PlainZIP

Lovell, WY · standard

ZIP Code 82431

Big Horn County, Wyoming — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,552
3/sq mi
$60,295
Median income
$221,300
Median home value
19.0%
Bachelor's or higher

The verdict

Lovell pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
Top 50%
home value, US ZIPs
3
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 82431 against every reporting US ZIP.

ZIP code 82431 is classified by USPS as a standard delivery area and covers roughly 1420.8 square miles in Lovell, Big Horn County, Wyoming. The area is home to 3,552 residents, producing a population density of 3 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 82431 against Wyoming and the nation.

On the economic side, the median household income for ZIP 82431 sits at $60,295 (29% below the Wyoming average), while per-capita income is $31,594. The poverty rate stands at 17.4% and the unemployment rate at 5.7%. On housing, the median home value is $221,300 (40% below the state average) with median rent at $744 per month, and 71.9% of occupied units are owner-occupied, a direct signal of whether 82431 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.0% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is —. Use the benchmarks above to see where 82431 sits relative to Wyoming and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 82431

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 82431.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 82431, Lovell, WY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,552

Population

1420.8

Area (sq mi)

3

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 82431?

41.8

Median Age

52.3%

Male

47.7%

Female

1.0%

Foreign-Born

White 89.0%
African American 0.4%
Asian 0.4%
American Indian or Alaska Native 1.5%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 5.6%
Hispanic or Latino 9.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,295

Median Household Income

-29% vs state

$31,594

Per Capita Income

17.4%

Poverty Rate

5.7%

Unemployment Rate

How ZIP 82431 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$60,295 29th percentile higher than 29% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.7%
Bachelor's Degree or Higher 19.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,490

Total Housing Units

1,251

Occupied Units

239

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 71.9%
Renter 28.1%

$221,300

Median Home Value

-40% vs state

$744

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.6%

YoY Change (2024)

358

HPI Index (2000 = 100)

+258%

Total Change Since 2000

Home values in ZIP 82431 have increased 19.6% over the past year (2024). Since 2000, this ZIP has seen +258% cumulative appreciation.

Year Annual Change HPI Index
2020 +11.8% 233
2021 +11.1% 259
2022 +23.2% 320
2023 -6.4% 299
2024 +19.6% 358

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 91 business establishments in ZIP 82431, employing approximately 1,124 people with a combined annual payroll of $69,371,000.

91

Businesses

1,124

Employees

$69.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 16 17.6%
Retail trade 14 15.4%
Health care and social assistance 11 12.1%
Other services (except public administration) 7 7.7%
Finance and insurance 5 5.5%
Real estate and rental and leasing 5 5.5%
Professional, scientific, and technical services 5 5.5%
Mining, quarrying, and oil and gas extraction 4 4.4%
Manufacturing 4 4.4%
Arts, entertainment, and recreation 4 4.4%
Transportation and warehousing 3 3.3%
Information 3 3.3%
Administrative and support and waste management and remediation services 3 3.3%
Accommodation and food services 3 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Big Horn County

82426 standard
Greybull, WY
Pop: 2,644
82410 standard
Basin, WY
Pop: 1,760
82420 standard
Cowley, WY
Pop: 783
82411 standard
Burlington, WY
Pop: 664
82412 standard
Byron, WY
Pop: 626
82421 standard
Deaver, WY
Pop: 448

Related Areas

Big Horn County Lovell, WY Wyoming

Frequently Asked Questions

What county is ZIP code 82431 in? ▼
ZIP code 82431 (Lovell) is located in Big Horn County, Wyoming. Big Horn County contains multiple ZIP codes, see the full list at /counties/big-horn-wy.
What is the population of ZIP code 82431? ▼
ZIP code 82431 in Lovell, WY has a population of 3,552 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 82431? ▼
The median household income in ZIP 82431 is $60,295, which is 21% below the national average of $76,288.
What is the average home value in ZIP 82431? ▼
The median home value in ZIP 82431 is $221,300, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 82431? ▼
The largest racial group in ZIP 82431 is White at 89.0%. Hispanic or Latino residents make up 9.5% of the population.
How many businesses are in ZIP code 82431? ▼
ZIP code 82431 has 91 business establishments employing approximately 1,124 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 82431? ▼
The top industries by establishment count in ZIP 82431 are: Construction (16), Retail trade (14), Health care and social assistance (11). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 82431? ▼
According to the FHFA House Price Index, home values in ZIP 82431 increased by 19.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 258%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 82431? ▼
In ZIP code 82431, 57.7% of residents aged 25+ have a high school diploma or higher, and 19.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 82431? ▼
In ZIP code 82431, approximately 71.9% of occupied housing units are owner-occupied and 28.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 82431? ▼
The poverty rate in ZIP code 82431 is 17.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Lovell, WY

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.