Rock Point, AZ · standard
ZIP Code 86545
Apache County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,650
- 2/sq mi
- $26,071
- Median income
- $47,100
- Median home value
- 9.6%
- Bachelor's or higher
The verdict
Rock Point pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 1th pct
- household income, US ZIPs
- 1th pct
- home value, US ZIPs
- 2
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86545 against every reporting US ZIP.
ZIP code 86545 is classified by USPS as a standard delivery area and covers roughly 868.4 square miles in Rock Point, Apache County, Arizona. The area is home to 1,650 residents, producing a population density of 2 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86545 against Arizona and the nation.
On the economic side, the median household income for ZIP 86545 sits at $26,071 (64% below the Arizona average), while per-capita income is $15,891. The poverty rate stands at 39.7% and the unemployment rate at 14.3%. On housing, the median home value is $47,100 (86% below the state average) with median rent at $475 per month, and 89.7% of occupied units are owner-occupied, a direct signal of whether 86545 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 9.6% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is —. Use the benchmarks above to see where 86545 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 86545, Rock Point, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,650
Population
868.4
Area (sq mi)
2
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 86545?
39.0
Median Age
50.0%
Male
50.0%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$26,071
Median Household Income
-64% vs state
$15,891
Per Capita Income
39.7%
Poverty Rate
14.3%
Unemployment Rate
How ZIP 86545 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$26,071 1st percentile higher than 1% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
368
Total Housing Units
290
Occupied Units
78
Vacant Units
2.69
Avg Household Size
Occupancy Type
$47,100
Median Home Value
-86% vs state
$475
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
More ZIP Codes in Apache County
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Frequently Asked Questions
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Official Data Resources for Rock Point, AZ
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.