PlainZIP

Eloy, AZ · standard

ZIP Code 85131

Pinal County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,017
26/sq mi
$56,576
Median income
$259,200
Median home value
12.9%
Bachelor's or higher

The verdict

Eloy pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs
Top 41%
home value, US ZIPs
26
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85131 against every reporting US ZIP.

ZIP code 85131 is a mid-sized community (a standard USPS delivery area) in Eloy, Pinal County, Arizona, home to 18,017 residents across 698.3 square miles, a density of 26 people per square mile, in the Phoenix time zone.

ZIP 85131 reports a modest median household income of $56,576 (22% below the Arizona average), while per-capita income is $20,898. Local economic indicators show a 21.8% poverty rate alongside 6.1% unemployment. On housing, the median home value is $259,200 (23% below the state average) with median rent at $981 per month, and 75.4% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 12.9% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 29 minutes. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Pinal County, letting you compare 85131 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 85131

Top 5 sectors by establishment count in Eloy, AZ

Which industries have the most business establishments in ZIP 85131.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85131, Eloy, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,017

Population

698.3

Area (sq mi)

26

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85131?

40.7

Median Age

66.2%

Male

33.8%

Female

15.9%

Foreign-Born

White 47.1%
African American 8.4%
Asian 0.8%
American Indian or Alaska Native 3.3%
Native Hawaiian or Pacific Islander 1.1%
Two or More Ethnicities 18.1%
Hispanic or Latino 46.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,576

Median Household Income

-22% vs state

$20,898

Per Capita Income

21.8%

Poverty Rate

6.1%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 85131 ranks nationally

Eloy, AZ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,576 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.3%
Bachelor's Degree or Higher 12.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,538

Total Housing Units

4,838

Occupied Units

700

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 75.4%
Renter 24.6%

$259,200

Median Home Value

-23% vs state

$981

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 119 business establishments in ZIP 85131, employing approximately 3,018 people with a combined annual payroll of $154,597,000.

119

Businesses

3,018

Employees

$154.6M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 26 21.9%
Accommodation and food services 17 14.3%
Manufacturing 12 10.1%
Health care and social assistance 11 9.2%
Other services (except public administration) 11 9.2%
Transportation and warehousing 10 8.4%
Professional, scientific, and technical services 7 5.9%
Administrative and support and waste management and remediation services 7 5.9%
Construction 4 3.4%
Real estate and rental and leasing 4 3.4%
Wholesale trade 3 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85131 vs 85141 →

ZIP 85131 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 85131 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 85131 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 85131 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
85141 Picacho, AZ 515 5.6 mi
85123 Arizona City, AZ 10,677 8.9 mi

More ZIP Codes in Pinal County

85122 standard
Casa Grande, AZ
Pop: 50,942
85140 standard
San Tan Valley, AZ
Pop: 36,711
85143 standard
San Tan Valley, AZ
Pop: 35,015
85138 standard
Maricopa, AZ
Pop: 33,633
85132 standard
Florence, AZ
Pop: 33,556
85120 standard
Apache Junction, AZ
Pop: 28,168

Related Areas

Pinal County Eloy, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85131 in? ▼
ZIP code 85131 (Eloy) is located in Pinal County, Arizona. Pinal County contains multiple ZIP codes, see the full list at /counties/pinal-az.
What is the population of ZIP code 85131? ▼
ZIP code 85131 in Eloy, AZ has a population of 18,017 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85131? ▼
The median household income in ZIP 85131 is $56,576, which is 26% below the national average of $76,288.
What is the average home value in ZIP 85131? ▼
The median home value in ZIP 85131 is $259,200, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 85131? ▼
The largest racial group in ZIP 85131 is White at 47.1%. Hispanic or Latino residents make up 46.1% of the population.
How many businesses are in ZIP code 85131? ▼
ZIP code 85131 has 119 business establishments employing approximately 3,018 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85131? ▼
The top industries by establishment count in ZIP 85131 are: Retail trade (26), Accommodation and food services (17), Manufacturing (12). There are 11 industry sectors represented in total.
What is the education level in ZIP code 85131? ▼
In ZIP code 85131, 46.3% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85131? ▼
The mean commute time for workers in ZIP code 85131 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85131? ▼
In ZIP code 85131, approximately 75.4% of occupied housing units are owner-occupied and 24.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85131? ▼
The poverty rate in ZIP code 85131 is 21.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.