ZIP Code 86042

ZIP code 86042 is classified by USPS as a standard delivery area and covers roughly 183.3 square miles in Polacca, Navajo County, Arizona. The area is home to 1,778 residents, producing a population density of 10 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86042 against Arizona and the nation.

On the economic side, the median household income for ZIP 86042 sits at $69,940 (4% below the Arizona average), while per-capita income is $22,902. The poverty rate stands at 15.2% and the unemployment rate at 5.7%. On housing, the median home value is $49,000 (85% below the state average) with median rent at $1,079 per month, and 54.8% of occupied units are owner-occupied, a direct signal of whether 86042 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.5% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Navajo County, so you can benchmark 86042 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →