PlainZIP

Naco, AZ · standard

ZIP Code 85620

Cochise County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

897
324/sq mi
$57,738
Median income
$72,900
Median home value
6.2%
Bachelor's or higher

The verdict

Naco pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

25th pct
household income, US ZIPs
3th pct
home value, US ZIPs
324
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85620 against every reporting US ZIP.

ZIP code 85620 is a sparsely populated ZIP (a standard USPS delivery area) in Naco, Cochise County, Arizona, home to just 897 residents across 2.8 square miles, a density of 324 people per square mile, in the Phoenix time zone.

ZIP 85620 reports a modest median household income of $57,738 (21% below the Arizona average), while per-capita income is $21,080. Poverty here runs at 35.1%, with unemployment measured at 9.2%. The typical home here is valued at $72,900 (78% below the state average); renters pay a median of - monthly, and 96.1% of units are owner-occupied.

Formal educational attainment runs low here: just 6.2% of adults hold a bachelor's degree or higher, the median age is 29.2, and the average commute is -. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 85620, plus 6 more within Cochise County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 85620, Naco, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

897

Population

2.8

Area (sq mi)

324

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85620?

29.2

Median Age

42.0%

Male

58.0%

Female

25.0%

Foreign-Born

White 17.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 79.1%
Hispanic or Latino 93.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,738

Median Household Income

-21% vs state

$21,080

Per Capita Income

35.1%

Poverty Rate

9.2%

Unemployment Rate

How ZIP 85620 ranks nationally

Naco, AZ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,738 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.3%
Bachelor's Degree or Higher 6.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

351

Total Housing Units

310

Occupied Units

41

Vacant Units

3.19

Avg Household Size

Occupancy Type

Owner 96.1%
Renter 3.9%

$72,900

Median Home Value

-78% vs state

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 85620, employing approximately 25 people with a combined annual payroll of $859,000.

7

Businesses

25

Employees

$859K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 85620 vs 85603 →

ZIP Code City Population Distance
85603 Bisbee, AZ 7,155 6.9 mi

More ZIP Codes in Cochise County

85635 standard
Sierra Vista, AZ
Pop: 34,727
85607 standard
Douglas, AZ
Pop: 18,925
85650 standard
Sierra Vista, AZ
Pop: 15,279
85643 standard
Willcox, AZ
Pop: 9,810
85602 standard
Benson, AZ
Pop: 9,464
85615 standard
Hereford, AZ
Pop: 9,413

Related Areas

Cochise County Naco, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85620 in? ▼
ZIP code 85620 (Naco) is located in Cochise County, Arizona. Cochise County contains multiple ZIP codes, see the full list at /counties/cochise-az.
What is the population of ZIP code 85620? ▼
ZIP code 85620 in Naco, AZ has a population of 897 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85620? ▼
The median household income in ZIP 85620 is $57,738, which is 24% below the national average of $76,288.
What is the average home value in ZIP 85620? ▼
The median home value in ZIP 85620 is $72,900, which is 74% below the national average of $278,155.
What is the demographic makeup of ZIP 85620? ▼
The largest racial group in ZIP 85620 is Two or More Ethnicities at 79.1%. Hispanic or Latino residents make up 93.8% of the population.
How many businesses are in ZIP code 85620? ▼
ZIP code 85620 has 7 business establishments employing approximately 25 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 85620? ▼
In ZIP code 85620, 47.3% of residents aged 25+ have a high school diploma or higher, and 6.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 85620? ▼
In ZIP code 85620, approximately 96.1% of occupied housing units are owner-occupied and 3.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85620? ▼
The poverty rate in ZIP code 85620 is 35.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.