PlainZIP

Thermal, CA · standard

ZIP Code 92274

Riverside County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,801
43/sq mi
$38,654
Median income
$163,800
Median home value
5.9%
Bachelor's or higher

The verdict

Thermal pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

5th pct
household income, US ZIPs
32th pct
home value, US ZIPs
43
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92274 against every reporting US ZIP.

ZIP code 92274 is a mid-sized community (a standard USPS delivery area) in Thermal, Riverside County, California, home to 19,801 residents across 463.7 square miles, a density of 43 people per square mile, in the Los Angeles time zone.

ZIP 92274 sits on the lower end of the income spectrum: median household income is $38,654 (62% below the California average), while per-capita income is $19,602. Poverty here runs at 20.1%, with unemployment measured at 13.4%. Housing costs here run $163,800 for a typical home value (79% below the state average), with rent averaging $925 a month; 72.5% of homes are owner-occupied.

Formal educational attainment runs low here: just 5.9% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 29 minutes. To put 92274 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Riverside County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92274

Top 5 sectors by establishment count in Thermal, CA

Which industries have the most business establishments in ZIP 92274.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92274, Thermal, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,801

Population

463.7

Area (sq mi)

43

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92274?

35.0

Median Age

49.6%

Male

50.4%

Female

42.8%

Foreign-Born

White 12.6%
African American 0.6%
Asian 0.5%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 53.4%
Hispanic or Latino 89.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$38,654

Median Household Income

-62% vs state

$19,602

Per Capita Income

20.1%

Poverty Rate

13.4%

Unemployment Rate

28.9 min

Mean Commute Time

How ZIP 92274 ranks nationally

Thermal, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$38,654 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 30.7%
Bachelor's Degree or Higher 5.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,673

Total Housing Units

5,734

Occupied Units

939

Vacant Units

3.14

Avg Household Size

Occupancy Type

Owner 72.5%
Renter 27.5%

$163,800

Median Home Value

-79% vs state

$925

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 135 business establishments in ZIP 92274, employing approximately 1,627 people with a combined annual payroll of $91,362,000.

135

Businesses

1,627

Employees

$91.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 29 21.5%
Retail trade 16 11.8%
Administrative and support and waste management and remediation services 16 11.8%
Transportation and warehousing 13 9.6%
Real estate and rental and leasing 11 8.2%
Agriculture, forestry, fishing and hunting 7 5.2%
Wholesale trade 7 5.2%
Other services (except public administration) 7 5.2%
Health care and social assistance 6 4.4%
Arts, entertainment, and recreation 6 4.4%
Accommodation and food services 5 3.7%
Manufacturing 4 3.0%
Professional, scientific, and technical services 4 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92274 vs 92254 →

ZIP Code City Population Distance
92254 Mecca, CA 12,768 7.8 mi

More ZIP Codes in Riverside County

92503 standard
Riverside, CA
Pop: 84,519
92509 standard
Jurupa Valley, CA
Pop: 75,196
92553 standard
Moreno Valley, CA
Pop: 73,722
92592 standard
Temecula, CA
Pop: 72,492
92882 standard
Corona, CA
Pop: 67,917
92562 standard
Murrieta, CA
Pop: 62,079

Related Areas

Riverside County Thermal, CA California

Frequently Asked Questions

What county is ZIP code 92274 in? ▼
ZIP code 92274 (Thermal) is located in Riverside County, California. Riverside County contains multiple ZIP codes, see the full list at /counties/riverside-ca.
What is the population of ZIP code 92274? ▼
ZIP code 92274 in Thermal, CA has a population of 19,801 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92274? ▼
The median household income in ZIP 92274 is $38,654, which is 49% below the national average of $76,288.
What is the average home value in ZIP 92274? ▼
The median home value in ZIP 92274 is $163,800, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 92274? ▼
The largest racial group in ZIP 92274 is Two or More Ethnicities at 53.4%. Hispanic or Latino residents make up 89.1% of the population.
How many businesses are in ZIP code 92274? ▼
ZIP code 92274 has 135 business establishments employing approximately 1,627 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92274? ▼
The top industries by establishment count in ZIP 92274 are: Construction (29), Retail trade (16), Administrative and support and waste management and remediation services (16). There are 13 industry sectors represented in total.
What is the education level in ZIP code 92274? ▼
In ZIP code 92274, 30.7% of residents aged 25+ have a high school diploma or higher, and 5.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92274? ▼
The mean commute time for workers in ZIP code 92274 is 28.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92274? ▼
In ZIP code 92274, approximately 72.5% of occupied housing units are owner-occupied and 27.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92274? ▼
The poverty rate in ZIP code 92274 is 20.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.