Oakland, CA · standard

ZIP Code 94609

Alameda County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,596
4,655/sq mi
$107,834
Median income
$1,207,700
Median home value
65.1%
Bachelor's or higher

The verdict

Oakland pairs an upper-quartile household income with top-decile home values, in a suburban-density, renter-heavy area.

Top 14%
household income, US ZIPs
Top 1%
home value, US ZIPs
4,655
people per sq mi
33%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94609 against every reporting US ZIP.

ZIP code 94609 is classified by USPS as a standard delivery area and covers roughly 4.4 square miles in Oakland, Alameda County, California. The area is home to 20,596 residents, producing a population density of 4,655 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94609 against California and the nation.

On the economic side, the median household income for ZIP 94609 sits at $107,834 (6% above the California average), while per-capita income is $79,485. The poverty rate stands at 10.2% and the unemployment rate at 6.6%. On housing, the median home value is $1,207,700 (56% above the state average) with median rent at $2,222 per month, and 32.9% of occupied units are owner-occupied, a direct signal of whether 94609 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 65.1% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Alameda County, so you can benchmark 94609 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 94609

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 94609.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94609, Oakland, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

20,596

Population

4.4

Area (sq mi)

4,655

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94609?

35.6

Median Age

47.7%

Male

52.3%

Female

16.7%

Foreign-Born

White 44.9%
African American 23.8%
Asian 10.8%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 13.6%
Hispanic or Latino 14.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$107,834

Median Household Income

+6% vs state

$79,485

Per Capita Income

10.2%

Poverty Rate

6.6%

Unemployment Rate

30.3 min

Mean Commute Time

How ZIP 94609 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$107,834 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.5%
Bachelor's Degree or Higher 65.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,042

Total Housing Units

11,049

Occupied Units

993

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 32.9%
Renter 67.1%

$1,207,700

Median Home Value

+56% vs state

$2,222

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.6%

YoY Change (2024)

369

HPI Index (2000 = 100)

+269%

Total Change Since 2000

Home values in ZIP 94609 have decreased 0.6% over the past year (2024). Since 2000, this ZIP has seen +269% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.0% 356
2021 +3.9% 370
2022 +7.9% 399
2023 -6.9% 371
2024 -0.6% 369

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 820 business establishments in ZIP 94609, employing approximately 12,431 people with a combined annual payroll of $1,359,979,000.

820

Businesses

12,431

Employees

$1.4B

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 263 32.1%
Professional, scientific, and technical services 122 14.9%
Accommodation and food services 92 11.2%
Retail trade 73 8.9%
Other services (except public administration) 67 8.2%
Real estate and rental and leasing 42 5.1%
Construction 35 4.3%
Information 29 3.5%
Administrative and support and waste management and remediation services 25 3.0%
Arts, entertainment, and recreation 17 2.1%
Educational services 16 1.9%
Manufacturing 15 1.8%
Finance and insurance 10 1.2%
Wholesale trade 8 1.0%
Transportation and warehousing 5 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94609 vs 94608 →

ZIP 94609 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94609 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94609 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94609 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94608 Emeryville, CA 28,019 1.2 mi
94612 Oakland, CA 14,389 1.8 mi
94618 Oakland, CA 16,046 1.5 mi
94704 Berkeley, CA 25,592 2.3 mi
94703 Berkeley, CA 19,846 2.1 mi
94610 Oakland, CA 29,287 2.0 mi
94709 Berkeley, CA 11,806 3.1 mi
94720 Berkeley, CA 2,964 2.8 mi
94702 Berkeley, CA 15,979 2.5 mi
94705 Berkeley, CA 12,762 2.6 mi

More ZIP Codes in Alameda County

Frequently Asked Questions

What county is ZIP code 94609 in?
ZIP code 94609 (Oakland) is located in Alameda County, California. Alameda County contains multiple ZIP codes, see the full list at /counties/alameda-ca.
What is the population of ZIP code 94609?
ZIP code 94609 in Oakland, CA has a population of 20,596 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94609?
The median household income in ZIP 94609 is $107,834, which is 41% above the national average of $76,288.
What is the average home value in ZIP 94609?
The median home value in ZIP 94609 is $1,207,700, which is 334% above the national average of $278,155.
What is the demographic makeup of ZIP 94609?
The largest racial group in ZIP 94609 is White at 44.9%. Hispanic or Latino residents make up 14.2% of the population.
How many businesses are in ZIP code 94609?
ZIP code 94609 has 820 business establishments employing approximately 12,431 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94609?
The top industries by establishment count in ZIP 94609 are: Health care and social assistance (263), Professional, scientific, and technical services (122), Accommodation and food services (92). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 94609?
According to the FHFA House Price Index, home values in ZIP 94609 decreased by 0.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 269%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94609?
In ZIP code 94609, 74.5% of residents aged 25+ have a high school diploma or higher, and 65.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94609?
The mean commute time for workers in ZIP code 94609 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94609?
In ZIP code 94609, approximately 32.9% of occupied housing units are owner-occupied and 67.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94609?
The poverty rate in ZIP code 94609 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oakland, CA

Verify and explore additional data for this area using these official government sources.