Pearcy, AR · standard
ZIP Code 71964
Garland County, Arkansas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,926
- 44/sq mi Moderate-density area
- $56,514
- Median income Below-median income area
- $177,400
- Median home value Near-median home value
- 25.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Pearcy pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- 37th pct
- home value, US ZIPs
- 44
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 71964 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 71964 (Pearcy, AR) rose +20.9% from 2023 to 2024. The all-transactions index moved from 197.9 in 2023 to 239.2 in 2024 (2000 = 100).
ZIP code 71964 covers 89.2 square miles in Pearcy, Garland County, Arkansas (a standard USPS delivery area), with a modest 3,926 residents on file, a density of 44 people per square mile, in the Chicago time zone.
ZIP 71964 reports a modest median household income of $56,514 (0% below the average Arkansas ZIP), while per-capita income is $28,992. The poverty rate is 9.3%, with unemployment at 6.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $177,400 (22% above the average Arkansas ZIP), while 94.1% of occupied homes are owner-occupied and median rent is $1,083.
Educational attainment sits below the national norm: 25.4% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 22 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Garland County, so 71964 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 71964
Top 5 sectors by establishment count in Pearcy, AR
Which industries have the most business establishments in ZIP 71964.
- Construction
Construction
14 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
11 establishments
- Retail trade
Retail trade
7 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Manufacturing 5
Manufacturing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 71964, Pearcy, AR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,926
Population
89.2
Area (sq mi)
44
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 71964?
43.4
Median Age
44.1%
Male
55.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,514
Median Household Income
-0% vs state ZIP avg
$28,992
Per Capita Income
9.3%
Poverty Rate
6.4%
Unemployment Rate
21.5 min
Mean Commute Time
How ZIP 71964 ranks among Arkansas ZIPs
Pearcy, AR household income vs. every Arkansas ZIP code
Median household income among 505 reporting Arkansas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,514 Top 42% higher than 58% of 505 Arkansas ZIPs
Each bar is a $20K-wide band; taller bars hold more Arkansas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,917housing units
1,917
Total Housing Units
1,840
Occupied Units
77
Vacant Units
2.48
Avg Household Size
Occupancy Type
$177,400
Median Home Value
+22% vs state ZIP avg
$1,083
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+20.9%
YoY Change (2024)
239
HPI Index (2000 = 100)
+139%
Total Change Since 2000
Home values in ZIP 71964 have increased 20.9% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -2.5% | 150 |
| 2021 | +14.2% | 172 |
| 2022 | +14.6% | 197 |
| 2023 | +0.6% | 198 |
| 2024 | +20.9% | 239 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 65 business establishments in ZIP 71964, employing approximately 460 people with a combined annual payroll of $15,704,000.
65
Businesses
460
Employees
$15.7M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 14 | 21.5% |
| Administrative and support and waste management and remediation services | 11 | 16.9% |
| Retail trade | 7 | 10.8% |
| Other services (except public administration) | 6 | 9.2% |
| Manufacturing | 5 | 7.7% |
| Accommodation and food services | 5 | 7.7% |
| Health care and social assistance | 4 | 6.2% |
| Transportation and warehousing | 3 | 4.6% |
| Real estate and rental and leasing | 3 | 4.6% |
| Professional, scientific, and technical services | 3 | 4.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 71964 vs 71968 →
ZIP 71964 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 71913
Hot Springs National Park (71913)
43,436 residents
- 71968 4,717
Royal (71968)
4,717 residents
- 71929 4,487
Bismarck (71929)
4,487 residents
- 71964 3,926
Pearcy (71964)
3,926 residents
What this shows Among its immediate neighbors, ZIP 71964 ranks #4 by population - useful context the national average alone can't give.
ZIP 71964 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 71968
Royal (71968)
$75,592 median income
- 71964
Pearcy (71964)
$56,514 median income
- 71913
Hot Springs National Park (71913)
$56,010 median income
- 71929
Bismarck (71929)
$55,747 median income
What this shows By household income, ZIP 71964 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 71964, both outside AR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,926 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Garland County
Related Areas
Frequently Asked Questions
What county is ZIP code 71964 in?
ZIP code 71964 (Pearcy) is located in Garland County, Arkansas. Garland County contains multiple ZIP codes, see the full list at /counties/garland-ar.
What is the population of ZIP code 71964?
ZIP code 71964 in Pearcy, AR has a population of 3,926 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 71964?
The median household income in ZIP 71964 is $56,514, which is 26% below the national average of $76,288.
What is the average home value in ZIP 71964?
The median home value in ZIP 71964 is $177,400, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 71964?
The largest racial group in ZIP 71964 is White at 91.3%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 71964?
ZIP code 71964 has 65 business establishments employing approximately 460 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 71964?
The top industries by establishment count in ZIP 71964 are: Construction (14), Administrative and support and waste management and remediation services (11), Retail trade (7). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 71964?
According to the FHFA House Price Index, home values in ZIP 71964 increased by 20.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 71964?
In ZIP code 71964, 51.0% of residents aged 25+ have a high school diploma or higher, and 25.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 71964?
The mean commute time for workers in ZIP code 71964 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 71964?
In ZIP code 71964, approximately 94.1% of occupied housing units are owner-occupied and 5.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 71964?
The poverty rate in ZIP code 71964 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 71964's numbers, next.
- See how ZIP 71964 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pearcy, AR ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.