PlainZIP

Fort Smith, AR · standard

ZIP Code 72908

Sebastian County, Arkansas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,378
637/sq mi
$72,732
Median income
$197,000
Median home value
29.3%
Bachelor's or higher

The verdict

Fort Smith pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 49%
household income, US ZIPs
43th pct
home value, US ZIPs
637
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 72908 against every reporting US ZIP.

ZIP code 72908 is a mid-sized community (a standard USPS delivery area) in Fort Smith, Sebastian County, Arkansas, home to 13,378 residents across 21.0 square miles, a density of 637 people per square mile, in the Chicago time zone.

ZIP 72908 lands in the middle-income range, with a median household income of $72,732 (29% above the Arkansas average), while per-capita income is $40,553. Local economic indicators show a 10.9% poverty rate alongside 3.9% unemployment. The typical home here is valued at $197,000 (35% above the state average); renters pay a median of $940 monthly, and 65.6% of units are owner-occupied.

Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is -. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sebastian County, so you can benchmark 72908 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 72908

Top 5 sectors by establishment count in Fort Smith, AR

Which industries have the most business establishments in ZIP 72908.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 72908, Fort Smith, AR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,378

Population

21.0

Area (sq mi)

637

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 72908?

41.4

Median Age

45.7%

Male

54.3%

Female

6.4%

Foreign-Born

White 78.0%
African American 2.6%
Asian 5.9%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 7.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,732

Median Household Income

+29% vs state

$40,553

Per Capita Income

10.9%

Poverty Rate

3.9%

Unemployment Rate

How ZIP 72908 ranks nationally

Fort Smith, AR household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,732 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.8%
Bachelor's Degree or Higher 29.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,345

Total Housing Units

5,906

Occupied Units

439

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 65.6%
Renter 34.4%

$197,000

Median Home Value

+35% vs state

$940

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.5%

YoY Change (2024)

198

HPI Index (2000 = 100)

+98%

Total Change Since 2000

Home values in ZIP 72908 have decreased 3.5% over the past year (2024). Since 2000, this ZIP has seen +98% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 141
2021 +8.6% 153
2022 +18.0% 181
2023 +13.4% 205
2024 -3.5% 198

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 319 business establishments in ZIP 72908, employing approximately 6,592 people with a combined annual payroll of $393,386,000.

319

Businesses

6,592

Employees

$393.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 60 18.8%
Wholesale trade 36 11.3%
Other services (except public administration) 33 10.3%
Health care and social assistance 32 10.0%
Transportation and warehousing 23 7.2%
Accommodation and food services 21 6.6%
Manufacturing 20 6.3%
Real estate and rental and leasing 19 6.0%
Construction 18 5.6%
Professional, scientific, and technical services 16 5.0%
Administrative and support and waste management and remediation services 14 4.4%
Finance and insurance 11 3.5%
Management of companies and enterprises 5 1.6%
Arts, entertainment, and recreation 4 1.3%
Information 3 0.9%
Educational services 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 72908 vs 72901 →

ZIP 72908 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 72908 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 72908 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 72908 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
72901 Fort Smith, AR 21,591 4.2 mi
72916 Fort Smith, AR 7,131 3.2 mi
74901 Arkoma, OK 1,992 4.0 mi
72903 Fort Smith, AR 26,148 4.1 mi
72923 Barling, AR 4,735 5.7 mi
74946 Moffett, OK 137 6.4 mi
74902 Pocola, OK 4,095 5.9 mi
72904 Fort Smith, AR 21,893 7.5 mi
74954 Roland, OK 4,590 9.7 mi

More ZIP Codes in Sebastian County

72903 standard
Fort Smith, AR
Pop: 26,148
72904 standard
Fort Smith, AR
Pop: 21,893
72901 standard
Fort Smith, AR
Pop: 21,591
72936 standard
Greenwood, AR
Pop: 14,527
72916 standard
Fort Smith, AR
Pop: 7,131
72941 standard
Lavaca, AR
Pop: 5,251

Related Areas

Sebastian County Fort Smith, AR Arkansas

Frequently Asked Questions

What county is ZIP code 72908 in? ▼
ZIP code 72908 (Fort Smith) is located in Sebastian County, Arkansas. Sebastian County contains multiple ZIP codes, see the full list at /counties/sebastian-ar.
What is the population of ZIP code 72908? ▼
ZIP code 72908 in Fort Smith, AR has a population of 13,378 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 72908? ▼
The median household income in ZIP 72908 is $72,732, which is 5% below the national average of $76,288.
What is the average home value in ZIP 72908? ▼
The median home value in ZIP 72908 is $197,000, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 72908? ▼
The largest racial group in ZIP 72908 is White at 78.0%. Hispanic or Latino residents make up 7.5% of the population.
How many businesses are in ZIP code 72908? ▼
ZIP code 72908 has 319 business establishments employing approximately 6,592 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 72908? ▼
The top industries by establishment count in ZIP 72908 are: Retail trade (60), Wholesale trade (36), Other services (except public administration) (33). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 72908? ▼
According to the FHFA House Price Index, home values in ZIP 72908 decreased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 98%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 72908? ▼
In ZIP code 72908, 56.8% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 72908? ▼
In ZIP code 72908, approximately 65.6% of occupied housing units are owner-occupied and 34.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 72908? ▼
The poverty rate in ZIP code 72908 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.