Residential delivery area · Colorado
ZIP Code 81428: Paonia, CO
ZIP code 81428 uses the postal name Paonia, Colorado and lies entirely in Delta County (Census 2020 ZIP-county file). About 3,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $75,799 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Paonia; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Paonia · its only residential ZIP
- County
- Delta County
- Census places
- Paonia
- House district
- CO-3 119th Congress
- State
- Colorado
- Time zone
- Mountain
- Land area
- 189.6 sq mi · 20 people per sq mi
Where is ZIP code 81428?
81428 centers on 38.963°, -107.600° and covers 189.6 square miles of land plus 0.6 of water. It borders 4 ZIP codes: 81434, 81419, 81624, 81415.
The map draws ZIP code areas only. For the streets inside 81428, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 81428 compare with the rest of Delta County?
| Measure | 81428 | In Delta County | In CO |
|---|---|---|---|
| People (ACS 2020-2024) | 3,788 | 3rd of 8 | 244th of 527 |
| Median household income | $76k | not ranked | not ranked |
| Median home value | $433k | 1st of 6 | 199th of 311 |
81428's median household income is not ranked: its 90% margin of error (±$20,289) is more than a quarter of the figure ($75,799). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 26% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 81428?
The 2020 Census counted 3,635 people in 81428; the ACS, which samples households over 2020-2024, estimates 3,788. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,788±501 (90% margin)
- 2020 Census count
- 3,635
- Households
- 1,743
- Median age
- 50.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 81428?
Of the 3,788 people the ACS estimates in 81428, 17.0% are under 18 and 29.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.6%).
- Under 1817.0%
- 18 to 6453.3%
- 65 and older29.7%
- White, not Hispanic86.6%
- Hispanic or Latino7.2%
- Other or two or more4.0%
- Black, not Hispanic2.1%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 81428 earn?
Median household income is $75,799 (ACS 2020-2024).
- Median household income
- $75,799±$20,289
- Income per person
- $43,606
- Below the poverty line
- 13.5%
- Unemployed (of the labor force)
- 3.5%
- Adults 25+ with a bachelor's degree
- 41.0%
- Adjusted gross income per tax return, 2022
- $67,8991,790 returns; wages 44% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 81428?
FHFA's house price index for 81428, built from repeat sales and appraisals of the same homes, rose 120% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved −4.0% in 2025.
- Median home value (owners' estimate)
- $432,700
- Median gross rent
- $988
- Homes owned by their occupants
- 80.1%
- Housing units
- 2,157
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 81428?
127 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services15
- Retail trade14
- Construction13
- Manufacturing11
- Accommodation and food services11
- Other services (except public administration)11
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 81428?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 81434 | Somerset | 127 | $143k | 9.2 mi |
| 81419 | Hotchkiss | 3,646 | $60k | 9.7 mi |
| 81624 | Collbran | 1,492 | $92k | 15.7 mi |
| 81415 | Crawford | 1,955 | $59k | 23.4 mi |
| 81413 | Cedaredge | 5,149 | $59k | 16.1 mi (near) |
| 81410 | Austin | 1,372 | $68k | 22.9 mi (near) |
| 81646 | Molina | 115 | $67k | 23.9 mi (near) |
| 81418 | Eckert | 1,945 | $54k | 25.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.