Santa Barbara, CA · standard

ZIP Code 93103

Santa Barbara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,249
1,492/sq mi
$122,159
Median income
$1,663,600
Median home value
47.4%
Bachelor's or higher

National ZIP placement

Santa Barbara pairs a top-decile household income with top-decile home values, in a low-density, mixed-tenure area.

Top 9%
household income, US ZIPs
Top 1%
home value, US ZIPs
1,492
people per sq mi
43%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 93103 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 93103 (Santa Barbara, CA) rose +7.3% from 2023 to 2024. The all-transactions index moved from 265.2 in 2023 to 284.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 93103 is a densely settled ZIP (a standard USPS delivery area) in Santa Barbara, Santa Barbara County, California, with 20,249 residents across 13.6 square miles, a density of 1,492 people per square mile, in the Los Angeles time zone.

ZIP 93103 skews affluent, with a median household income of $122,159 (20% above the average California ZIP), while per-capita income is $60,754. The poverty rate is 12.9%, with unemployment at 4.4%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $1,663,600 (115% above the average California ZIP), with only 43.1% owner-occupied homes and median rent of $2,587.

A solid share of residents have a four-year degree: 47.4% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 17 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Santa Barbara County, so 93103 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 93103

Top 5 sectors by establishment count in Santa Barbara, CA

Which industries have the most business establishments in ZIP 93103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 93103, Santa Barbara, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,249

Population

13.6

Area (sq mi)

1,492

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 93103?

41.7

Median Age

49.2%

Male

50.8%

Female

26.3%

Foreign-Born

White 49.7%
African American 1.3%
Asian 4.5%
American Indian or Alaska Native 1.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.5%
Hispanic or Latino 48.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$122,159

Median Household Income

+20% vs state ZIP avg

$60,754

Per Capita Income

12.9%

Poverty Rate

4.4%

Unemployment Rate

16.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.6%
Bachelor's Degree or Higher 47.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,056

Total Housing Units

7,567

Occupied Units

489

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 43.1%
Renter 56.9%

$1,663,600

Median Home Value

+115% vs state ZIP avg

$2,587

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.3%

YoY Change (2024)

284

HPI Index (2000 = 100)

+184%

Total Change Since 2000

Home values in ZIP 93103 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +184% cumulative appreciation.

Year Annual Change HPI Index
2020 202
2021 +10.6% 223
2022 +36.2% 304
2023 -12.7% 265
2024 +7.3% 284

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 727 business establishments in ZIP 93103, employing approximately 9,629 people with a combined annual payroll of $814,829,000.

727

Businesses

9,629

Employees

$814.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 109 15.0%
Professional, scientific, and technical services 100 13.8%
Retail trade 81 11.1%
Other services (except public administration) 72 9.9%
Accommodation and food services 57 7.8%
Administrative and support and waste management and remediation services 56 7.7%
Health care and social assistance 54 7.4%
Real estate and rental and leasing 43 5.9%
Wholesale trade 39 5.4%
Manufacturing 32 4.4%
Finance and insurance 20 2.8%
Arts, entertainment, and recreation 20 2.8%
Information 15 2.1%
Educational services 15 2.1%
Transportation and warehousing 6 0.8%
Management of companies and enterprises 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 93103 vs 93101 →

ZIP 93103 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 93103 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 93103 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 93103 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
93101 Santa Barbara, CA 31,683 2.1 mi
93108 Santa Barbara, CA 11,112 3.5 mi
93109 Santa Barbara, CA 10,858 3.4 mi
93110 Santa Barbara, CA 16,829 4.7 mi
93067 Summerland, CA 895 5.1 mi
93111 Santa Barbara, CA 17,370 7.1 mi
93105 Santa Barbara, CA 24,815 9.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 93103, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (20,249 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Santa Barbara County

Frequently Asked Questions

What county is ZIP code 93103 in?
ZIP code 93103 (Santa Barbara) is located in Santa Barbara County, California. Santa Barbara County contains multiple ZIP codes, see the full list at /counties/santa-barbara-ca.
What is the population of ZIP code 93103?
ZIP code 93103 in Santa Barbara, CA has a population of 20,249 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 93103?
The median household income in ZIP 93103 is $122,159, which is 60% above the national average of $76,288.
What is the average home value in ZIP 93103?
The median home value in ZIP 93103 is $1,663,600, which is 498% above the national average of $278,155.
What is the demographic makeup of ZIP 93103?
The largest racial group in ZIP 93103 is White at 49.7%. Hispanic or Latino residents make up 48.8% of the population.
How many businesses are in ZIP code 93103?
ZIP code 93103 has 727 business establishments employing approximately 9,629 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 93103?
The top industries by establishment count in ZIP 93103 are: Construction (109), Professional, scientific, and technical services (100), Retail trade (81). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 93103?
According to the FHFA House Price Index, home values in ZIP 93103 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 184%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 93103?
In ZIP code 93103, 62.6% of residents aged 25+ have a high school diploma or higher, and 47.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 93103?
The mean commute time for workers in ZIP code 93103 is 16.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 93103?
In ZIP code 93103, approximately 43.1% of occupied housing units are owner-occupied and 56.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 93103?
The poverty rate in ZIP code 93103 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Related

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Read our methodology : how this data is sourced, computed, and verified.