Safford, AZ · standard
ZIP Code 85546
Graham County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,677
- 11/sq mi Low-density area
- $61,832
- Median income Below-median income area
- $199,800
- Median home value Near-median home value
- 13.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Safford pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 43rd pct
- home value, US ZIPs
- 11
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85546 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 85546 (Safford, AZ) rose +4.4% from 2023 to 2024. The all-transactions index moved from 262.9 in 2023 to 274.6 in 2024 (2000 = 100).
ZIP code 85546 is a mid-sized community (a standard USPS delivery area) in Safford, Graham County, Arizona, home to 19,677 residents across 1741.3 square miles, a density of 11 people per square mile, in the Phoenix time zone.
ZIP 85546 reports a modest median household income of $61,832 (15% below the average Arizona ZIP), while per-capita income is $25,862. The poverty rate is 15.3%, with unemployment at 5.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $199,800 (41% below the average Arizona ZIP), and median rent is $981; owner occupancy is 75.7%.
Formal educational attainment runs low here: just 13.1% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 22 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Graham County, so 85546 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 85546
Top 5 sectors by establishment count in Safford, AZ
Which industries have the most business establishments in ZIP 85546.
- Health care and social assistance
Health care and social assistance
70 establishments
- Retail trade
Retail trade
54 establishments
- Accommodation and food services
Accommodation and food services
46 establishments
- Other services (except public administration)
Other services (except public administration)
33 establishments
- Construction 27
Construction
27 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85546, Safford, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,677
Population
1741.3
Area (sq mi)
11
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85546?
35.0
Median Age
55.0%
Male
45.0%
Female
3.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,832
Median Household Income
-15% vs state ZIP avg
$25,862
Per Capita Income
15.3%
Poverty Rate
5.9%
Unemployment Rate
21.7 min
Mean Commute Time
How ZIP 85546 ranks among Arizona ZIPs
Safford, AZ household income vs. every Arizona ZIP code
Median household income among 372 reporting Arizona ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,832 39th percentile higher than 39% of 372 Arizona ZIPs
Each bar is a $20K-wide band; taller bars hold more Arizona ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,844housing units
7,844
Total Housing Units
6,903
Occupied Units
941
Vacant Units
2.70
Avg Household Size
Occupancy Type
$199,800
Median Home Value
-41% vs state ZIP avg
$981
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
275
HPI Index (2000 = 100)
+175%
Total Change Since 2000
Home values in ZIP 85546 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 189 |
| 2021 | +12.9% | 214 |
| 2022 | +19.1% | 255 |
| 2023 | +3.2% | 263 |
| 2024 | +4.4% | 275 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 348 business establishments in ZIP 85546, employing approximately 6,091 people with a combined annual payroll of $320,043,000.
348
Businesses
6,091
Employees
$320.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 70 | 20.1% |
| Retail trade | 54 | 15.5% |
| Accommodation and food services | 46 | 13.2% |
| Other services (except public administration) | 33 | 9.5% |
| Construction | 27 | 7.8% |
| Finance and insurance | 23 | 6.6% |
| Real estate and rental and leasing | 14 | 4.0% |
| Professional, scientific, and technical services | 14 | 4.0% |
| Manufacturing | 13 | 3.7% |
| Administrative and support and waste management and remediation services | 11 | 3.2% |
| Wholesale trade | 10 | 2.9% |
| Transportation and warehousing | 10 | 2.9% |
| Educational services | 9 | 2.6% |
| Information | 7 | 2.0% |
| Arts, entertainment, and recreation | 4 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 85546 vs 85551 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 85551 | Solomon, AZ | 405 | 0.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 85546, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,677 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Graham County
Related Areas
Frequently Asked Questions
What county is ZIP code 85546 in?
ZIP code 85546 (Safford) is located in Graham County, Arizona. Graham County contains multiple ZIP codes, see the full list at /counties/graham-az.
What is the population of ZIP code 85546?
ZIP code 85546 in Safford, AZ has a population of 19,677 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85546?
The median household income in ZIP 85546 is $61,832, which is 19% below the national average of $76,288.
What is the average home value in ZIP 85546?
The median home value in ZIP 85546 is $199,800, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 85546?
The largest racial group in ZIP 85546 is White at 63.7%. Hispanic or Latino residents make up 42.9% of the population.
How many businesses are in ZIP code 85546?
ZIP code 85546 has 348 business establishments employing approximately 6,091 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85546?
The top industries by establishment count in ZIP 85546 are: Health care and social assistance (70), Retail trade (54), Accommodation and food services (46). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 85546?
According to the FHFA House Price Index, home values in ZIP 85546 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85546?
In ZIP code 85546, 45.2% of residents aged 25+ have a high school diploma or higher, and 13.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 85546?
The mean commute time for workers in ZIP code 85546 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 85546?
In ZIP code 85546, approximately 75.7% of occupied housing units are owner-occupied and 24.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85546?
The poverty rate in ZIP code 85546 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 85546's numbers, next.
- See how ZIP 85546 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Safford, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.