Naco, AZ · standard
ZIP Code 85620
Cochise County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 897
- 324/sq mi
- $57,738
- Median income
- $72,900
- Median home value
- 6.2%
- Bachelor's or higher
The verdict
Naco pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- 3th pct
- home value, US ZIPs
- 324
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85620 against every reporting US ZIP.
ZIP code 85620 is classified by USPS as a standard delivery area and covers roughly 2.8 square miles in Naco, Cochise County, Arizona. The area is home to 897 residents, producing a population density of 324 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85620 against Arizona and the nation.
On the economic side, the median household income for ZIP 85620 sits at $57,738 (21% below the Arizona average), while per-capita income is $21,080. The poverty rate stands at 35.1% and the unemployment rate at 9.2%. On housing, the median home value is $72,900 (78% below the state average) with median rent at — per month, and 96.1% of occupied units are owner-occupied, a direct signal of whether 85620 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 6.2% of adults hold a bachelor's degree or higher, the median age is 29.2, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cochise County, so you can benchmark 85620 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85620, Naco, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
897
Population
2.8
Area (sq mi)
324
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 85620?
29.2
Median Age
42.0%
Male
58.0%
Female
25.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,738
Median Household Income
-21% vs state
$21,080
Per Capita Income
35.1%
Poverty Rate
9.2%
Unemployment Rate
How ZIP 85620 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$57,738 25th percentile higher than 25% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
351
Total Housing Units
310
Occupied Units
41
Vacant Units
3.19
Avg Household Size
Occupancy Type
$72,900
Median Home Value
-78% vs state
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 7 business establishments in ZIP 85620, employing approximately 25 people with a combined annual payroll of $859,000.
7
Businesses
25
Employees
$859K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 42.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 85620 vs 85603 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 85603 | Bisbee, AZ | 7,155 | 6.9 mi |
More ZIP Codes in Cochise County
Related Areas
Frequently Asked Questions
What county is ZIP code 85620 in? ▼
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ZIP Code Research Guides
Official Data Resources for Naco, AZ
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.