San Mateo, CA · standard

ZIP Code 94404

San Mateo County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

33,749
3,031/sq mi
$192,332
Median income
$1,714,400
Median home value
74.3%
Bachelor's or higher

The verdict

San Mateo pairs a top-decile household income with top-decile home values, in a suburban-density, mixed-tenure area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
3,031
people per sq mi
51%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94404 against every reporting US ZIP.

ZIP code 94404 is classified by USPS as a standard delivery area and covers roughly 11.1 square miles in San Mateo, San Mateo County, California. The area is home to 33,749 residents, producing a population density of 3,031 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94404 against California and the nation.

On the economic side, the median household income for ZIP 94404 sits at $192,332 (89% above the California average), while per-capita income is $99,796. The poverty rate stands at 4.3% and the unemployment rate at 4.5%. On housing, the median home value is $1,714,400 (122% above the state average) with median rent at $3,501 per month, and 51.2% of occupied units are owner-occupied, a direct signal of whether 94404 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 74.3% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Mateo County, so you can benchmark 94404 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 94404

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 94404.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94404, San Mateo, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

33,749

Population

11.1

Area (sq mi)

3,031

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94404?

39.8

Median Age

48.2%

Male

51.8%

Female

48.0%

Foreign-Born

White 31.5%
African American 2.0%
Asian 52.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 10.0%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$192,332

Median Household Income

+89% vs state

$99,796

Per Capita Income

4.3%

Poverty Rate

4.5%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 94404 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$192,332 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 81.2%
Bachelor's Degree or Higher 74.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,350

Total Housing Units

14,717

Occupied Units

633

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 51.2%
Renter 48.8%

$1,714,400

Median Home Value

+122% vs state

$3,501

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.2%

YoY Change (2022)

144

HPI Index (2000 = 100)

+44%

Total Change Since 2000

Home values in ZIP 94404 have decreased 3.2% over the past year (2022). Since 2000, this ZIP has seen +44% cumulative appreciation.

Year Annual Change HPI Index
2018 -3.2% 186
2019 -12.7% 162
2020 -5.7% 153
2021 -2.7% 149
2022 -3.2% 144

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 911 business establishments in ZIP 94404, employing approximately 26,284 people with a combined annual payroll of $5,858,700,000.

911

Businesses

26,284

Employees

$5.9B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 193 21.2%
Health care and social assistance 119 13.1%
Accommodation and food services 92 10.1%
Real estate and rental and leasing 87 9.6%
Finance and insurance 78 8.6%
Other services (except public administration) 54 5.9%
Information 53 5.8%
Wholesale trade 43 4.7%
Administrative and support and waste management and remediation services 43 4.7%
Construction 39 4.3%
Retail trade 38 4.2%
Educational services 27 3.0%
Transportation and warehousing 14 1.5%
Arts, entertainment, and recreation 12 1.3%
Manufacturing 10 1.1%
Management of companies and enterprises 8 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94404 vs 94065 →

ZIP 94404 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94404 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94404 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94404 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94065 Redwood City, CA 11,359 1.9 mi
94403 San Mateo, CA 39,642 2.3 mi
94070 San Carlos, CA 29,166 4.0 mi
94401 San Mateo, CA 34,429 3.0 mi
94002 Belmont, CA 25,992 3.4 mi
94402 San Mateo, CA 23,981 3.7 mi
94010 Burlingame, CA 40,737 5.4 mi
94063 Redwood City, CA 30,949 5.4 mi
94061 Redwood City, CA 36,245 6.8 mi
94027 Atherton, CA 7,089 7.9 mi

More ZIP Codes in San Mateo County

Frequently Asked Questions

What county is ZIP code 94404 in?
ZIP code 94404 (San Mateo) is located in San Mateo County, California. San Mateo County contains multiple ZIP codes, see the full list at /counties/san-mateo-ca.
What is the population of ZIP code 94404?
ZIP code 94404 in San Mateo, CA has a population of 33,749 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94404?
The median household income in ZIP 94404 is $192,332, which is 152% above the national average of $76,288.
What is the average home value in ZIP 94404?
The median home value in ZIP 94404 is $1,714,400, which is 516% above the national average of $278,155.
What is the demographic makeup of ZIP 94404?
The largest racial group in ZIP 94404 is Asian at 52.6%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 94404?
ZIP code 94404 has 911 business establishments employing approximately 26,284 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94404?
The top industries by establishment count in ZIP 94404 are: Professional, scientific, and technical services (193), Health care and social assistance (119), Accommodation and food services (92). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 94404?
According to the FHFA House Price Index, home values in ZIP 94404 decreased by 3.2% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 44%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94404?
In ZIP code 94404, 81.2% of residents aged 25+ have a high school diploma or higher, and 74.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94404?
The mean commute time for workers in ZIP code 94404 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94404?
In ZIP code 94404, approximately 51.2% of occupied housing units are owner-occupied and 48.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94404?
The poverty rate in ZIP code 94404 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for San Mateo, CA

Verify and explore additional data for this area using these official government sources.