Cloudcroft, NM · standard

ZIP Code 88317

Otero County, New Mexico - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,751
3/sq mi Low-density area
$136,250
Median income Above-median income area
$214,300
Median home value Near-median home value
40.4%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Cloudcroft pairs a top-decile household income with below-median home values, in a rural, homeowner-dominated area.

Top 6%
household income, US ZIPs
48th pct
home value, US ZIPs
3
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 88317 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 88317 (Cloudcroft, NM) rose +5.4% from 2023 to 2024. The all-transactions index moved from 251.9 in 2023 to 265.5 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 88317 covers 603.8 square miles in Cloudcroft, Otero County, New Mexico (a standard USPS delivery area), with a modest 1,751 residents on file, a density of 3 people per square mile, in the Denver time zone.

ZIP 88317 skews affluent, with a median household income of $136,250 (130% above the average New Mexico ZIP), while per-capita income is $60,254. The poverty rate is 17.1%, with unemployment at 0.2%; those measures add context to the income figure. Median home value is $214,300 (0% below the average New Mexico ZIP) and median rent is $776; 90.0% of occupied homes are owner-occupied.

A solid share of residents have a four-year degree: 40.4% of adults hold a bachelor's degree or higher, the median age is 50.6, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Otero County, so 88317 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 88317

Top 5 sectors by establishment count in Cloudcroft, NM

Which industries have the most business establishments in ZIP 88317.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 88317, Cloudcroft, NM · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,751

Population

603.8

Area (sq mi)

3

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 88317?

50.6

Median Age

37.6%

Male

62.4%

Female

0.4%

Foreign-Born

White 96.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$136,250

Median Household Income

+130% vs state ZIP avg

$60,254

Per Capita Income

17.1%

Poverty Rate

0.2%

Unemployment Rate

How ZIP 88317 ranks among New Mexico ZIPs

Cloudcroft, NM household income vs. every New Mexico ZIP code

Median household income among 265 reporting New Mexico ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$136,250 Top 2% higher than 98% of 265 New Mexico ZIPs

This ZIP $0 $200K+ every New Mexico ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more New Mexico ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 40.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,150

Total Housing Units

946

Occupied Units

2,204

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 90.0%
Renter 10.0%

$214,300

Median Home Value

-0% vs state ZIP avg

$776

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.4%

YoY Change (2024)

266

HPI Index (2000 = 100)

+166%

Total Change Since 2000

Home values in ZIP 88317 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +166% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 172
2021 +14.4% 197
2022 +23.1% 243
2023 +3.8% 252
2024 +5.4% 266

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 65 business establishments in ZIP 88317, employing approximately 440 people with a combined annual payroll of $16,119,000.

65

Businesses

440

Employees

$16.1M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 14 21.5%
Retail trade 12 18.5%
Construction 9 13.8%
Other services (except public administration) 7 10.8%
Health care and social assistance 6 9.2%
Real estate and rental and leasing 3 4.6%
Professional, scientific, and technical services 3 4.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 88317 vs 88347 →

ZIP Code City Population Distance
88347 Sacramento, NM 100 10.3 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 88317, both outside NM so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,751 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Otero County

Frequently Asked Questions

What county is ZIP code 88317 in?

ZIP code 88317 (Cloudcroft) is located in Otero County, New Mexico. Otero County contains multiple ZIP codes, see the full list at /counties/otero-nm.

What is the population of ZIP code 88317?

ZIP code 88317 in Cloudcroft, NM has a population of 1,751 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 88317?

The median household income in ZIP 88317 is $136,250, which is 79% above the national average of $76,288.

What is the average home value in ZIP 88317?

The median home value in ZIP 88317 is $214,300, which is 23% below the national average of $278,155.

What is the demographic makeup of ZIP 88317?

The largest racial group in ZIP 88317 is White at 96.2%. Hispanic or Latino residents make up 1.9% of the population.

How many businesses are in ZIP code 88317?

ZIP code 88317 has 65 business establishments employing approximately 440 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 88317?

The top industries by establishment count in ZIP 88317 are: Accommodation and food services (14), Retail trade (12), Construction (9). There are 7 industry sectors represented in total.

How have home values changed in ZIP code 88317?

According to the FHFA House Price Index, home values in ZIP 88317 increased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 166%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 88317?

In ZIP code 88317, 56.7% of residents aged 25+ have a high school diploma or higher, and 40.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 88317?

In ZIP code 88317, approximately 90.0% of occupied housing units are owner-occupied and 10.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 88317?

The poverty rate in ZIP code 88317 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 88317's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.