PlainZIP

Oracle, AZ · standard

ZIP Code 85623

Pinal County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,073
5/sq mi
$68,541
Median income
$428,200
Median home value
43.3%
Bachelor's or higher

The verdict

Oracle pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

44th pct
household income, US ZIPs
Top 18%
home value, US ZIPs
5
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 85623 against every reporting US ZIP.

ZIP code 85623 is classified by USPS as a standard delivery area and covers roughly 905.1 square miles in Oracle, Pinal County, Arizona. The area is home to 4,073 residents, producing a population density of 5 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 85623 against Arizona and the nation.

On the economic side, the median household income for ZIP 85623 sits at $68,541 (6% below the Arizona average), while per-capita income is $45,554. The poverty rate stands at 12.8% and the unemployment rate at 2.4%. On housing, the median home value is $428,200 (27% above the state average) with median rent at — per month, and 89.4% of occupied units are owner-occupied, a direct signal of whether 85623 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.3% of adults hold a bachelor's degree or higher, the median age is 66.6, and the average commute is —. Use the benchmarks above to see where 85623 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 85623

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 85623.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 85623, Oracle, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,073

Population

905.1

Area (sq mi)

5

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 85623?

66.6

Median Age

53.7%

Male

46.3%

Female

6.1%

Foreign-Born

White 75.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 20.3%
Hispanic or Latino 23.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,541

Median Household Income

-6% vs state

$45,554

Per Capita Income

12.8%

Poverty Rate

2.4%

Unemployment Rate

How ZIP 85623 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$68,541 44th percentile higher than 44% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.7%
Bachelor's Degree or Higher 43.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,136

Total Housing Units

2,902

Occupied Units

234

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 89.4%
Renter 10.6%

$428,200

Median Home Value

+27% vs state

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-10.1%

YoY Change (2024)

303

HPI Index (2000 = 100)

+203%

Total Change Since 2000

Home values in ZIP 85623 have decreased 10.1% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 168
2021 +22.0% 205
2022 +26.1% 258
2023 +30.7% 337
2024 -10.1% 303

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 66 business establishments in ZIP 85623, employing approximately 669 people with a combined annual payroll of $34,785,000.

66

Businesses

669

Employees

$34.8M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Real estate and rental and leasing 10 15.2%
Construction 8 12.1%
Retail trade 7 10.6%
Professional, scientific, and technical services 7 10.6%
Accommodation and food services 7 10.6%
Other services (except public administration) 7 10.6%
Health care and social assistance 6 9.1%
Manufacturing 3 4.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Pinal County

85122 standard
Casa Grande, AZ
Pop: 50,942
85140 standard
San Tan Valley, AZ
Pop: 36,711
85143 standard
San Tan Valley, AZ
Pop: 35,015
85138 standard
Maricopa, AZ
Pop: 33,633
85132 standard
Florence, AZ
Pop: 33,556
85120 standard
Apache Junction, AZ
Pop: 28,168

Related Areas

Pinal County Oracle, AZ Arizona

Frequently Asked Questions

What county is ZIP code 85623 in? ▼
ZIP code 85623 (Oracle) is located in Pinal County, Arizona. Pinal County contains multiple ZIP codes, see the full list at /counties/pinal-az.
What is the population of ZIP code 85623? ▼
ZIP code 85623 in Oracle, AZ has a population of 4,073 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 85623? ▼
The median household income in ZIP 85623 is $68,541, which is 10% below the national average of $76,288.
What is the average home value in ZIP 85623? ▼
The median home value in ZIP 85623 is $428,200, which is 54% above the national average of $278,155.
What is the demographic makeup of ZIP 85623? ▼
The largest racial group in ZIP 85623 is White at 75.5%. Hispanic or Latino residents make up 23.2% of the population.
How many businesses are in ZIP code 85623? ▼
ZIP code 85623 has 66 business establishments employing approximately 669 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 85623? ▼
The top industries by establishment count in ZIP 85623 are: Real estate and rental and leasing (10), Construction (8), Retail trade (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 85623? ▼
According to the FHFA House Price Index, home values in ZIP 85623 decreased by 10.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 85623? ▼
In ZIP code 85623, 63.7% of residents aged 25+ have a high school diploma or higher, and 43.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 85623? ▼
In ZIP code 85623, approximately 89.4% of occupied housing units are owner-occupied and 10.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 85623? ▼
The poverty rate in ZIP code 85623 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Oracle, AZ

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.