PlainZIP

Banks, AR · standard

ZIP Code 71631

Bradley County, Arkansas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

673
2/sq mi
$18,722
Median income
$52,800
Median home value
2.1%
Bachelor's or higher

The verdict

Banks pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

0th pct
household income, US ZIPs
1th pct
home value, US ZIPs
2
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 71631 against every reporting US ZIP.

ZIP code 71631 is a sparsely populated ZIP (a standard USPS delivery area) in Banks, Bradley County, Arkansas, home to just 673 residents across 320.5 square miles, a density of 2 people per square mile, in the Chicago time zone.

ZIP 71631 sits on the lower end of the income spectrum: median household income is $18,722 (67% below the Arkansas average), while per-capita income is $18,265. 36.8% of residents live below the poverty line, and the unemployment rate reads 23.9%. Housing costs here run $52,800 for a typical home value (64% below the state average), with rent averaging - a month; 72.0% of homes are owner-occupied.

Formal educational attainment runs low here: just 2.1% of adults hold a bachelor's degree or higher, the median age is 59.7, and the average commute is -. To put 71631 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 3 additional ZIPs in Bradley County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 71631, Banks, AR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

673

Population

320.5

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 71631?

59.7

Median Age

53.0%

Male

47.0%

Female

0.0%

Foreign-Born

White 77.3%
African American 18.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$18,722

Median Household Income

-67% vs state

$18,265

Per Capita Income

36.8%

Poverty Rate

23.9%

Unemployment Rate

How ZIP 71631 ranks nationally

Banks, AR household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$18,722 0th percentile higher than 0% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). This entry sits in this band. $20,000–$40,000: 1,573 US ZIPs (5%). Above this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.4%
Bachelor's Degree or Higher 2.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

320

Total Housing Units

164

Occupied Units

156

Vacant Units

1.91

Avg Household Size

Occupancy Type

Owner 72.0%
Renter 28.0%

$52,800

Median Home Value

-64% vs state

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 71631, employing approximately 11 people with a combined annual payroll of $714,000.

6

Businesses

11

Employees

$714K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 71631 vs 71745 →

ZIP Code City Population Distance
71745 Harrell, AR 264 9.3 mi

More ZIP Codes in Bradley County

71671 standard
Warren, AR
Pop: 8,665
71647 standard
Hermitage, AR
Pop: 2,111
71651 standard
Jersey, AR
Pop: 150

Related Areas

Bradley County Banks, AR Arkansas

Frequently Asked Questions

What county is ZIP code 71631 in? ▼
ZIP code 71631 (Banks) is located in Bradley County, Arkansas. Bradley County contains multiple ZIP codes, see the full list at /counties/bradley-ar.
What is the population of ZIP code 71631? ▼
ZIP code 71631 in Banks, AR has a population of 673 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 71631? ▼
The median household income in ZIP 71631 is $18,722, which is 75% below the national average of $76,288.
What is the average home value in ZIP 71631? ▼
The median home value in ZIP 71631 is $52,800, which is 81% below the national average of $278,155.
What is the demographic makeup of ZIP 71631? ▼
The largest racial group in ZIP 71631 is White at 77.3%.
How many businesses are in ZIP code 71631? ▼
ZIP code 71631 has 6 business establishments employing approximately 11 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 71631? ▼
In ZIP code 71631, 62.4% of residents aged 25+ have a high school diploma or higher, and 2.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 71631? ▼
In ZIP code 71631, approximately 72.0% of occupied housing units are owner-occupied and 28.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 71631? ▼
The poverty rate in ZIP code 71631 is 36.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.