ZIP Code 85131

ZIP code 85131 is classified by USPS as a standard delivery area and covers roughly 698.3 square miles in Eloy, Pinal County, Arizona. The area is home to 18,017 residents, producing a population density of 26 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85131 against Arizona and the nation.

On the economic side, the median household income for ZIP 85131 sits at $56,576 (22% below the Arizona average), while per-capita income is $20,898. The poverty rate stands at 21.8% and the unemployment rate at 6.1%. On housing, the median home value is $259,200 (23% below the state average) with median rent at $981 per month, and 75.4% of occupied units are owner-occupied, a direct signal of whether 85131 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.9% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 29 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pinal County, so you can benchmark 85131 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →