Poncha Springs, CO · standard

ZIP Code 81242

Chaffee County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

606
106/sq mi
$95,865
Median income
$482,500
Median home value
34.4%
Bachelor's or higher

National ZIP placement

Poncha Springs pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 14%
home value, US ZIPs
106
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81242 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 81242 (Poncha Springs, CO) rose +1.3% from 2023 to 2024.

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 81242 is a sparsely populated ZIP (a standard USPS delivery area) in Poncha Springs, Chaffee County, Colorado, home to just 606 residents across 5.7 square miles, a density of 106 people per square mile, in the Denver time zone.

ZIP 81242 lands in the middle-income range, with a median household income of $95,865 (8% above the average Colorado ZIP), while per-capita income is $59,042. Both reported hardship measures are comparatively low in absolute terms: poverty is 0.5% and unemployment is 0.0%. Median home value is $482,500 (0% below the average Colorado ZIP) and median rent is $1,765; 88.4% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 34.4% of adults hold a bachelor's degree or higher, the median age is 52.7, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 4 more in Chaffee County, so 81242 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 81242

Top 5 sectors by establishment count in Poncha Springs, CO

Which industries have the most business establishments in ZIP 81242.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81242, Poncha Springs, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

606

Population

5.7

Area (sq mi)

106

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81242?

52.7

Median Age

54.2%

Male

45.8%

Female

1.2%

Foreign-Born

White 84.1%
African American 0.0%
Asian 1.4%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.6%
Hispanic or Latino 12.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,865

Median Household Income

+8% vs state ZIP avg

$59,042

Per Capita Income

0.5%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.3%
Bachelor's Degree or Higher 34.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

548

Total Housing Units

492

Occupied Units

56

Vacant Units

1.64

Avg Household Size

Occupancy Type

Owner 88.4%
Renter 11.6%

$482,500

Median Home Value

-0% vs state ZIP avg

$1,765

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 81242, employing approximately 223 people with a combined annual payroll of $10,512,000.

45

Businesses

223

Employees

$10.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 7 15.6%
Retail trade 7 15.6%
Professional, scientific, and technical services 6 13.3%
Accommodation and food services 6 13.3%
Wholesale trade 4 8.9%
Real estate and rental and leasing 4 8.9%
Other services (except public administration) 4 8.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81242 vs 81201 →

ZIP Code City Population Distance
81201 Salida, CO 8,645 3.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 81242, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

More ZIP Codes in Chaffee County

Frequently Asked Questions

What county is ZIP code 81242 in?
ZIP code 81242 (Poncha Springs) is located in Chaffee County, Colorado. Chaffee County contains multiple ZIP codes, see the full list at /counties/chaffee-co.
What is the population of ZIP code 81242?
ZIP code 81242 in Poncha Springs, CO has a population of 606 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81242?
The median household income in ZIP 81242 is $95,865, which is 26% above the national average of $76,288.
What is the average home value in ZIP 81242?
The median home value in ZIP 81242 is $482,500, which is 73% above the national average of $278,155.
What is the demographic makeup of ZIP 81242?
The largest racial group in ZIP 81242 is White at 84.1%. Hispanic or Latino residents make up 12.5% of the population.
How many businesses are in ZIP code 81242?
ZIP code 81242 has 45 business establishments employing approximately 223 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81242?
The top industries by establishment count in ZIP 81242 are: Construction (7), Retail trade (7), Professional, scientific, and technical services (6). There are 7 industry sectors represented in total.
What is the education level in ZIP code 81242?
In ZIP code 81242, 45.3% of residents aged 25+ have a high school diploma or higher, and 34.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 81242?
In ZIP code 81242, approximately 88.4% of occupied housing units are owner-occupied and 11.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81242?
The poverty rate in ZIP code 81242 is 0.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Related

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Read our methodology : how this data is sourced, computed, and verified.