Thermal, CA · standard

ZIP Code 92274

Riverside County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,801
43/sq mi Moderate-density area
$38,654
Median income Below-median income area
$163,800
Median home value Below-median home value
5.9%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Thermal pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

5th pct
household income, US ZIPs
32nd pct
home value, US ZIPs
43
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92274 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 92274 (Thermal, CA) fell -1.3% from 2023 to 2024.

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 92274 is a mid-sized community (a standard USPS delivery area) in Thermal, Riverside County, California, home to 19,801 residents across 463.7 square miles, a density of 43 people per square mile, in the Los Angeles time zone.

ZIP 92274 sits on the lower end of the income spectrum: median household income is $38,654 (62% below the average California ZIP), while per-capita income is $19,602. Economic pressure is pronounced: 20.1% of residents are below the poverty line and unemployment is 13.4%. Home values sit below the statewide ZIP benchmark: the median is $163,800 (79% below the average California ZIP), and median rent is $925; owner occupancy is 72.5%.

Formal educational attainment runs low here: just 5.9% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 29 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Riverside County, so 92274 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 92274

Top 5 sectors by establishment count in Thermal, CA

Which industries have the most business establishments in ZIP 92274.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92274, Thermal, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,801

Population

463.7

Area (sq mi)

43

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92274?

35.0

Median Age

49.6%

Male

50.4%

Female

42.8%

Foreign-Born

White 12.6%
African American 0.6%
Asian 0.5%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 53.4%
Hispanic or Latino 89.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$38,654

Median Household Income

-62% vs state ZIP avg

$19,602

Per Capita Income

20.1%

Poverty Rate

13.4%

Unemployment Rate

28.9 min

Mean Commute Time

How ZIP 92274 ranks among California ZIPs

Thermal, CA household income vs. every California ZIP code

Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$38,654 2nd percentile higher than 2% of 1,583 California ZIPs

This ZIP $0 $200K+ every California ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 30.7%
Bachelor's Degree or Higher 5.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,673

Total Housing Units

5,734

Occupied Units

939

Vacant Units

3.14

Avg Household Size

Occupancy Type

Owner 72.5%
Renter 27.5%

$163,800

Median Home Value

-79% vs state ZIP avg

$925

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 135 business establishments in ZIP 92274, employing approximately 1,627 people with a combined annual payroll of $91,362,000.

135

Businesses

1,627

Employees

$91.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 29 21.5%
Retail trade 16 11.8%
Administrative and support and waste management and remediation services 16 11.8%
Transportation and warehousing 13 9.6%
Real estate and rental and leasing 11 8.2%
Agriculture, forestry, fishing and hunting 7 5.2%
Wholesale trade 7 5.2%
Other services (except public administration) 7 5.2%
Health care and social assistance 6 4.4%
Arts, entertainment, and recreation 6 4.4%
Accommodation and food services 5 3.7%
Manufacturing 4 3.0%
Professional, scientific, and technical services 4 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92274 vs 92254 →

ZIP Code City Population Distance
92254 Mecca, CA 12,768 7.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 92274, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (19,801 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Riverside County

Frequently Asked Questions

What county is ZIP code 92274 in?

ZIP code 92274 (Thermal) is located in Riverside County, California. Riverside County contains multiple ZIP codes, see the full list at /counties/riverside-ca.

What is the population of ZIP code 92274?

ZIP code 92274 in Thermal, CA has a population of 19,801 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 92274?

The median household income in ZIP 92274 is $38,654, which is 49% below the national average of $76,288.

What is the average home value in ZIP 92274?

The median home value in ZIP 92274 is $163,800, which is 41% below the national average of $278,155.

What is the demographic makeup of ZIP 92274?

The largest racial group in ZIP 92274 is Two or More Ethnicities at 53.4%. Hispanic or Latino residents make up 89.1% of the population.

How many businesses are in ZIP code 92274?

ZIP code 92274 has 135 business establishments employing approximately 1,627 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 92274?

The top industries by establishment count in ZIP 92274 are: Construction (29), Retail trade (16), Administrative and support and waste management and remediation services (16). There are 13 industry sectors represented in total.

What is the education level in ZIP code 92274?

In ZIP code 92274, 30.7% of residents aged 25+ have a high school diploma or higher, and 5.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 92274?

The mean commute time for workers in ZIP code 92274 is 28.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 92274?

In ZIP code 92274, approximately 72.5% of occupied housing units are owner-occupied and 27.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 92274?

The poverty rate in ZIP code 92274 is 20.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 92274's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 92274's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.