Lovell, WY · standard
ZIP Code 82431
Big Horn County, Wyoming - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,552
- 3/sq mi Low-density area
- $60,295
- Median income Below-median income area
- $221,300
- Median home value Near-median home value
- 19.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lovell pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 3
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 82431 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 82431 (Lovell, WY) rose +19.6% from 2023 to 2024. The all-transactions index moved from 299.1 in 2023 to 357.7 in 2024 (2000 = 100).
ZIP code 82431 covers 1420.8 square miles in Lovell, Big Horn County, Wyoming (a standard USPS delivery area), with a modest 3,552 residents on file, a density of 3 people per square mile, in the Denver time zone.
ZIP 82431 reports a modest median household income of $60,295 (29% below the average Wyoming ZIP), while per-capita income is $31,594. The poverty rate is 17.4%, with unemployment at 5.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $221,300 (40% below the average Wyoming ZIP), and median rent is $744; owner occupancy is 71.9%.
Educational attainment sits below the national norm: 19.0% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Wyoming and national benchmarks above are the appropriate context for 82431.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 82431
Top 5 sectors by establishment count in Lovell, WY
Which industries have the most business establishments in ZIP 82431.
- Construction
Construction
16 establishments
- Retail trade
Retail trade
14 establishments
- Health care and social assistance
Health care and social assistance
11 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Finance and insurance 5
Finance and insurance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 82431, Lovell, WY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,552
Population
1420.8
Area (sq mi)
3
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 82431?
41.8
Median Age
52.3%
Male
47.7%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,295
Median Household Income
-29% vs state ZIP avg
$31,594
Per Capita Income
17.4%
Poverty Rate
5.7%
Unemployment Rate
How ZIP 82431 ranks among Wyoming ZIPs
Lovell, WY household income vs. every Wyoming ZIP code
Median household income among 128 reporting Wyoming ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,295 21st percentile higher than 21% of 128 Wyoming ZIPs
Each bar is a $20K-wide band; taller bars hold more Wyoming ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,490housing units
1,490
Total Housing Units
1,251
Occupied Units
239
Vacant Units
2.52
Avg Household Size
Occupancy Type
$221,300
Median Home Value
-40% vs state ZIP avg
$744
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+19.6%
YoY Change (2024)
358
HPI Index (2000 = 100)
+258%
Total Change Since 2000
Home values in ZIP 82431 have increased 19.6% over the past year (2024). Since 2000, this ZIP has seen +258% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.8% | 233 |
| 2021 | +11.1% | 259 |
| 2022 | +23.2% | 320 |
| 2023 | -6.4% | 299 |
| 2024 | +19.6% | 358 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 91 business establishments in ZIP 82431, employing approximately 1,124 people with a combined annual payroll of $69,371,000.
91
Businesses
1,124
Employees
$69.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 16 | 17.6% |
| Retail trade | 14 | 15.4% |
| Health care and social assistance | 11 | 12.1% |
| Other services (except public administration) | 7 | 7.7% |
| Finance and insurance | 5 | 5.5% |
| Real estate and rental and leasing | 5 | 5.5% |
| Professional, scientific, and technical services | 5 | 5.5% |
| Mining, quarrying, and oil and gas extraction | 4 | 4.4% |
| Manufacturing | 4 | 4.4% |
| Arts, entertainment, and recreation | 4 | 4.4% |
| Transportation and warehousing | 3 | 3.3% |
| Information | 3 | 3.3% |
| Administrative and support and waste management and remediation services | 3 | 3.3% |
| Accommodation and food services | 3 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 82431, both outside WY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,552 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Big Horn County
Related Areas
Frequently Asked Questions
What county is ZIP code 82431 in?
ZIP code 82431 (Lovell) is located in Big Horn County, Wyoming. Big Horn County contains multiple ZIP codes, see the full list at /counties/big-horn-wy.
What is the population of ZIP code 82431?
ZIP code 82431 in Lovell, WY has a population of 3,552 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 82431?
The median household income in ZIP 82431 is $60,295, which is 21% below the national average of $76,288.
What is the average home value in ZIP 82431?
The median home value in ZIP 82431 is $221,300, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 82431?
The largest racial group in ZIP 82431 is White at 89.0%. Hispanic or Latino residents make up 9.5% of the population.
How many businesses are in ZIP code 82431?
ZIP code 82431 has 91 business establishments employing approximately 1,124 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 82431?
The top industries by establishment count in ZIP 82431 are: Construction (16), Retail trade (14), Health care and social assistance (11). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 82431?
According to the FHFA House Price Index, home values in ZIP 82431 increased by 19.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 258%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 82431?
In ZIP code 82431, 57.7% of residents aged 25+ have a high school diploma or higher, and 19.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 82431?
In ZIP code 82431, approximately 71.9% of occupied housing units are owner-occupied and 28.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 82431?
The poverty rate in ZIP code 82431 is 17.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 82431's numbers, next.
- See how ZIP 82431 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.