Charlotte, AR · standard

ZIP Code 72522

Independence County, Arkansas — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

405
27/sq mi
$36,591
Median income
$26,700
Median home value
0.0%
Bachelor's or higher

The verdict

Charlotte pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

4th pct
household income, US ZIPs
0th pct
home value, US ZIPs
27
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 72522 against every reporting US ZIP.

ZIP code 72522 is classified by USPS as a standard delivery area and covers roughly 15.2 square miles in Charlotte, Independence County, Arkansas. The area is home to 405 residents, producing a population density of 27 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 72522 against Arkansas and the nation.

On the economic side, the median household income for ZIP 72522 sits at $36,591 (35% below the Arkansas average), while per-capita income is $18,499. The poverty rate stands at 8.4% and the unemployment rate at 16.5%. On housing, the median home value is $26,700 (82% below the state average) with median rent at per month, and 62.5% of occupied units are owner-occupied, a direct signal of whether 72522 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 0.0% of adults hold a bachelor's degree or higher, the median age is 48.2, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Independence County, so you can benchmark 72522 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 72522, Charlotte, AR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

405

Population

15.2

Area (sq mi)

27

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 72522?

48.2

Median Age

66.5%

Male

33.5%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$36,591

Median Household Income

-35% vs state

$18,499

Per Capita Income

8.4%

Poverty Rate

16.5%

Unemployment Rate

How ZIP 72522 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$36,591 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 31.4%
Bachelor's Degree or Higher 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

88

Total Housing Units

88

Occupied Units

0

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 62.5%
Renter 37.5%

$26,700

Median Home Value

-82% vs state

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 72522 vs 72579 →

ZIP 72522 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 72522 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 72522 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 72522 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
72579 Sulphur Rock, AR 1,287 2.3 mi
72553 Magness, AR 69 7.7 mi
72562 Newark, AR 2,238 6.8 mi
72521 Cave City, AR 4,814 10.5 mi

More ZIP Codes in Independence County

Frequently Asked Questions

What county is ZIP code 72522 in?
ZIP code 72522 (Charlotte) is located in Independence County, Arkansas. Independence County contains multiple ZIP codes, see the full list at /counties/independence-ar.
What is the population of ZIP code 72522?
ZIP code 72522 in Charlotte, AR has a population of 405 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 72522?
The median household income in ZIP 72522 is $36,591, which is 52% below the national average of $76,288.
What is the average home value in ZIP 72522?
The median home value in ZIP 72522 is $26,700, which is 90% below the national average of $278,155.
What is the demographic makeup of ZIP 72522?
The largest racial group in ZIP 72522 is White at 100.0%.
What percentage of residents own vs. rent in ZIP 72522?
In ZIP code 72522, approximately 62.5% of occupied housing units are owner-occupied and 37.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 72522?
The poverty rate in ZIP code 72522 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Charlotte, AR

Verify and explore additional data for this area using these official government sources.