Eloy, AZ · standard
ZIP Code 85131
Pinal County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,017
- 26/sq mi Moderate-density area
- $56,576
- Median income Below-median income area
- $259,200
- Median home value Near-median home value
- 12.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Eloy pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 26
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85131 against every reporting US ZIP.
ZIP code 85131 is a mid-sized community (a standard USPS delivery area) in Eloy, Pinal County, Arizona, home to 18,017 residents across 698.3 square miles, a density of 26 people per square mile, in the Phoenix time zone.
ZIP 85131 reports a modest median household income of $56,576 (22% below the average Arizona ZIP), while per-capita income is $20,898. The poverty rate is 21.8%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $259,200 (23% below the average Arizona ZIP), and median rent is $981; owner occupancy is 75.4%.
Formal educational attainment runs low here: just 12.9% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 29 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Pinal County, so 85131 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 85131
Top 5 sectors by establishment count in Eloy, AZ
Which industries have the most business establishments in ZIP 85131.
- Retail trade
Retail trade
26 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
- Manufacturing
Manufacturing
12 establishments
- Health care and social assistance
Health care and social assistance
11 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85131, Eloy, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,017
Population
698.3
Area (sq mi)
26
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85131?
40.7
Median Age
66.2%
Male
33.8%
Female
15.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,576
Median Household Income
-22% vs state ZIP avg
$20,898
Per Capita Income
21.8%
Poverty Rate
6.1%
Unemployment Rate
28.6 min
Mean Commute Time
How ZIP 85131 ranks among Arizona ZIPs
Eloy, AZ household income vs. every Arizona ZIP code
Median household income among 372 reporting Arizona ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,576 31st percentile higher than 31% of 372 Arizona ZIPs
Each bar is a $20K-wide band; taller bars hold more Arizona ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,538housing units
5,538
Total Housing Units
4,838
Occupied Units
700
Vacant Units
2.84
Avg Household Size
Occupancy Type
$259,200
Median Home Value
-23% vs state ZIP avg
$981
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 119 business establishments in ZIP 85131, employing approximately 3,018 people with a combined annual payroll of $154,597,000.
119
Businesses
3,018
Employees
$154.6M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 26 | 21.9% |
| Accommodation and food services | 17 | 14.3% |
| Manufacturing | 12 | 10.1% |
| Health care and social assistance | 11 | 9.2% |
| Other services (except public administration) | 11 | 9.2% |
| Transportation and warehousing | 10 | 8.4% |
| Professional, scientific, and technical services | 7 | 5.9% |
| Administrative and support and waste management and remediation services | 7 | 5.9% |
| Construction | 4 | 3.4% |
| Real estate and rental and leasing | 4 | 3.4% |
| Wholesale trade | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 85131 vs 85141 →
ZIP 85131 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85131
Eloy (85131)
18,017 residents
- 85123
Arizona City (85123)
10,677 residents
- 85141 515
Picacho (85141)
515 residents
What this shows Among its immediate neighbors, ZIP 85131 ranks the most populous - useful context the national average alone can't give.
ZIP 85131 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 85141
Picacho (85141)
$71,346 median income
- 85123
Arizona City (85123)
$69,137 median income
- 85131
Eloy (85131)
$56,576 median income
What this shows By household income, ZIP 85131 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 85131, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,017 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pinal County
Related Areas
Frequently Asked Questions
What county is ZIP code 85131 in?
ZIP code 85131 (Eloy) is located in Pinal County, Arizona. Pinal County contains multiple ZIP codes, see the full list at /counties/pinal-az.
What is the population of ZIP code 85131?
ZIP code 85131 in Eloy, AZ has a population of 18,017 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85131?
The median household income in ZIP 85131 is $56,576, which is 26% below the national average of $76,288.
What is the average home value in ZIP 85131?
The median home value in ZIP 85131 is $259,200, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 85131?
The largest racial group in ZIP 85131 is White at 47.1%. Hispanic or Latino residents make up 46.1% of the population.
How many businesses are in ZIP code 85131?
ZIP code 85131 has 119 business establishments employing approximately 3,018 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85131?
The top industries by establishment count in ZIP 85131 are: Retail trade (26), Accommodation and food services (17), Manufacturing (12). There are 11 industry sectors represented in total.
What is the education level in ZIP code 85131?
In ZIP code 85131, 46.3% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85131?
The mean commute time for workers in ZIP code 85131 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85131?
In ZIP code 85131, approximately 75.4% of occupied housing units are owner-occupied and 24.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85131?
The poverty rate in ZIP code 85131 is 21.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 85131's numbers, next.
- See how ZIP 85131 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Eloy, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.