Saint James, MO · standard
ZIP Code 65559
Phelps County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,385
- 19/sq mi Moderate-density area
- $61,750
- Median income Below-median income area
- $191,200
- Median home value Near-median home value
- 24.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Saint James pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 19
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65559 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 65559 (Saint James, MO) rose +12.2% from 2023 to 2024. The all-transactions index moved from 211.4 in 2023 to 237.2 in 2024 (2000 = 100).
ZIP code 65559 is a mid-sized community (a standard USPS delivery area) in Saint James, Phelps County, Missouri, home to 9,385 residents across 486.3 square miles, a density of 19 people per square mile, in the Chicago time zone.
ZIP 65559 reports a modest median household income of $61,750 (8% below the average Missouri ZIP), while per-capita income is $32,684. The poverty rate is 13.0%, with unemployment at 6.1%; those measures add context to the income figure. Median home value is $191,200 (0% above the average Missouri ZIP) and median rent is $785; 75.8% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 24.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 27 minutes. No nearby ZIP peer set is available for this delivery area, so the Missouri and national benchmarks above are the appropriate context for 65559.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 65559
Top 5 sectors by establishment count in Saint James, MO
Which industries have the most business establishments in ZIP 65559.
- Retail trade
Retail trade
28 establishments
- Construction
Construction
27 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
- Health care and social assistance
Health care and social assistance
19 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65559, Saint James, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,385
Population
486.3
Area (sq mi)
19
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65559?
43.1
Median Age
50.7%
Male
49.3%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,750
Median Household Income
-8% vs state ZIP avg
$32,684
Per Capita Income
13.0%
Poverty Rate
6.1%
Unemployment Rate
26.7 min
Mean Commute Time
How ZIP 65559 ranks among Missouri ZIPs
Saint James, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,750 Top 50% higher than 50% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,278housing units
4,278
Total Housing Units
3,487
Occupied Units
791
Vacant Units
2.57
Avg Household Size
Occupancy Type
$191,200
Median Home Value
+0% vs state ZIP avg
$785
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.2%
YoY Change (2024)
237
HPI Index (2000 = 100)
+137%
Total Change Since 2000
Home values in ZIP 65559 have increased 12.2% over the past year (2024). Since 2000, this ZIP has seen +137% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 165 |
| 2021 | +10.4% | 182 |
| 2022 | +12.7% | 205 |
| 2023 | +3.1% | 211 |
| 2024 | +12.2% | 237 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 184 business establishments in ZIP 65559, employing approximately 3,164 people with a combined annual payroll of $151,337,000.
184
Businesses
3,164
Employees
$151.3M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 28 | 15.2% |
| Construction | 27 | 14.7% |
| Other services (except public administration) | 24 | 13.0% |
| Health care and social assistance | 19 | 10.3% |
| Accommodation and food services | 17 | 9.2% |
| Manufacturing | 12 | 6.5% |
| Transportation and warehousing | 12 | 6.5% |
| Professional, scientific, and technical services | 11 | 6.0% |
| Wholesale trade | 8 | 4.3% |
| Finance and insurance | 7 | 3.8% |
| Real estate and rental and leasing | 7 | 3.8% |
| Administrative and support and waste management and remediation services | 5 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 65559, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,385 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Phelps County
Related Areas
Frequently Asked Questions
What county is ZIP code 65559 in?
ZIP code 65559 (Saint James) is located in Phelps County, Missouri. Phelps County contains multiple ZIP codes, see the full list at /counties/phelps-mo.
What is the population of ZIP code 65559?
ZIP code 65559 in Saint James, MO has a population of 9,385 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65559?
The median household income in ZIP 65559 is $61,750, which is 19% below the national average of $76,288.
What is the average home value in ZIP 65559?
The median home value in ZIP 65559 is $191,200, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 65559?
The largest racial group in ZIP 65559 is White at 93.8%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 65559?
ZIP code 65559 has 184 business establishments employing approximately 3,164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65559?
The top industries by establishment count in ZIP 65559 are: Retail trade (28), Construction (27), Other services (except public administration) (24). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 65559?
According to the FHFA House Price Index, home values in ZIP 65559 increased by 12.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 137%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65559?
In ZIP code 65559, 60.4% of residents aged 25+ have a high school diploma or higher, and 24.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65559?
The mean commute time for workers in ZIP code 65559 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65559?
In ZIP code 65559, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65559?
The poverty rate in ZIP code 65559 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 65559's numbers, next.
- See how ZIP 65559 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.