Residential delivery area · California

ZIP Code 94404: San Mateo, CA

ZIP code 94404 uses the postal name San Mateo, California and lies entirely in San Mateo County (Census 2020 ZIP-county file). About 36,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of San Mateo's 4 residential ZIP codes. Median household income is $192,332 (Census Bureau, ACS 2020-2024). Most of its land (87%) lies in the city of Foster City; 13% is in San Mateo.

  • ACS2020-24
  • Census2020
  • FHFA2022
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
944sectional center: San Francisco, CA (SCF 940)
04delivery area within it
Town
San Mateo · 4 residential ZIPs
Census places
Foster City (87%); San Mateo (13%)
Metro area
San Francisco-Oakland-Fremont, CA
House district
CA-15 119th Congress
Time zone
Pacific
Land area
4.4 sq mi · 8,249 people per sq mi
PO Box ZIPs
94497 also use the name San Mateo

Where is ZIP code 94404?

94404 centers on 37.556°, -122.268° and covers 4.4 square miles of land plus 0.6 of water. It borders 4 ZIP codes: 94065, 94403, 94401, 94002.

94002 · Belmont94065 · Redwood City94401 · San Mateo94403 · San Mateo94404 · San Mateo (this ZIP)944049440394002944019406594002 · Belmont94065 · Redwood City94401 · San Mateo94403 · San Mateo94404 · San Mateo (this ZIP)944049440394002944019406594002 · Belmont94065 · Redwood City94401 · San Mateo94403 · San Mateo94404 · San Mateo (this ZIP)9440494403940029440194065
Shaded by median household income, in national fifths (ACS 2020-2024); 94404 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 94404, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 94404 compare with the rest of San Mateo?

Rank of 94404 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure94404In San MateoIn San Mateo CountyIn CA
People (ACS 2020-2024)35,8812nd of 411th of 31467th of 1,802
Median household income$192k1st of 410th of 2362nd of 1,189
Median home value$1.71M3rd of 414th of 2795th of 1,317

Its median household income is higher than in 99% of U.S. residential ZIP codes, and it is denser than 97% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 94404?

The 2020 Census counted 37,323 people in 94404; the ACS, which samples households over 2020-2024, estimates 35,881. Between the 2010 and 2020 censuses its population grew 10.6% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
35,881
2020 Census count
37,323+10.6% since 2010 (33,749)
Households
14,717
Median age
39.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 94404?

Of the 35,881 people the ACS estimates in 94404, 21.3% are under 18 and 17.8% are 65 or older. The largest group by race and Hispanic origin is Asian (not Hispanic) (52.6%), then White (not Hispanic) (30.3%).

  • Under 1821.3%
  • 18 to 6460.9%
  • 65 and older17.8%
Age of the people of 94404 (ACS 2020-2024, B01001)
  • Asian, not Hispanic52.6%
  • White, not Hispanic30.3%
  • Other or two or more7.9%
  • Hispanic or Latino7.4%
  • Black, not Hispanic1.9%
Race and Hispanic origin in 94404 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 94404 earn?

Median household income is $192,332 (ACS 2020-2024), the 10th highest of the 23 ranked ZIP codes in San Mateo County. It is not measurably different from 2015-2019 ($183,847 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$192,332
Income per person
$99,796
Below the poverty line
4.3%
Unemployed (of the labor force)
4.6%
Adults 25+ with a bachelor's degree
74.3%
Adjusted gross income per tax return, 2022
$224,17617,540 returns; wages 77% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 94404?

Median home value (owners' estimate)
$1,714,400
Median gross rent
$3,500 or more
Homes owned by their occupants
51.2%
Housing units
15,350
0 400 800 1200 1600 2000 19751990200020102022 0 400 800 1200 1600 2000 19751990200020102022 0 400 800 1200 1600 2000 19751990200020102022
Index = 100 in 1975, the first year FHFA reports for 94404; 2022: 1392.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 94404 stops in 2022: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 94404?

911 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services193
  • Health care and social assistance119
  • Accommodation and food services92
  • Real estate and rental and leasing87
  • Finance and insurance78
  • Other services (except public administration)54

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 94404?

ZIP codes that share a boundary with 94404, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
94065Redwood City11,673$216k1.8 mi
94403San Mateo43,276$175k2.4 mi
94401San Mateo35,295$122k3.2 mi
94002Belmont27,534$204k3.3 mi
94402San Mateo25,475$173k3.6 mi (near)
94070San Carlos30,447$240k4.1 mi (near)
94063Redwood City34,433$117k5.9 mi (near)
94010Burlingame43,025$197k6.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.