Safford, AZ · standard

ZIP Code 85546

Graham County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 15, 2026

19,677
11/sq mi: $61,832
Median income: $199,800
Median home value: 13.1%
Bachelor's or higher

The verdict

Safford pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs: 43th pct
home value, US ZIPs: 11
people per sq mi: 76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85546 against every reporting US ZIP.

ZIP code 85546 is classified by USPS as a standard delivery area and covers roughly 1741.3 square miles in Safford, Graham County, Arizona. The area is home to 19,677 residents, producing a population density of 11 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85546 against Arizona and the nation.

On the economic side, the median household income for ZIP 85546 sits at $61,832 (15% below the Arizona average), while per-capita income is $25,862. The poverty rate stands at 15.3% and the unemployment rate at 5.9%. On housing, the median home value is $199,800 (41% below the state average) with median rent at $981 per month, and 75.7% of occupied units are owner-occupied, a direct signal of whether 85546 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.1% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 22 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Graham County, so you can benchmark 85546 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85546

Health care and social assistance

70
Retail trade

54
Accommodation and food services

46
Other services (except public administration)

33
Construction

27

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85546, Safford, AZ · 2023 Accessed 2026-06-15 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

19,677

Population

1741.3

Area (sq mi)

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 85546?

35.0

Median Age

55.0%

Male

45.0%

Female

3.2%

Foreign-Born

White 63.7%

African American 2.3%

Asian 0.6%

American Indian or Alaska Native 1.8%

Native Hawaiian or Pacific Islander 1.0%

Two or More Ethnicities 23.3%

Hispanic or Latino 42.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,832

Median Household Income

-15% vs state

$25,862

Per Capita Income

15.3%

Poverty Rate

5.9%

Unemployment Rate

21.7 min

Mean Commute Time

How ZIP 85546 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,832 32nd percentile higher than 32% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.2%

Bachelor's Degree or Higher 13.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,844

Total Housing Units

6,903

Occupied Units

941

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 75.7%

Renter 24.3%

$199,800

Median Home Value

-41% vs state

$981

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.4%

YoY Change (2024)

275

HPI Index (2000 = 100)

+175%

Total Change Since 2000

Home values in ZIP 85546 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+5.4%	189
2021	+12.9%	214
2022	+19.1%	255
2023	+3.2%	263
2024	+4.4%	275

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 348 business establishments in ZIP 85546, employing approximately 6,091 people with a combined annual payroll of $320,043,000.

348

Businesses

6,091

Employees

$320.0M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Health care and social assistance	70	20.1%
Retail trade	54	15.5%
Accommodation and food services	46	13.2%
Other services (except public administration)	33	9.5%
Construction	27	7.8%
Finance and insurance	23	6.6%
Real estate and rental and leasing	14	4.0%
Professional, scientific, and technical services	14	4.0%
Manufacturing	13	3.7%
Administrative and support and waste management and remediation services	11	3.2%
Wholesale trade	10	2.9%
Transportation and warehousing	10	2.9%
Educational services	9	2.6%
Information	7	2.0%
Arts, entertainment, and recreation	4	1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85546 vs 85551 →

ZIP Code	City	Population	Distance
85551	Solomon, AZ	405	0.7 mi

More ZIP Codes in Graham County

Graham County Safford, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85546 in? ▼

ZIP code 85546 (Safford) is located in Graham County, Arizona. Graham County contains multiple ZIP codes, see the full list at /counties/graham-az.

What is the population of ZIP code 85546? ▼

ZIP code 85546 in Safford, AZ has a population of 19,677 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 85546? ▼

The median household income in ZIP 85546 is $61,832, which is 19% below the national average of $76,288.

What is the average home value in ZIP 85546? ▼

The median home value in ZIP 85546 is $199,800, which is 28% below the national average of $278,155.

What is the demographic makeup of ZIP 85546? ▼

The largest racial group in ZIP 85546 is White at 63.7%. Hispanic or Latino residents make up 42.9% of the population.

How many businesses are in ZIP code 85546? ▼

ZIP code 85546 has 348 business establishments employing approximately 6,091 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 85546? ▼

The top industries by establishment count in ZIP 85546 are: Health care and social assistance (70), Retail trade (54), Accommodation and food services (46). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 85546? ▼

According to the FHFA House Price Index, home values in ZIP 85546 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 85546? ▼

In ZIP code 85546, 45.2% of residents aged 25+ have a high school diploma or higher, and 13.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 85546? ▼

The mean commute time for workers in ZIP code 85546 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 85546? ▼

In ZIP code 85546, approximately 75.7% of occupied housing units are owner-occupied and 24.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 85546? ▼

The poverty rate in ZIP code 85546 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.