PlainZIP

Coal Creek, CO · standard

ZIP Code 81221

Fremont County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

310
80/sq mi
$34,000
Median income
$199,000
Median home value
12.4%
Bachelor's or higher

The verdict

Coal Creek pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

3th pct
household income, US ZIPs
43th pct
home value, US ZIPs
80
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81221 against every reporting US ZIP.

ZIP code 81221 is a sparsely populated ZIP (a standard USPS delivery area) in Coal Creek, Fremont County, Colorado, home to just 310 residents across 3.9 square miles, a density of 80 people per square mile, in the Denver time zone.

ZIP 81221 sits on the lower end of the income spectrum: median household income is $34,000 (62% below the Colorado average), while per-capita income is $30,776. The poverty rate stands at 24.4% and the unemployment rate at 11.6%. Housing costs here run $199,000 for a typical home value (59% below the state average), with rent averaging $1,225 a month; 88.8% of homes are owner-occupied.

Formal educational attainment runs low here: just 12.4% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is -. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Fremont County, letting you compare 81221 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81221, Coal Creek, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

310

Population

3.9

Area (sq mi)

80

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81221?

46.2

Median Age

60.5%

Male

39.5%

Female

0.0%

Foreign-Born

White 89.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 3.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 15.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$34,000

Median Household Income

-62% vs state

$30,776

Per Capita Income

24.4%

Poverty Rate

11.6%

Unemployment Rate

How ZIP 81221 ranks nationally

Coal Creek, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$34,000 3rd percentile higher than 3% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.2%
Bachelor's Degree or Higher 12.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

143

Total Housing Units

134

Occupied Units

9

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 88.8%
Renter 11.2%

$199,000

Median Home Value

-59% vs state

$1,225

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 81221 vs 81244 →

ZIP 81221 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 81221 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 81221 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 81221 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
81244 Rockvale, CO 398 1.8 mi
81226 Florence, CO 9,066 2.2 mi
81253 Wetmore, CO 410 10.7 mi
81240 Penrose, CO 4,323 11.5 mi

More ZIP Codes in Fremont County

81212 standard
Canon City, CO
Pop: 29,742
81226 standard
Florence, CO
Pop: 9,066
81240 standard
Penrose, CO
Pop: 4,323
81223 standard
Cotopaxi, CO
Pop: 1,639
81233 standard
Howard, CO
Pop: 823
81244 standard
Rockvale, CO
Pop: 398

Related Areas

Fremont County Coal Creek, CO Colorado

Frequently Asked Questions

What county is ZIP code 81221 in? ▼
ZIP code 81221 (Coal Creek) is located in Fremont County, Colorado. Fremont County contains multiple ZIP codes, see the full list at /counties/fremont-co.
What is the population of ZIP code 81221? ▼
ZIP code 81221 in Coal Creek, CO has a population of 310 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81221? ▼
The median household income in ZIP 81221 is $34,000, which is 55% below the national average of $76,288.
What is the average home value in ZIP 81221? ▼
The median home value in ZIP 81221 is $199,000, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 81221? ▼
The largest racial group in ZIP 81221 is White at 89.5%. Hispanic or Latino residents make up 15.4% of the population.
What is the education level in ZIP code 81221? ▼
In ZIP code 81221, 58.2% of residents aged 25+ have a high school diploma or higher, and 12.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 81221? ▼
In ZIP code 81221, approximately 88.8% of occupied housing units are owner-occupied and 11.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81221? ▼
The poverty rate in ZIP code 81221 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.