PlainZIP

Polacca, AZ · standard

ZIP Code 86042

Navajo County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,778
10/sq mi
$69,940
Median income
$49,000
Median home value
12.5%
Bachelor's or higher

The verdict

Polacca pairs a below-median household income with among the most affordable home values nationally, in a rural, mixed-tenure area.

46th pct
household income, US ZIPs
1th pct
home value, US ZIPs
10
people per sq mi
55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86042 against every reporting US ZIP.

ZIP code 86042 covers 183.3 square miles in Polacca, Navajo County, Arizona (a standard USPS delivery area), with a modest 1,778 residents on file, a density of 10 people per square mile, in the Phoenix time zone.

ZIP 86042 reports a modest median household income of $69,940 (4% below the Arizona average), while per-capita income is $22,902. Local economic indicators show a 15.2% poverty rate alongside 5.7% unemployment. Housing costs here run $49,000 for a typical home value (85% below the state average), with rent averaging $1,079 a month; 54.8% of homes are owner-occupied.

Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is -. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Navajo County, so you can benchmark 86042 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 86042, Polacca, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,778

Population

183.3

Area (sq mi)

10

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 86042?

39.9

Median Age

44.5%

Male

55.5%

Female

0.0%

Foreign-Born

White 0.6%
African American 1.0%
Asian 0.0%
American Indian or Alaska Native 96.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.3%
Hispanic or Latino 9.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,940

Median Household Income

-4% vs state

$22,902

Per Capita Income

15.2%

Poverty Rate

5.7%

Unemployment Rate

How ZIP 86042 ranks nationally

Polacca, AZ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,940 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 42.1%
Bachelor's Degree or Higher 12.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

877

Total Housing Units

697

Occupied Units

180

Vacant Units

2.90

Avg Household Size

Occupancy Type

Owner 54.8%
Renter 45.2%

$49,000

Median Home Value

-85% vs state

$1,079

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 86042 vs 86043 →

ZIP Code City Population Distance
86043 Second Mesa, AZ 1,798 9.0 mi

More ZIP Codes in Navajo County

85901 standard
Show Low, AZ
Pop: 17,207
86047 standard
Winslow, AZ
Pop: 14,970
85941 standard
Whiteriver, AZ
Pop: 9,941
85929 standard
Lakeside, AZ
Pop: 8,322
86033 standard
Kayenta, AZ
Pop: 7,844
85937 standard
Snowflake, AZ
Pop: 7,638

Related Areas

Navajo County Polacca, AZ Arizona

Frequently Asked Questions

What county is ZIP code 86042 in? ▼
ZIP code 86042 (Polacca) is located in Navajo County, Arizona. Navajo County contains multiple ZIP codes, see the full list at /counties/navajo-az.
What is the population of ZIP code 86042? ▼
ZIP code 86042 in Polacca, AZ has a population of 1,778 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86042? ▼
The median household income in ZIP 86042 is $69,940, which is 8% below the national average of $76,288.
What is the average home value in ZIP 86042? ▼
The median home value in ZIP 86042 is $49,000, which is 82% below the national average of $278,155.
What is the demographic makeup of ZIP 86042? ▼
The largest racial group in ZIP 86042 is American Indian or Alaska Native at 96.1%. Hispanic or Latino residents make up 9.6% of the population.
What is the education level in ZIP code 86042? ▼
In ZIP code 86042, 42.1% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 86042? ▼
In ZIP code 86042, approximately 54.8% of occupied housing units are owner-occupied and 45.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86042? ▼
The poverty rate in ZIP code 86042 is 15.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.