0% above the state average) with median rent at $785 per month, and 75.8% of occupied units are owner-occupied, a direct signal of whether 65559 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 27 minutes. Use the benchmarks above to see where 65559 sits relative to Missouri and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 65559

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 65559.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 65559, Saint James, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,385

Population

486.3

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65559?

43.1

Median Age

50.7%

Male

49.3%

Female

0.6%

Foreign-Born

White 93.8%
African American 0.5%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,750

Median Household Income

-8% vs state

$32,684

Per Capita Income

13.0%

Poverty Rate

6.1%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 65559 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,750 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.4%
Bachelor's Degree or Higher 24.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,278

Total Housing Units

3,487

Occupied Units

791

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$191,200

Median Home Value

+0% vs state

$785

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.2%

YoY Change (2024)

237

HPI Index (2000 = 100)

+137%

Total Change Since 2000

Home values in ZIP 65559 have increased 12.2% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 165
2021 +10.4% 182
2022 +12.7% 205
2023 +3.1% 211
2024 +12.2% 237

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 184 business establishments in ZIP 65559, employing approximately 3,164 people with a combined annual payroll of $151,337,000.

184

Businesses

3,164

Employees

$151.3M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 28 15.2%
Construction 27 14.7%
Other services (except public administration) 24 13.0%
Health care and social assistance 19 10.3%
Accommodation and food services 17 9.2%
Manufacturing 12 6.5%
Transportation and warehousing 12 6.5%
Professional, scientific, and technical services 11 6.0%
Wholesale trade 8 4.3%
Finance and insurance 7 3.8%
Real estate and rental and leasing 7 3.8%
Administrative and support and waste management and remediation services 5 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Phelps County

65401 standard
Rolla, MO
Pop: 32,383
65550 standard
Newburg, MO
Pop: 3,127
65462 standard
Edgar Springs, MO
Pop: 1,593
65529 standard
Jerome, MO
Pop: 232
65461 standard
Duke, MO
Pop: 105
65436 standard
Beulah, MO
Pop: 91

Related Areas

Phelps County Saint James, MO Missouri

Frequently Asked Questions

What county is ZIP code 65559 in? ▼
ZIP code 65559 (Saint James) is located in Phelps County, Missouri. Phelps County contains multiple ZIP codes, see the full list at /counties/phelps-mo.
What is the population of ZIP code 65559? ▼
ZIP code 65559 in Saint James, MO has a population of 9,385 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65559? ▼
The median household income in ZIP 65559 is $61,750, which is 19% below the national average of $76,288.
What is the average home value in ZIP 65559? ▼
The median home value in ZIP 65559 is $191,200, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 65559? ▼
The largest racial group in ZIP 65559 is White at 93.8%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 65559? ▼
ZIP code 65559 has 184 business establishments employing approximately 3,164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65559? ▼
The top industries by establishment count in ZIP 65559 are: Retail trade (28), Construction (27), Other services (except public administration) (24). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 65559? ▼
According to the FHFA House Price Index, home values in ZIP 65559 increased by 12.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 137%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65559? ▼
In ZIP code 65559, 60.4% of residents aged 25+ have a high school diploma or higher, and 24.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65559? ▼
The mean commute time for workers in ZIP code 65559 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65559? ▼
In ZIP code 65559, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65559? ▼
The poverty rate in ZIP code 65559 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Saint James, MO

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.